What happens if I don't pay the payday loans

Post New Thread
leee
Anonymous
Posts: n/a
Credits: 50,454


Sub: #369
Replied on 04-17-2011, 12:35 PM
Reply With Quote

Im 19, I have three payday loans out and 3 actual loans out. I cant afford any of them, my bank is negative 500.00 I dont know what to do? should i left the loans go and just pay my bank?

unregistered
Anonymous
Posts: n/a
Credits: 50,454


Sub: #370
Replied on 04-18-2011, 02:44 AM
Reply With Quote

You should pay off the bank so that your account gets positive. After that you should check out if payday loans are legal in your state. If they are illegal, then you need to pay off the principal balance only. If you're unable to pay the principal balance, then you may take the help of payday loan consolidation.

kitkat
Anonymous
Posts: n/a
Credits: 50,454


Sub: #371 payday loans
Replied on 04-27-2011, 02:22 PM
Reply With Quote

Please help me. I live in North carolina. I have 8 payday loans. they are Great sky cash borrow 600.00 have pay 190.00/ united cashloans-borrow 350.00 owe 2.90/500 fastcash borrow 350.00/dgrgroup borrow 200.00/fastcash borrow 350.00 owe 590.00/paydaymax borrow 300.00 owe 208.00/the one that is very rude that i try to pymt arrangements id advancenenow- Get this i borrrow 400.00 I have pay finance charge of 180.00 x 5 pymts and 2 payments of 186.25 and just made a 200.00 payment and still harassing me saying i still owe 478.00 and that i better pay it. Iam scare. I do not have the funds and wondering what they can do. I am going out of work on may 10th for back surgery therefore i will be out of work for 8 weeks. any suggestions?

Unregistered missy marie
Anonymous
Posts: n/a
Credits: 50,454


Sub: #372 mess up
Replied on 04-29-2011, 06:37 AM
Reply With Quote

I am on a fixed income and receive social security disibility and I have got way over my head with
several check casing places. 200. here and 300 there with thirty dollar fees on each. Now what can I do to get out of this and what can they do to me if i can't pay back.

candi
Anonymous
Posts: n/a
Credits: 50,454


Sub: #373
Replied on 05-05-2011, 02:33 PM
Reply With Quote

i have $ different payday loans all totaling about 1400 i cant payback due to inccome decrease all are on line i know one is seaside how can i get out of this im tired of the threats of sewing me and takeing me to court serving papaers at my job or at home please help

candi
Anonymous
Posts: n/a
Credits: 50,454


Sub: #374
Replied on 05-05-2011, 02:34 PM
Reply With Quote

i meant 4 different loan companies on line

unregistered
Anonymous
Posts: n/a
Credits: 50,454


Sub: #375
Replied on 05-06-2011, 01:48 AM
Reply With Quote

What state do you live in? If you live in a state, where payday lending is illegal, you can simply pay off the principal amount to them and get rid of the debts.

mcleod 123
Anonymous
Posts: n/a
Credits: 50,454


Sub: #376
Replied on 05-23-2011, 01:19 PM
Reply With Quote

I love in GA and did a pay day loan with cash n advance online the rates seem high If I don't pay them back will I go to jail

Claudiia
Anonymous
Posts: n/a
Credits: 50,454


Sub: #377 helpp answer question
Replied on 05-27-2011, 01:25 PM
Reply With Quote

Hi I have 2 loan both online.
One click cash $300
US Fast Cash $350
I got a phne call saying some type of fraud action was going to be taken againsdt my social security number. They also threatened to take matters to my local sheriff county.m can someonle pleas help. I can make a partial payment I don't know if that will help. Also at the time I took out the loans I had my bank account open but I froze it due to having unrecognized charge on there.




Posts: 13,409
Credits: 95,147


Send message to paulmergel
Sub: #378
Replied on 05-27-2011, 01:48 PM
Reply With Quote

well seeing as both loans are d/b/a's of MTE and totally illegal not only do only owe the principle,but they can't have you arrested.also anything they say don't believe as again totally illegal,and can't/won't do anything they threaten.file AG complaints against both illegals.then ignore them.since they want to break the law with threats then they get jack.

__________________
giving hope to the hopeless,help to the helpless,and hap to the hapless.

Unregistered
Anonymous
Posts: n/a
Credits: 50,454


Sub: #379 don't think so...no
Replied on 06-18-2011, 02:06 PM
Reply With Quote

This really depends on what state you live in. But the majority of them have a law that restrict them from even "threatening" you about criminal charges brought against you. Check into as they may be threatening you illegally and probably are because they will do anything and say whatever to scare you into paying up.

Unregistered
Anonymous
Posts: n/a
Credits: 50,454


Sub: #380
Replied on 05-21-2012, 12:41 PM
Reply With Quote

Hi yes I have a few like 5 loans all of them are internet loans. One is Zip19, Multiloan, One Click Cash, ameriloan and Peppercah. I have been trying to pay and got sick with colon and breast cancer and then I had my father and step mom killed in an car accident. So i fell way behind. Is there anyway they can take you to court and garnish your wages, You and your spouses wges as well




Thread Tools
Display Modes

Posting Rules
You may post new threads
You may post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off

Forum Jump



All times are GMT -8. The time now is 04:15 AM.






* Disclosures:
  • By signing up for counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
  • Some creditors and collection agencies refuse to lower the pay off amount, interest rate, and fees owed by the consumer.
  • Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies.
  • Debt relief services may have a negative impact on the consumer's creditworthiness and his overall debt amount may increase due to the accumulation of extra fees.
  • The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.
Page loaded in 0.329 seconds.