United Cash Loans

Today my husband received a call from Mike at United Cash Loans and threatened check fraud charges. 1st of all they never received a post dated check from him. Second of all Mike is denying receving any payments. When Mike called here on the 26th of January, he stated he received payments from T&C and they had posted the account. Well today he is saying that he never received anything and they are proceeding. Now how in the world would he have known the amount of payment and who they were from if they weren't receiving anything? I called T&C and Jessica said that they have cashed both checks which means that once they have cashed they checks they accepted the proposed payment. She said she will call him tomorrow morning. I have filed a complaint this afternoon with Consumer Affairs in Tennessee, Nevada and the BBB and the Attorney Generals in Tennessee and Nevada about this. I am getting so tired of this. I dont know what United Cash Loans problem is, they are receiving payment so what is their problem? They think I brought heat down before, they haven't seen anything yet. Anybody dealing with United Cash Loans, REPORT THEM TO THE PROPER PEOPLE!!

Sometimes, this is one way of insisting people to send large payments. They are not satisfied with the present payment schedule so they want to convey the message indirectly.

Since you are already under professional help, I hope Jessica knows how to deal with these people. Don't worry, she will handle the situation nicely.

Brat,

They are on my list of creditors with T & C as well. I have not had any problems with them, yet. You did the right thing (in my opinion) by reporting them once again. Also, report them to the Better Business Bureau if possible. I would also report them to Nevada's department of financial institutions because they are not licensed to loan money. I have done research and I have not found this information. You may want to check your state laws regarding this matter. Also, if you want some more information, pm me. I will let you know a little secret when it comes to dealing with these types of companies. I am dealing with a payday lender right now who has accepted a proposal amount with T & C. They knew my checking account was closed when I went into this program over a month ago. They keep trying to debit my old checking account. I do not know why because they know it's closed. It is very frustrating but I am working on another letter that I am going to send them via certified mail. I feel they are trying to debit this account to add more fees. It seems they are just wanting more money. I'm not going to allow this because it is unethical. We are trying to do the right thing by working with a debt consolidation company. I know it's frustrating but hang in there.

If they are receiving and accepting payment, there's not anything they can do except sit and whine about it. They're just trying to scare you.

You would think beings United Cash Loans is doing unlicensed business that they would behave themselves. My husband was so upset because he got called out of a meeting and in his position, that's not good to be pulled out of a meeting. All I have to say is BRING IT ON UNITED CASH LOANS, I'm ready for you.

What do they care? They've made a ton of money as it is, and they'd probably just start a new scam company under a new name..And who knows how many they operate anyway?

Yeah, bring it on is right. I think United is the same as a few others. None of them are licensed so where do they get off threatening people? It makes me sick but things will turn out okay. I feel better since I wrote my letter to my other lender.

Ok, I am so scared now, I have a loan with them too, but they said they will debit the amount from my checking account. They have already debited $90.00 for the first fee.

Is this company a scam?

They are not licensed to lend money. They have to be licensed in the state they are in which is Nevada and I have a letter from the Nevada Financial Institution that they are not licensed to lend in their state.

I am fed up with these twits, (United Cash Loans). Now they are stating that they need permission to talk to T&C. I am sick and tired of these games. I am now more than ever going further to get these jerks shut down. They have to be the most crooked people out there in the payday business. Well, except for Sonic, Rio Resources, etc. Everyone gets my point. All of us dealing with payday lenders need to band together and get them all shut down and forbidden forever.

Lynn,

They are not licensed as brat has stated, do not take any threats from them. Learn you rights and your state laws. You can check with your state's consumer protection office of department of financial institutions regarding payday lenders. Brat, also in my state they MUST be licensed in order to loan money. If not, then they are breaking my state's law. You may always want to check with your state regarding such laws, ie. department of division of financial institutions. According to the FTC, I've been told twice that the loan is considered originated in the state of the consumer. I was told once it was not so it could go either way. They do sound like Sonic with this type of BS. I had to fax permission to them, verbal, and then fax again. What's the deal when they have already accepted and cashed payment through T & C? Keep up on everything, and you will be okay. I know it's frustrating and takes a lot of time but it's for the best. I agree these places need to be shut down or even regulated better. It seems some states are cracking down and I hope more are to follow in those footsteps.

I found some interesting info about payday loans. Go to consumerfed.org. They have a 53 page report. It states in there some of the places that don't have licenses, which states don't allow loans, etc. I thought I would share the site. Can I post a link to get to this report?

I received a letter from the Division of Consumer Affairs today from my complaint filed against United cash Loans. They are going to intervene and make United Cash Loans accept the payment plan from T&C. I am very happy to get this letter. This has been a long time coming. Just thought I would share this info for anyone who is having trouble with United Cash Loans.

Wow!! That's really good news, Brat! Ultimately the bad ones lose and people having good faith win the battle. Having some involvement of your AG, you won't have any problems while paying UCL because they will come in their best behavior (at least with you). Congrats once again.

Yay! Great to know they won't be messing with you anymore!

That's good news, Brat. It's funny how much more negotiable these companies become after you get the AG's office involved.