Thanks JCEMT. I have no credit problems or debts or anything. It is just that I moved to new place one year ago and phone company (SBC-ATT) gave me this phone number.
I think the previous phone number owner had problems with many companies that called me over the time, and they stopped doing that after I told them I just got the phone number. But this Universal Fidelity is just too bad harassing, so much. I also read very similar stories to mine and complains about this company in: w w w DOT gigglechick DOT com / erin / blog/ 2007/ 05/ universal_fidelity_2816474152 DOT php , I hope the law had some effective, quick, easy and practical ways for us to be able to stop those companies with such bad practices as Universal Fidelity! , why we all have to suffer the pain of bad actions of few bad companies?, and they can harass anyone and make anyone’s life feel miserable and helpless? And looks like they are working legally and no law stop them.