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 Posted: Thu Aug 21, 2008 10:19 am Post subject: Universal Fidelity |
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| My mom is being harrassed by this company. They are very rude and my mom is very upset over the phone call she got because they were so rude and obnoxious to her. I am thinking of turning this into the BBB and APS. |
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mamasmither
Joined: 21 Aug 2008
Posts: 1
Debtcc Points: 9
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| Posted: Thu Sep 04, 2008 6:03 pm Post subject: contacting me to contact a family member |
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| I live in a completely different state than a family member of mine, and somehow, after I'm married, they, University fidelity, has contacted me asking about my family member....Can they do that? And, if my family member hadn't given my number or name, how exactly could they have received my number? After all, the lady claimed that my family member gave my number to them....after calling my family member, they acknowledged that my number wasn't given out. Is this legal? |
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jasin
Guest
Debtcc Points: 100
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| Posted: Sun Sep 07, 2008 11:23 am Post subject: above and beyond standard harassment |
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| i had a bill collector from UF ask me why I didn't go get a job (I am a stay at home to 3 small children) and then tell me to try and get a payday advance loan (hello? duh) and then basically promise to call him back in a couple weeks with a post-dated check, unless I happened to die before I could make the call. The guy had me crying on the phone. |
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sgray
Guest
Debtcc Points: 100
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| Posted: Mon Sep 08, 2008 1:27 am Post subject: |
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| Don't let these turds upset you, send them a DV letter along with a CD letter advising them to contact you by US Mail only. |
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Guest
Debtcc Points: 100
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| Posted: Thu Sep 11, 2008 1:55 pm Post subject: UF |
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| I had been getting messages from this company for weeks when I finally answered a call and found out who they were. They are trying to collect a debt on a card I had over 14 years ago that I know had been paid off. I requested information for validation and have not received anything yet. They have not stopped their phone calls though, I get home from work and there are messages from them every other day if not every day. I am glad to have come across this forum and will be penning a request for validation and cease and desist letter. |
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SYNCOPENO
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Debtcc Points: 100
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| Posted: Tue Sep 23, 2008 9:57 pm Post subject: |
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| Here's an idea (maybe you've already thought of it)... have caller ID, and don't answer the phone when they call (Unknown Caller, Univ Fidelity, etc) |
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tryme
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Debtcc Points: 100
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| Posted: Thu Oct 23, 2008 8:02 pm Post subject: |
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I recently dealt with UF because Amex turned my account over to them to collect what I owed. I went into it with a negotiating mindset, and managed to talk them out of $700! I also made sure that I told them that the "how/why" of the debt was none of their business, and I also refused to give them my SSN, but asked if they could use my old Amex account instead (which they did).
I would suggest watching "Maxed Out" which has some interesting insight into debt collecting agencies, and then instead of answering the phone when they call, making a plan to call them instead, and put on your "Super Bitch" hat. By calling them you take them by surprise, and then, when you have something to offer them, it equals the playing field, and takes them off guard. Always write down their name, and use it frequently during the call, and never get sucked into any emotional games. If you can, record the call on your end - you can even let them know that you are doing so. |
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Artemistry
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Debtcc Points: 100
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| Posted: Wed Oct 29, 2008 2:10 pm Post subject: |
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i keep getting calls from these people
i do not now or have i ever had any account with them
i can not get them to dtop calling me
any suggestions? |
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sammijo
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Debtcc Points: 100
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| Posted: Sat Nov 08, 2008 9:51 am Post subject: Phone Ediqute |
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It seems so unfortunate the coo: Universal Fidelity cannot answer one simpler question. Howthey got and related my phone number with one oftheir clients. When asked I was told it was electronically, randomed picked. I am not the party to which they have an account for, however, I am tired of receiving the calls for this party.
Is there anyone in a collection agancy unable to get a real job, instead of continuing their high school bullying techniques. Get real people, call the people who have accounts with you and leave the rest of us alone. |
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PISS ON
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Debtcc Points: 100
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