These people keep calling with a recorded message saying I have to return their call before a certain time .I have no dedbt with anyone and do not know why they are calling.I can not find a number to call their office to have it out with them.What can I do?

[Chrys Henderson]

They seem to like trying to collect from people who owe no debt, I call that a SCAM. ("http://www.complaints.com/Universal-Fidelity-Corporation-999/Universal-Fidelity-Corporation-999.html")

Unfortunately, scams are worse than zombies, they keep getting back up. Their address and more info on them can be found here: ("http://universal-fidelity.pissedconsumer.com/"). They are required by Federal law (the FDCPA) to send you a dunning letter, detailing the debt info and how you can dispute it and what your rights are. And according to the FTC, leaving a voicemail *is* considered 1st contact. You should also ask them to Cease & Desist telephone contact and contact you by mail, but only for 2 reasons: to validate the debt or to apologize for their error.

IVE DEALT WITH THEM BEFORE AND THEY DO NOT JUST CALL YOU FOR NO REASON, EITHER YOU HAVE A DEBT THERE ( BELIEVE IT OR NOT THERE ARE PEOPLE WHO THINK THEY HAVE NO DEBT BUT REALLY DO ), OR THEY ARE TRYING TO REACH SOMEONE WHO HAS GIVEN OUT YOUR NUMBER. SENDING A CEASE AND DESIST WILL ONLY TEMPORARILY STOP THE CALLS, UNTIL ANOTHER COLLECTION AGENCY STARTS CALLING, AND LETTERS ARE NEVER STOPPED WITH A CEASE AND DESIST. YOU NEED TO CALL THEM. FIND OUT WHY THEY ARE CALLING AND FOR WHO. THATS THE ONLY WAY TO GET THEM TO STOP, OR TO FIND OUT WHY.

universal fidelity (#281-647-4116) has called our home everyday for the last two weeks. They do not say anything, just hang up. I returned the call today and complained to them and they hung up on me. Enough is enough. We have no outstanding debts and several collection agencies have called for two people that had this phone number before. Please take our phone number off your list. personal info removed - Jason I have filed a complaint with the FTC. Thank you, Mrs. Cawthon 6/25/09

[Chrys Henderson]

Also file with the FCC (harassment over the phone) and your State Attorney General. If it continues, call your phone company and request the number blocked.

I am having trouble paying off my debts that I occured trying to pull myself out of a foreclosure after my husband was diabled. I understand I have an obligation to pay Target (who I racked up my debt to) but I continue to be harrased by UF. When I bipassed paying Universal Fidelity after they continued to contact me at work regardless of multiple requests that they not do so. I went to a Target store and paid 50 bucks towards my account. UF continues to call me leaving threatening voicemails "urging me not to disregard their call" I want to make sure if their "threats" of garnishing my wages are true, wouldn't it be Target who files a lawsuit against me for non payment and not Universal Fidelity and if someone wants to spend the money to do that, wouldn't I have the legal right to be notified of that and be able to represent myself? I don't think they have the jurisdiction to threaten to garnish my wages unless they are doing it in behalf of Target who i'll continue to throw whatever I can at them. Anyway, i'm filing a C&D for phone contact and requesting any communication in writting to insure I don't get fired when they feel like dialing the "wrong" number and calling me at work.

Originally Posted by Anonymous

Has anyone had communication with a company called Universal Fidelity?

What are they like?

rude, intimidating and slam the tel on you

I reported them to the Attorney Generals Office of the State of West Virginia for phone harassment and they have recieved a letter not to contact us anymore. They still continue to do so. Calling anywhere from 4 to 6 times a day. Not ending some nights until almost 10 pm. They are very rude refusing to give me there address and hanging up on me. I had one so called supervision tell me that I was a Damn bum and needed to pay my bill. Funny thing is we never got anything from Finger Hut to begin with.

wwe dont ask what you ate just the info that we need so that we can disclose info. and just in case, people is not the same way. there are people who know how to run this