USA Benefits did the same thing to me! Unbeknownst to me they went into my account and debited it for $49.95 which caused my account to be overdrawn. I called the number listed in the description line on my transaction history and was successful in getting someone in Member services. The assured me they would cancel the monthly membership fee, but they could not refund the overdraft fee.
I am filing a complaint with the FCC and BBB.
Their address and contact information is:
USA Benefits
1 Millennium Dr
Uniontown, PA 1501
Email:usacdt.com