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Robyn · Posted: Wed Oct 05, 2005 7:31 am Subject: ripped off also

I called this place just like you and they gave me a line of bulls--- that this is non-refundable so I told them that I researched thier company and found numerous other people that they did this to. I told them that if I did not get my money credited back to me I was calling the better business bureau and then finding a lawyer for a class action lawsuit where I would include all the other people that got ripped off, they immediately put me on hold then came back saying they spoke to their suppervisor and they would credit my $ back and I should see it in my account within 11 days. Please let me know if you get your money. Their address is 1 Millinium Dr Union Town, PA 15401 and phone # 800-80-5986.

[Email removed for your safety-Denny]

Elisia · Posted: Wed Oct 05, 2005 9:25 am Subject: USA Benifits Member Agreement

I am unsure of how current this agreement is that I posted above. What I do know is that it is the one they sent to me about a month ago. Just an FYI

Yvonne Carter

I did not authorize a deduction from my account

Posted: Wed Oct 05, 2005 11:46 am Subject:

Yvonne Carter,

Contact your bank and ask for an unauthorized debit form. Fill out the form to stop unwanted withdrawals from your account.

Go through the previous pages of this topic to get some more knowledge.

Guest · Posted: Wed Oct 05, 2005 2:43 pm Subject:

My name is Lee. I was also charged $9.95 by USA Benefits. This was an unauthorized charge, and I will be filing a complaint with the Better Business Bureau. I called this company to find out what this charge was for. They said that it was for access to my credit report, a service that they provide to new members of Quick Loan Pros-a company that provides payday cash advances. I got the USA Benefits website from the representative. It is: registration.usamemberbenefits.com

This is a scandal as far as I am concerned as I never signed up for ANY services from USA Benefits. I have never even heard of the Payday Cash Advance Company Quick Loan Pros (their website is quickloanpros.com) either. I always receive emails from payday cash advance companies, but I always delete them as they are unsolicited and unwanted. I may have accidentally filled out part of the application in the email thinking it was something else.

[Links made inactive as per forum rules-Denny]

Lee Stanford · Posted: Wed Oct 05, 2005 2:52 pm Subject: USA Benefits Scam

I too have been a sucker for this company. I have never even heard of the payday loan company that they claim to have an association with. I am filing a complaint with the better business bureau and I am also disputing this with my bank.....Lee Stanford

Jilly · Posted: Wed Oct 05, 2005 3:35 pm Subject: Fraudulent Activity

This company has fraudulently extracted $9.95 from my checking account on September 21, 2005. I have tried to call them - to no avail. I have already reported this activity as fraudulent and will persue further action of that nature. I hope you at USA Benefits are reading this!

skywalker · Posted: Wed Oct 05, 2005 3:53 pm Subject: USA BENEFITS

I have been trying to figure out for 3 months where the 9.95 payment came from usa benefits on my bank statement since I did not sign up for it. I have had a payday loan from quik payday and cashnowcolorado from the internet. I have the phone number do they have a e-mail address?

mJh · Posted: Wed Oct 05, 2005 5:51 pm Subject: money out of my account!!!

i received a charge of $9.95 from my account, which i did not authorize at all! How can i get my money back, i need my money back! I don't know how they got my information. I think they got it from a payday loan place i have dealt with. Need response asap.

Thank you
Michael

Posted: Wed Oct 05, 2005 6:04 pm Subject:

Send a letter to them asking for refund as it is unauthorized debit. If they don't respond to you, you can take legal help.

christina green · Posted: Wed Oct 05, 2005 7:11 pm Subject: bank account First bank Vandalia IL

my bank account has been chargered the last three monthes for something I've never used and knew nothing about so please stop charging me for something I never asked for this 9.95 charge it cost me 30.00 last month the number after usa benefits is(8008095986) any further information feel free to call me at 618-283-**** I am closing this account do to things like this. Christina Green

[Phone number removed for your personal safety-Denny]

Elisia · Posted: Thu Oct 06, 2005 6:21 am Subject: USA Benifits

To all who have just posted

Read them their membership Agreement. It is fool proof. If they have only charged you once and it is still within the first 30 days you will get the credit back onto your account. Make that your first step. They will not disagree. Read this to them make it your first comment:

At the end of the thirty-day trial period, we will debit your checking account in the amount of $9.95. The cost of retaining membership is $9.95 per month. You may cancel your service at any time by contacting our Member Services Department. If for any reason you wish to cancel during the first 30 days after your checking account is debited, you may do so and receive a full refund of the monthly membership fee

Then they should honor the credit back to your account within a week. Also speak with your bank and inform them you have spoken with the company and they will be crediting the $9.95 back into your account. See the issue with dealing with the bank is sometimes they will charge you just to put a block on a debiter. Why pay for USA mess up? Take my advice if it does not work then someone on USA end is not doing their job right and request a supervisor. To read the complete Membership Agreement scrol back to page 6.

Thank yoU!

Aisha Thomas · Posted: Thu Oct 06, 2005 7:07 am Subject: Complaint

I have a 9.95 charge on my card from these people I spoke with a bobby joe she told me once you inquire for a payday loan which I never went through with I am charged automatically after 30 days of my inquire your card is charge $9.95 I have never received a credit report free or paid for but they told me that cant give me a refund I think this is such a rip off and would like my $9.95 back she told me if I wanted to benefit from USA benefits I would have to register get my credit report and then call back after holding for 27 minutes and cancel I would like to fill a complaint and get my money back asap this is high robbery and should not be able to go on I see there are several complaints about the same thing so know payday loans and all you other loan companies dont have to worry about people checking out your web site because your in on the scam with these people this is trully sad.

Posted: Thu Oct 06, 2005 7:16 am Subject: Credit Report...

So everyone knows you are able to access your credit report for free annualy (1 time per year) at this web site annualcreditreport.com/cra/index.jsp. You can access all three major credit agencies. Trans Union, Experian and Equifax. There is no need to pay for this service whether you want it or not. Just an FYI! Laughing

Guest · Posted: Thu Oct 06, 2005 10:10 am Subject:

I was part of the same scam. I reported them to the BBB which I advise everyone to do and double check that you are taken off there list. I was issued a refund. Do not talk to the person who answers the phone go straight to a supervisor. Beware they are kinda rude. Here is the number 1-800-809-5986. If anyone has a direct line to Cash Advance Advisor the company that gave them our information I would love to have it. I plan on taking this matter further so other people do not get ripped off. Thanks

tannahrae · Posted: Thu Oct 06, 2005 3:52 pm Subject: I was hit too

I was hit this morning with the $9.95 charge and had no idea who USA Benefits were. I did a Google search and found you. I called my bank and told them I had no idea who this company was and did not authorize any charge from them. They are doing research on it now and will reverse the payment and refund the amount within 3-5 days and it is not costing me anything. I say you call your bank, explain the situation and ask for them to help you by placing a stop payment on the company/charge and see if they will refund your money. I am very lucky this has not created any overdrafts, yet. Good luck to everyone and I pray that everything is resolved with a positive outcome.

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