Internet's first get-out-of-debt community - 136,000 members

Posted: Thu Oct 13, 2005 8:42 am Subject:

MaddinNY,

These people love to fight believe that. They fought with me until I got so frustrated and hung. That is when I did my research and found their membership agreement. You tell them you have read their memebership argreement and it states this: At the end of the thirty-day trial period, we will debit your checking account in the amount of $9.95. The cost of retaining membership is $9.95 per month. You may cancel your service at any time by contacting our Member Services Department. If for any reason you wish to cancel during the first 30 days after your checking account is debited, you may do so and receive a full refund of the monthly membership fee.

It will work stand strong and do not allow these jerks to bull you around. Remember they are human not big scary monsters. They will not win I promise!!!

jessica · Posted: Thu Oct 13, 2005 10:24 am Subject: usa benefits

I too got a charge for $9.95 from Usa Benefits along with overdraft fees that I never authorized. I called them and they refuse to give me a refund. They say something about a postcard? I never even got a payday loan. They won't tell me how they got my bank info, but they tell me that they won't refund me. I will file a dispute at the bank, but will it do me any good? And why would the bank pay it, without my authorization? Any thoughts?

jessica · Posted: Thu Oct 13, 2005 10:58 am Subject: usa benefits

Ok, I spoke to them, The supervisor is Diane Yoda
their address is 1 Millenium Drive, Uniontown, Pa 15401. They refuse a refund , so I reported them to the PA BBB.

Posted: Thu Oct 13, 2005 11:07 am Subject:

Jessica,

You will have to deal with your bank about he overdraft fee, but call USA Benefits back and read them the memebership agreement:
At the end of the thirty-day trial period, we will debit your checking account in the amount of $9.95. The cost of retaining membership is $9.95 per month. You may cancel your service at any time by contacting our Member Services Department. If for any reason you wish to cancel during the first 30 days after your checking account is debited, you may do so and receive a full refund of the monthly membership fee.
They will refund the 9.95 deducted from your account I would also however go to your bank and fill out some sort of paperwork to stop them from debiting ever again!

jessica · Posted: Fri Oct 14, 2005 7:57 am Subject: usa benefits

I read them the membership agreement, and they said they did not know where I got it from, but it wasn't theirs. I quoted it in my complaint to the BBB

debs · Posted: Fri Oct 14, 2005 9:35 am Subject: charge

I to was charged this amount to my checking account. I called them and got thru to a supervisor seeing how the customer service person said they could not give me back my money. I told him to put it back and cx evreything or I will contact a lawyer. They say it will be put back after it is authorized on the 19th and takes 3-5 business days. We will see.

Posted: Sat Oct 15, 2005 9:40 am Subject:

Diane Yoda
USA Benefits
1 Millenium Drive
Uniontown, PA 15401
1-800-809-5986

The company in Fl is not the same, they are an insurance company.

Guest · Posted: Sat Oct 15, 2005 9:50 am Subject:

new info for you, the company is not really USA Benefits, they are:
USA Credit
Commonwealth Marketing Group Inc.

They are found on the USA Gold Card Website under the free credit report section. All of their info is there.

Posted: Sat Oct 15, 2005 7:25 pm Subject:

Is there an email address for them on this website.The email that they sent me keeps coming back.
Thanks

Guest · Posted: Tue Oct 18, 2005 3:56 pm Subject: stupid USA Benefits

Can anyone give me the website for USA Benefits? Like all of you, I received a 9.95 charge on my personal bank account from this company. I have tried unsuccesfully to reach them to get this stopped but I keep getting put on hold forever!
Any help would be greatly appreciated!

Posted: Tue Oct 18, 2005 4:02 pm Subject:

This is the mailing address to contact USA benefits. I hope someone will let you know about their website also.

USA BENEFITS GROUP
1164 E. Oakland Park Blvd Suite 100
Fort Lauderdale, FL 33334

Jessica · Posted: Tue Oct 18, 2005 9:47 pm Subject:

The USA Benefits in FL is different. They are an insurance company, not the company we are all complaining about. The address of the one who is scamming everyone is 1 millennium Drive, Uniontown, PA 15401. This is the address on their website and the address they gave me over the phone. Their website is usagoldcard.com.

Natalie · Posted: Wed Oct 19, 2005 11:11 am Subject: USA jerks

These guys are total Asses. I hope they go down really hard. i am going to put my complaint in to the BBB my self. Glad to know i am not alone. Keep your head up and fight the good fight!

Posted: Fri Oct 21, 2005 9:12 pm Subject:

I also reported them to the FTC. I recieved a letter back saying that they woyuld investigate, so you should contact the FTC, also!

RedTan · Posted: Sat Oct 22, 2005 10:04 pm Subject: USA BENEFITS Scam

I too got hit with a $9.95 debit to my bank account, on 10/18/05, which also got overdrawn. I check my account every day, so right away I knew something was wrong and immediately called my bank who got me in touch with USA Benefits ... same story as those posted here: the Jerks at USA Benefits said that I had applied for a payday loan, "signed up" for some 30-day free-trial thing and thereafter charged a monthly fee, etc etc. (Huh? Haven't they ever heard of deceptive business practices and its legal consequences??) I indeed got a loan online from another company USFashCash but never knowingly signed up for anything with USA Benefits. I immediately filed a claim through my bank for an unauthorized withdrawal and just got the money credited back today, 10/22/05. I'm still worried that USA Benefits will repeat this bull**** every month although they assured me that my "membership" was cancelled. Otherwise I will definitely escalate the matter with the Federal Trade Commission. Let's keep the pressure on.

Posted: Sat Oct 22, 2005 11:18 pm Subject:

I reported them also,but never received a refund.I changed my bank account number,so they wont be able to get me again.I am now going to make payments to my payday loan people by money order.I didnt like the idea of my checking account information being out there for anyone to use,like USA benfits.When you give out your personal information online,it is suppose to be secure,all of these payday lenders claim that they did not give them our information,if not how did they get it.I would suggest to anyone who has been scamed by these people to consider calling your bank and having your account changed,I did it over the phone,and now I dont have to worry about surprises Rolling Eyes

coming out of my account months down the road.

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