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When someone writes for validation...what do you send them back?
When someone writes and askes you for 'validation'...what do you send them back?
The reason I am asking is because I would like to get the viewpoint of this from the collectors stand point. I only mail out validation request for accounts that I am not sure on. So far in the past I have gotten three responses (the rest have went silent with me never hearing another word from them) and they've all been the same.
The word, "verification" is used, not "validation". And every time, its been a copy of the last six payments made on the accounts. One of the people that responded with this was a lawyer. I was making payments to the original creditor already--had been for several months, got the letter in the mail from them, didn't know who they were--asked for validation, they sent me copy of last six payments...I wrote them back, told them that I was already making payments to OC, then not long after that, lawyers carted me off to court and I was making payments to the original creditor the whole time.
My point is that the 'validation' that I asked for from the "LAWYER" was sent in the form of the last six payments made on the account. That was the only information provided. This was their version of the word 'validation'. And I'm wondering if a lawyer does this, then it must be legal???
Two others have responded with this same thing. so do you ever get what you truly ask for...all the info that is in a validation letter? has anyone here ever gotten the full info? or is it always the last six payments??
thanks for all opinions and input on this one! shirley
The reason I am asking is because I would like to get the viewpoint of this from the collectors stand point. I only mail out validation request for accounts that I am not sure on. So far in the past I have gotten three responses (the rest have went silent with me never hearing another word from them) and they've all been the same.
The word, "verification" is used, not "validation". And every time, its been a copy of the last six payments made on the accounts. One of the people that responded with this was a lawyer. I was making payments to the original creditor already--had been for several months, got the letter in the mail from them, didn't know who they were--asked for validation, they sent me copy of last six payments...I wrote them back, told them that I was already making payments to OC, then not long after that, lawyers carted me off to court and I was making payments to the original creditor the whole time.
My point is that the 'validation' that I asked for from the "LAWYER" was sent in the form of the last six payments made on the account. That was the only information provided. This was their version of the word 'validation'. And I'm wondering if a lawyer does this, then it must be legal???
Two others have responded with this same thing. so do you ever get what you truly ask for...all the info that is in a validation letter? has anyone here ever gotten the full info? or is it always the last six payments??
thanks for all opinions and input on this one! shirley
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