[Lcarib99]

Hi, Ben. Thanks for the nice words!! My attorney hasn't been able to give any advice on this, as it was outside of his realm. He deals only with the fdcpa and sues debt collectors in violation of it. He suggested I find an attorney that can perhaps help me out, which I have yet to do. And as for the matter being settled--it is, because they have collected payment in full.

I may still very well file a complaint with the attorney general's office to see if they can make any suggestions (i.e. suing for not giving reasonable notice!).

[ben]

See the yellow pages and search for local attorneys. Some information about specialist lawyers can be found near the court premises also.

Try an Attorney who deals with Contractual Law.

what is the difference between a wage assignment and a wage garnishment

[john]

Wage garnishments refer to the legal actions that are set by the court after a judgment has been issued in an individual's file. If a person fails to pay the debt, the credit company takes the matter to the court and files a case against him. The court analyses the present financial status of the individual and based on this fact, judgment is placed on his file. Wage garnishment is one of the common forms of judgments. Other than this, repossessions can also take place and the property can be seized to cover the debt amount.

Wage assignment refers to the voluntary permission that you give to your creditors if you fail to pay the debt. Generally, no court papers are required for this purpose. However, there are some legal requirements that need to be followed before wage assignment can take place legally.

http://www.debtconsolidationcare.com...ign-legal.html

Are they a actual legal binding contract and are they like garnishment only good for 60 days?

[david]

Wage assignment is a voluntary permission given to the payday lender to take money from your paycheck upon defaults. So, there is a chance that the case can take a legal shape if you don't pay the amount.