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Posted: Thu Oct 06, 2005 11:11 am Subject:

Knee

As far as I know Sonic doesn't even do wage assignment. That's just a scare tatic to get you to pay. They will however attempt to hit your account on your next payday. They'll hit it twice. They'll do this for about 2 months (or until you change your account number.)

They will tell you if you don't pay by Monday, we'll turn it over to our wage assignment department. By them saying that, that means they'll try to hit your account again.

Be protective if you can't afford it. Maybe have your money moved to savings soon as it gets there, or change your account number today.

By changing your account number---I'm not telling you not to pay. Still attempt to pay whatever you can. If that means saving up for 2 weeks and calling them back when the time is right, then that would probably be the best plan.

-Mike

Posted: Fri Oct 07, 2005 10:32 am Subject: Called Again

A Bobby Simpson from Sonic just called my employer and told him that legally my company must honor the wage assignment and that if they did not there would be legal reprocussions. My employer is concerned and therefor is telling me it may need to come out regardless of what I want. What can I do? I may call my attorney again and see what he says.

Posted: Fri Oct 07, 2005 10:40 am Subject:

knee

You can tell your employer when they get the information that you did not sign one of those. Tell them you paid the account off. You mentioned that it was a hand written scribble. So that, legally, cannot be accepted as a legal "promise to pay".

Regards-
Mike

Posted: Fri Oct 07, 2005 11:44 am Subject:

Hi Knee

Send a notice to your creditor revoking the wage assignment. Wage assignments should appear legal before it is served to you. If the wage assignment is failing one or more of the legal requirements, you should file a "notice of defense" with your employer. This notice should be sent by certified mail.

"Notice of Defense" is a very powerful weapon by which your employer is prevented from turning over any wages to your creditor and thereby, is forced to use other methods of collection.

Regards
Roxette

Posted: Fri Oct 07, 2005 11:46 am Subject:

Roxette

Do you by chance have a template for "Notice of Defense" letter?

Thanks-
Mike

Guest · Posted: Fri Oct 07, 2005 11:53 am Subject: Sonic Payday

Sonic payday is being investigated in Canada and the United States. We have had several threats thrown at us and when we state the law they transfer you to every person in the building and they all answer the same. If the script doesn't tell them how to handle customers fighting back, they transfer you or just hang up. I have filed a complaint with the attorney general and the financial institution and have received letters from these places on the status and some of the addresses sonic gives, DON'T EXIST!

Posted: Fri Oct 07, 2005 12:59 pm Subject:

Mike

I have a template of the form 'Notice of Defense' and I am searching for it. I will send you as soon as I get it. Or I will get it from the local court also and scan it. Then I will put it over here.

Posted: Fri Oct 07, 2005 6:31 pm Subject:

That would be very helpful Roxette. They havent called me in weeks, but I know it is only a matter of time before they do and I wanted to be prepared.

GetOffMyCloud · Posted: Sat Oct 08, 2005 7:37 am Subject:

I took out a payday loan with Sonic. They did present my employer with a wage assignment which was taken out by my employer the next payday. My employer did say it was legal. So yes, they have filed wage assignments with employers. They did it with me.

Posted: Sat Oct 08, 2005 1:19 pm Subject:

GetOffMyCloud

Sorry to hear that they did that. Although you did take out the loan, and it was due back to them... most the wage assignments that Sonic has on file are not valid because it only has a digital signature or your ssn# stamped on it. It is suppose to be you actual signature. It's also suppose to be signed in person, but somehow the payday loan companies are getting away with this.

Well it's good, at least, that Sonic will not be on your credit report.

-Mike

GetOffMyCloud · Posted: Sat Oct 08, 2005 11:46 pm Subject:

It did put me in a little bind but Mikey you are right I did owe it to them. I am not complaining. I am just telling people that they do do this and it seems to be legal. I have paid them off now.

Posted: Sun Oct 09, 2005 6:52 pm Subject:

Getoffmycloud,

It is great to hear that you have paid this debt off. It just makes one less thing that you have to worry about. I am hoping that I will be able to pay them off soon as well.

leslie · Posted: Mon Dec 19, 2005 3:17 pm Subject: sonic

I faxed a letter to sonic revoking my wage assignment. I received calls from a lady named Suki at work harassing and threatening me. I told her not to call me back at work, but she called again. I am trying to work out a payment plan, but the seem set against that.

Posted: Mon Dec 19, 2005 4:18 pm Subject:

Leslie,

Did Sukie call you after receiving your revocation letter to the wage assignment? Send a cease and desist letter in writing. If they call you after receiving it, you might need a legal counseling.

missie_d_7 · Posted: Mon Mar 06, 2006 9:52 pm Subject: Wage Assignment

I just want to thank you for posting this information on this website. I received a wage assignment from Sonic and I faxed them a notice revoking the wage assignment and copied my H.R. and that worked fine. Thanks again!!!!

Posted: Tue Mar 07, 2006 11:07 am Subject:

Wage assignment.

Moderators, woudl you be so kind as to the link to topic in Sonic where wage assignment, and the revocation letters are explained in great detail?

Knee, Basically, the wage assignment you "signed" with sonic is completely bogus. It does not comply with over half of items to make a wage assignment valid. Specifically, you most likely did not sign it in person, nor is it on a seperate piece of paper, with the words "wage assignment " printed in the right place.

As well, Wage assignment is VOLUNTARY and you can revoke it anytime. i learned all this on this forum - it is a lifesaver!

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