[Not so Lucky]

Yes send Sonic a wage revocation by certified mail with return receipt. With the return receipt, you have proof they have recieved the revocation letter.

From my understanding i was told there is no more sonic payday. Are you talking about cashtransfercenter.

i need advice according to the wage assigment, they did not follow over half of the laws set forth. Not only that what makes me mad is that i have been in constant contact with them, setting up somekind of arragment. They told me in an email today they was sorry but they could not stop the garnishment at this time. So i guess i will make a copy of the law and inform payroll what they are trying to do. I want to know can i revoke this wage assigment.
Thanks

[jj]

email them today that you did not agree to a wage assigment, and that if they maintain that you did, you are hereby informing them that it is immediately and permanently revoked.

[Cow & Chicken]

Downandout,

Also inform your payroll department immediately not to honor this voluntary wage assignment. E-mail it to them and also fax it to them today if you can. Also, send them a letter via certified mail with return receipt revoking the wage assignment. This way you will have proof that they received the letter. Sonic is a hard company to deal with, file the proper complaints with the appropriate agencies. Do a search on Sonic in the forum and you will find valuable information that way. I have filed several complaints against Sonic because they have broken state and federal laws in my case. I just received a letter from the consumer protection office in PA that they are looking into the matter further.

What is the notice of defence? What should it say?

Yes I would like to know what the notice of defense is also? What should it say? I'm going through this horrible ordeal as well and Have already prepared the Letters stating the revoke of my wage assignment; however, I do not know what to do for the Notice of Defense letter to give to my payroll department. Anybody know what should be included in the letter? Thanks

[bdouble]

The wage assignment is voluntary and most payroll department will contact you first.

[PinkLady]

I had to sign a Wage Assignment when I took my loan out with instantpayday. They emailed the form to me to sign and I had to fax it back. When I defaulted on my loan I was a bit nervous about that piece of paper. My credit counselor told me to send a letter revoking the assignment by certified mail. So I did and I printed out the laws and highlighted the part that said it had to be signed in person. They even put in the assignment that it was irrevocable. I haven't had any problems with them and they are in my consolidation program.

[finsfan13]

Payroll departments are not REQUIRED to let you know about the assignment first, send a revocation letter to any pdl company you have

I am having the same problem with Cash Transfer Centers but my wage assignment doesnt have a date nor does it have an amount just my name typed and my ss #. what should my letter of defense to my payroll dept say?? And what if I am the Payroll dept. I was just promoted 1 week ago??

[finsfan13]

Hi Ali,
Well..Since you ARE the payroll dept, you don't have to honor it. Is there anyone else in your dept? I think it would look better if someone else is involved. First off..Find out your companies policies on voluntary deductions. many companies just don't allow them, which solves the whole thing right there. Second, this assignment does not follow proper protocol and should be void anyway. Write a letter..Don't address it to yourself..Write it to your sup if you have to..Saying that on such and such a date you do not authorize either wage assignments or any and all voluntary deductions. That will satisfy that. Also, write a letter to the creditor saying the same thing, as well as pointing out the fact that wage assignments much follow a certain standard..A. wage assignment much be written in bold type at the top. B. Your signature must be clear, as well as a signature of a witness. C. It must be dated and D. It absolutely MUST have an amount in the first 3 paragraphs, as well as the creditors name and address.

Don't worry, this will be a breeze. This is the most poorly done assignment that I have heard of. And..Since the mid-eighties you have the right to revoke the wage assignment at will, as long as it is not court-ordered. (yes, there are court-ordered wage assignments, not to be confused with garnishments)

Congratulations on your promotion! I do HR/payroll myself, and although very stressful and demanding at times, I really do enjoy it. Any more questions, I'd be glad to help you out.

Oh thank you so much this is what I mailed them after I sent the revokation letter:

Dear Sir or Madam,

Your DECLARATION OF WAGE ASSIGNMENT is revoked by myself Alicia Caldera for all the following reasons:

Technically it is illegal for you to use the wage assignment with a digital signature on it. You claim that the verbal agreement over the phone is all you need, however you only submit the wage assignment to your employer. Wage assignments also have to be signed in person, along with a witness.

If I have been served a wage assignment that has been generated from a computer, I have the federal rights to revoke it.

Wage assignment should have the following points clearly stated and should meet the required revocation language. Otherwise it will be a violation of the federal and state laws. If the wage assignment is not meeting the following legal requirement, I have the right to revoke it.
(Please see below)
· The notice to the employer should be sent only after a notice about it has been sent to you. You should receive this notice 20 days before your employer receives it. (Which I was NEVER sent)
· I need to sign this paper in person at the time of the agreement with my social security number, my name, the amount of the debt, the rate of interest, and the date when payments are due.
· It should have been served to my employer in the proper way showing the number of days I had defaulted in making payments. A copy of the wage assignment should have been included along with it.

I have already filed a letter of defense with my payroll department explaining to them that I have revoked this wage Assignment with your company and they are not to honor it.

Once again I am informing you to CEASE and DESIST from contacting me or my payroll department about this matter at work and only contact me at home (805) 524-5319 or by mail.

I have filed several complaints against your company because you have broken state and federal laws in my case. I just received a letter from the consumer protection office in PA that they are looking into the matter further.




Sincerely,


Alicia Caldera

[finsfan13]

That is absolutely perfect!! You will have no problems with this one!

I guess I can type up the letter of defense to my old supervisor, she is the one they contacted before. Since we are a family owned business I am the ONLY opayroll person. Friday they called my company and left me a message abpout the paperwork but I havent returned the call what do I tell them if they call back. I am the payroll dept??

[finsfan13]

LOL, that will drive them absolutely WILD! what a hoot! Yep, It's the truth; that assignment is illegal and you don't have to honor it. Shucks, I'm almost jealous..I would have SUCH a good time with this.