West asset management collection agency - are they collecting student loans?

Funny reading the comments from Collector #1. Sounds like every collector I've ever encountered. They say, all those things said about them aren't true because they are said by people who are just mad about owing money. I say, if it were a few sure, if it is a trend then it is more likely true. Afterall it could be said that you can't believe a collection agency because they just say things because they are mad they are being taken down. The real proof is there are bad people out there on both sides. Anyone who tells you different is a fool. The problem with collection agencies which is causing them to end up in hot water is their negative tactics in going after both bad debtors, innocent parties and creditors who just got in over their heads.

As for West, they are the same as all the others and they make mistakes which violate the FCRA and fdcpa just the same. I've gotten judgments against collection agencies just like them and in the very near future I'll get one from them too!

Trying to clean up my credit report..theyre some intials and court codes....help!!

I HATE West with an almost religious passion. They are nothing but a phone plantation run by brown-nosing, uneducated overseers. Nobody should pay on any account held by West and I don't give 2 shits what it is! That hellhole needs to be brought down and the slaves set free, and the overseers put in their place.

If you can deal with your original creditor, then do that! Don't dignify West even for a second, every dollar they recieve is another whiplash across the backs of their slaves.

Death to West!

I moved and didnt get a medical bill several years ago, since then I have paid west twice in the last couple of years. I saw a copy of my credit report the other day it shows the debt still in collection any advice. (this is the only adverse thing on my credit report)
thanks

write a letter of dispute to the credit bureau, let them investigate.

I just got a call from west access managment saying i am a contact # for a person i know and they want me to find him. who are these people (WAM)

West is a junk debt buyer/collector. From what I understand they sometimes have trouble following the law. Just tell them that you don't know anything about this person, and not to call you again. If they call again after that, send a cease communications letter to them (registered return reciept). If they call again after getting the letter, sue them.

I will admit some places dont work i collect on medical only and just so you guys know in texas you do have to state if the call in recorded. i live in texas there are a lot of things i want to help people with but i wont help scum dbtrs

They called threatening me to pay immediately. If I didn't pay immediately, they would report me to the credit bureau as "refusing to pay." They wouldn't let me call back, This is for a phone service that wasn't working and that we did not use. WE even called AT&T and told them that we didn't have service, and they said to wait until we got a final bill. After we got the final bill, west asset management calls with threatening calls. We were able to call AT&T and get it resolved, but Asset management said we HAD TO PAY THEM NOW, and get our money back later from AT&T. Did not appreciate her threats and her attitude. Never received a threatening call like this before and have excellent credit.

They are a West corp. Here is the scumbag who is the man. Send your ITS here.

David C. Mussman
Executive Vice President, General Counsel and Secretary
11808 Miracle Hills Drive
Omaha, Nebraska 68154

Telephone: (402) 963-1200

~Don't fear me, fear the consequences.~

I had an outstanding balance on a car loan with company "XYZ" for roughly $2,000 in penalties, which I disputed and refused to pay for almost a year (after having finished all monthly payments). A year ago, I was in fix-my-credit-report mode - and decided to address this balance. Unfortunately, "XYZ" outsourced the account to West Ass-hat Mgmt and said I could only deal with them. Long story short: Last November (a YEAR ago), West extended a settlement offer of basically 50% of the overall balance. I accepted, sent them a check, got my "settled in full" letter from West, and then went on to get my title released from XYZ (which I received in the mail shortly thereafter). I THOUGHT that was the end of the story... until today, when I checked my Equifax report and noticed that I have a line item from XYZ that shows the account as OPEN, with a past due balance of $30 bucks, and a last payment made date of 5/2007. Um, I haven't made any payments to XYZ in 2 years... I became hot under the collar and called XYZ about it... got a manager on the phone and she said something to the effect of "West Asset Mgmt has seemed to have missed a payment on this account" or something to that effect.... I went a little ballistic, saying that I had proof that both West AND XYZ both have confirmed this account to be settled and closed a year ago. She then said that she would contact West and see what has happened (but it was already past close of business on the east coast, so this will have to wait til Monday). But my question is..... does this sound like grounds for a lawsuit, either against West or XYZ??? I am livid to think that 1.) West failed to totally confirm the account as closed and settled to XYZ, 2.) XYZ failed to report this as settled and closed to the credit bureaus and/or 3.) this line item has been reported as delinquent, affecting my credit even more, even though I settled this damned debt one year ago!

In advance of my call with either the XYZ manager or a manager over at West on Monday, anyone have any thoughts?? *sigh*

sneakers this is as bad a fdcpa violation as it gets.

You can record a phone call anytime you believe a law may be broken. Moreover, a call from a debt collector is recorded by them. That is implied all party consent.

~Don't fear me, fear the consequences.~

Man...laughable and have no education on the fdcpa. Call ME with your tactics and I will send you packing. Consider this..a individual can be litigated under the FDCPA as well as your azzhat company.

Call me at dinner..I will tell you it is inconvienient and hang up. Call me back and I will gladly accept the $1000.00 + attorney fees and I ain't cheap!

~Don't fear me, fear the consequences~

You've got the right idea debtonator.

Ok Ok i have been doing collections for 7 years I have also been on the recieveing end of it as well. My thought on West and the DOE is this. The reason it is there is by no fault other than the loan holder it goes through about 15 stages before it even hits there office. So there is plenty of time to defer and rehab it. When it hits a collection agency then you MUST work with them. Not all CAs are mean and nasty unless provoked. Work with them and they will work with you. To all those who are bitter and nasty twords CAs, we know as CAs this is not the only debt you have nor will you ever have so step it up and be a man or woman about it be honest and just see what they have to offer you never know it may suprise you.