Internet's first get-out-of-debt community - 134,000 members

Posted: Fri Jan 11, 2008 8:23 pm Subject:

Collector12, on this forum we advocate paying what is owed. If a person generates a debt they should pay it, however that does not mean that the person should be victimized by a agency that steps out of the boundaries of federal law in their collection practices.

I realize that there are agencies out there that abide by federal and state statutes, conducting a fair and honest business in receivables management however there are also companies out there that bend or even trample over those laws and the rights of the consumer. My ex had a collection agency rep call her 71 times in one day, utilizing a rather wide array of vulgarities. I have been with friends when a collection agency called them for a deb that was not even their, threatening to send them to jail, telling them they are worthless deadbeats (remember, the debt was not theirs, the rep was looking for someone that does not live there nor have they ever to the best of our knowledge) even telling her that her children would be taken away until she could pay the debt.

Unfortunately in todays industry people encounter more of the latter than the former which is making a very bad name for your profession.

Posted: Fri Jan 11, 2008 8:26 pm Subject:

Look at it this way (this is kind of a weird scenario but I think it makes the point) Let's say that every man on earth started wearing white neckties, a few months later a guy wearing a blue necktie comes up to you and punches you in the gut and knees you in the head. A rather disturbing assault, a few days later another person wearing a blue tie does the same thing, this persist for several days.

Then you go back to seeing nothing but white ties. From that point on if you see a person wearing a blue tie would you not be worried thinking "this guy is going to try to beat me up"?

Kelleybean88 · Posted: Tue Feb 26, 2008 6:35 pm Subject:

I found you guys on a quick google search of this god awful company. I owe them $1200 and some change for a medical bill, I don't dispute what I owe and set up a $25 a month payment plan. So I am making payments each month always on time. Then yesterday I get notice that they put a negative mark on my credit report. I lost my marbles on that one. Called and got no-where, basically the "we can do what we want you owe us $" deal. So after complaining I get another notice today that they have pulled a credit report on me. Now im really getting mad because they are dropping my credit score. I call again and get told "well you complained so we pulled a report to verify your credit status" and "well I see you have a credit card pay us $625 and it will be paid off". I ask if they will mark my credit as a charge off for the remaining balance I didn't pay. The lady tells me no, I ask for it in writing and she tells me they don't do that. I ask to talk to her supervisor and she tells me she won't bother her with my problems. They have already messed up my credit enough, I don't need them adding more too it.

I'm a broke college student, trying to get by. I just don't know what my options are as far as dealing with them. Can anyone point me in the right direction?

Posted: Wed Feb 27, 2008 5:30 am Subject:

Don't agree to any settlements unless you have it in writing. Stand your ground on this one. Also if possible you should send payment on something that does not have your bank account information.

Guest · Posted: Wed Feb 27, 2008 9:41 am Subject:

I am too late on that one, I signed up to do automatic payments with them, figuring it would get them off my back a bit. I am dealing with another company, Capital Recovery and they are angels compared to this company,

Tabby · Posted: Fri Feb 29, 2008 3:21 am Subject: West Asset Management

West Asset Management is linked to the notorious J. Frederick Hanna & Associates firm out of Atlanta. If you go to Bud Hibbs' website, you will read that it is run by Frederick's brother Fred, and his son Tye.

Talk about "Bad Seeds".... Evil or Very Mad

Posted: Fri Feb 29, 2008 7:17 am Subject:

Yeah, I've had calls from Frederick Hannah, I informed him none of his attorneys were licensed to practice law in my state and he said so? I guess he didn't know that collecting a debt while using an attorney's or law firm's name or sending communication of the same nature constitutes the practice of law. At least it does in my state per WV Chapter 46A-2-123

Kaalell · Posted: Thu Mar 06, 2008 12:21 pm Subject: Website for West Management?

What is the website for West Management? Do they even have one? Also, does this debt collector have a location in Marietta, GA?

Posted: Thu Mar 06, 2008 1:15 pm Subject:

West Asset Management
2 Ravina Drive, #1750
Atlanta, Georgia 30308

Phone: 888-211-7488
866-252-9271
Fax: 770-618-2233

spopayHaula

The character limit is 1500

ajc · Posted: Thu Mar 13, 2008 6:16 am Subject: west

west as ive seen has better programs and such then the doe, also i have seen the diffrence in the experiance is between the offices, ive noticed the best people have come from ny while the others at times dont even seem to know what they are doing!

ajc · Posted: Thu Mar 13, 2008 6:18 am Subject: phone

o and also, ny state law says if you dont tell the collector that u are recording the call right at the start of the call, then ur recording is null and void, u have to go by the law of the state of the collector, not the debtor

Posted: Thu Mar 13, 2008 6:24 am Subject:

No. That is incorrect. It goes by either state laws. I am in Texas and that is a one party state. I talk to someone in NY and record the call without telling them. I am perfectly legal in doing so and here is proof: I just did this and used the recording in court, the judge allowed it just fine. Not once did I ever tell the CA I was recording the call.

guest · Posted: Wed Mar 19, 2008 10:21 am Subject: calling for wrong person

i just got a new phone number and the person that had it before must owe this company. i keep getting calls for them. i have even told this company they have the wrong number and they continue to call

guest · Posted: Wed Mar 19, 2008 10:21 am Subject: calling for wrong person

i just got a new phone number and the person that had it before must owe this company. i keep getting calls for them. i have even told this company they have the wrong number and they continue to call

Posted: Wed Mar 19, 2008 11:35 am Subject:

If it is not yours then I would suggest sending a written request to cease communication with you, send it certified mail, return receipt requested.

*Name:
*Email:
*Phone:
*Zip:
*Debt

	* denotes required field

Internet's first get-out-of-debt community - 134,000 members

West Asset Management

Members Area

Free Debt Counseling

Ask the community

Featured Discussions

Featured Articles

Question of the Month

Also See

Recent Forum Discussions

Recent Blog Post