I was contacted about a debt that was originally Radio Shack. About a month ago a guy (forget where from, not even sure if he said)I told him, mail me a letter proving you have my debt and how much I owe. He says he has wrong address, I give him correct address no letter. 2 wks ago someone from Gerald E. MOore calls and starts same story, they dont have my right address, not enough time to mail a letter and wait for my response. I did NOT say I didnt owe the debt, I just dont agree to the amount. My credit report shows the account as charged off at $2520 about 3 or 4 yrs ago. So show me proof on paper on what I owe and to whom. Well yesterday another guy from Gerald E. Moore's calls me, says I gotta pay it, agrees to "settle" for $2500. I told him, no paper, no money... So right or wrong I agree for them to fax me a letter. NOW IT GETS INTERESTING!!!
The time stamp on the fax is 9/22/2013, the time was right but it was stamped for over 7 years from now!!!
That was my first warning sign.... Then it shows the creditor as World Asset Purchasing... THEN in the part called Settlement Offer, they claim their client is actually Worldwide Asset Purchasing.. Am I knitpicking details?? or is the as fishy as I think it is??? This whole deal just dont seem right to me..
They asked me if their was a Bank of America nearby I could deposit the money there, or give them my debit card number, or Western Union the money. Needless to say I am not dumb enough to give my bank information to anyone. Western Union well, anyone can make up information and pick my money up, they claim that after they are sure the funds clear they would mail me a confirmation letter, excuse me, if they can't mail a letter to prove the debt, why would I think they would mail me a confirmation report, they also said they would take this debt off my credit report and I just read somewhere that they don't have that authority.
Any suggestions???