Warren Schembs\ PD6 Ventures/Express Cash

I have not only received emails from Xpress Cash a William Schleppi over and over again, but I keep receiving emails from First Credit of America.
They email me at least 2 times a week. So I should contact the AG in these folks states and tell them about my emails?

SHbear , what type of emails are they sending you? Are they offering you new loan or do you have a past account with them?

They say I have a past due account with them, but I never received any money in my account from them.

PD6 Ventures/XPress Cash is also DMS Marketing, I think. I have been receiving harrassing phone calls from a Brad Ragan, who demands the money today but refuses to send me a copy of my accounts that I owe on.

I've never done anything like this before nor would I and I just sat down to do up my checkbook and pulled out my bank statements for July and August and found that express cash had put 300.00 into my account and that every couple of weeks there taking 45.00 out of my account. I did get in contact with these people and they were very nice. I wanted to know how they were able to do what they did and they said that I had filed out the app. online and sent it in. They said that I had to sign an agreement and fax it back and I never did that. Did any of you have to sign an agreement for these loans? Now I have to go through my back to press fraud charges in order to get back what they have taken out.

Oh I recieved several emails like that. I told them they must be crazy if they thought I was going to authorize them to get into my account. I told them the only way they would get payment was through my consolidation program. I even got a few after I included them in my bankrupty.

jp, Take Pinkladys advice do not give them your banking info. They will bleed you dry if you do. KYSIDE38

Pinklady,
Thank you for your advise.
I had tried to ask this Mr. Reynolds at one time, what this was for and never got an answer from him,,now months later I get this email.

If you didn't take out a loan, fight it now. It will just get worse . . . .

fdcpa rules only apply to third party collectors, not the original creditor, although harrassment of any kind is illegal. FDCPA rules don't apply in this case.

Someone named Jeff Featherston sent me emails about a payday loan, claiming that I owe them money. These people fail to tell me anything about his alleged loan, nor do I remember owing them anything, although I have taken out payday loans in the past. They also asked me to wire them money. Now that I think about it, I don't remember them even telling me how much this debt is. Everyone, let's just stick together on this. If we all file a consumer complaint with the Federal Trade Commission, we can get the government to come down on these people for their fraudulant acts. If you have been screwed by this company, or the company is trying to screw you, file this complaint. There is power in numbers!