| Posts by FYI |
| Posting date
| Subject
|
| Posted: Fri May 9 15:32:42 2008 |
Update: I got another call from the finance .. |
| Posted: Fri May 9 15:31:48 2008 |
No unemployment for me even though I'm told I .. |
| Posted: Fri May 9 5:08:34 2008 |
Happy .. |
| Posted: Thu May 8 5:17:14 2008 |
Even some hospitals can refuse treatment and if .. |
| Posted: Wed May 7 19:53:41 2008 |
Oh I'm all for editing them please don't mistake .. |
| Posted: Wed May 7 16:57:48 2008 |
I love movies but I will be skipping out it .. |
| Posted: Wed May 7 16:43:31 2008 |
There is one problem that does arise when .. |
| Posted: Wed May 7 16:41:15 2008 |
I don't think you can skip out on federal .. |
| Posted: Wed May 7 6:15:48 2008 |
Also check to see if they filed the complaint .. |
| Posted: Tue May 6 14:26:21 2008 |
Only collection agencies are governed by the .. |
| Posted: Tue May 6 12:43:45 2008 |
Sorry, I'm .. |
| Posted: Mon May 5 14:55:42 2008 |
Yes from .. |
| Posted: Sun May 4 20:15:29 2008 |
Not all collection agencies report to the CBR .. |
| Posted: Sun May 4 20:14:10 2008 |
I think that if the creditor still owns the debt .. |
| Posted: Sun May 4 20:13:02 2008 |
Update.. well no luck yet. I still have the .. |
| Posted: Sun May 4 20:12:12 2008 |
I'm going to wait for the outcome of the .. |
| Posted: Sat May 3 21:15:01 2008 |
Yes, an expired SoL only protects you from legal .. |
| Posted: Sat May 3 19:50:32 2008 |
If you didn't sign up for an account with them .. |
| Posted: Sat May 3 19:32:59 2008 |
Anytime you settle a debt and it gets reported to .. |
| Posted: Fri May 2 14:37:42 2008 |
Well I guess your next step would be to hire a .. |
| Posted: Fri May 2 14:23:12 2008 |
Some states do not require a license. Some .. |
| Posted: Fri May 2 14:21:02 2008 |
Until you have it examined by an expert you can't .. |
| Posted: Fri May 2 9:17:30 2008 |
I'm sure he will go away when people stop .. |
| Posted: Fri May 2 9:13:11 2008 |
A charge off isn't the same thing as a write off. .. |
| Posted: Fri May 2 9:11:25 2008 |
The courts would have a record of a summons.. .. |
| Posted: Fri May 2 5:15:15 2008 |
They can collect on the debt until it's paid. .. |
| Posted: Thu May 1 20:50:05 2008 |
If I need to write a check I will just go get a .. |
| Posted: Thu May 1 20:32:36 2008 |
Our letter said that they were canceling our .. |
| Posted: Thu May 1 20:18:34 2008 |
Call the creditor, if they want to work with you .. |
| Posted: Thu May 1 20:17:49 2008 |
I've never dealt with AMEX accounts. You may .. |
| Posted: Thu May 1 15:47:10 2008 |
My suggestion would be for you to take as many .. |
| Posted: Thu May 1 13:47:47 2008 |
I've spoken with two different people from the .. |
| Posted: Thu May 1 12:09:59 2008 |
I try to never every write checks. They seem to .. |
| Posted: Wed Apr 30 10:06:39 2008 |
Again, if it hasn't at any time in your life EVER .. |
| Posted: Wed Apr 30 10:00:57 2008 |
Unless a RN does something really wrong they .. |
| Posted: Tue Apr 29 20:13:40 2008 |
I am an impulsive buyer. I used to be 100x worse .. |
| Posted: Tue Apr 29 20:00:35 2008 |
Call the creditor and .. |
| Posted: Tue Apr 29 19:56:00 2008 |
Citibank backs many many credit cards. They've .. |
| Posted: Tue Apr 29 19:54:09 2008 |
Shazz offer them 50% if they own it and 60% if .. |
| Posted: Tue Apr 29 5:21:29 2008 |
If they are trying to sue you already I don't see .. |
| Posted: Mon Apr 28 16:21:42 2008 |
I paid 3.65 but I am trying out an experiment .. |
| Posted: Mon Apr 28 16:19:51 2008 |
Also! use cruise control if you are going a fair .. |
| Posted: Mon Apr 28 16:17:13 2008 |
I had to go through something kinda similar and .. |
| Posted: Mon Apr 28 5:45:13 2008 |
Change your oil, change your air filter and don't .. |
| Posted: Sat Apr 26 17:42:16 2008 |
Glad you are back in the .. |
| Posted: Sat Apr 26 17:41:03 2008 |
Movie Review: Street Kings - this is a movie I .. |
| Posted: Sat Apr 26 17:34:47 2008 |
The Forbidden Kingdom. Almost everyone who loves .. |
| Posted: Fri Apr 25 16:48:05 2008 |
I think anyone can report a credit or a debt to .. |
| Posted: Fri Apr 25 16:36:13 2008 |
Mine and my husbands mom I think has helped us .. |
| Posted: Fri Apr 25 16:30:38 2008 |
He just re-aged the debt to stay on his credit .. |
| Posted: Fri Apr 25 15:11:05 2008 |
The cheapest gas I've seen is 3.49 .. |
| Posted: Fri Apr 25 15:10:25 2008 |
I have a a second job interview Sunday with the .. |
| Posted: Fri Apr 25 9:10:36 2008 |
I don't think there is anything about the time. .. |
| Posted: Thu Apr 24 18:58:28 2008 |
2 months past due isn't too bad. When you get 90 .. |
| Posted: Thu Apr 24 16:50:06 2008 |
It will likely be dismissed or a judgement will .. |
| Posted: Thu Apr 24 16:46:35 2008 |
Old Car Lease .. |
| Posted: Thu Apr 24 16:43:59 2008 |
A charge off is a bad debt. A write off is a .. |
| Posted: Thu Apr 24 12:53:49 2008 |
You should still request validation if the amount .. |
| Posted: Thu Apr 24 12:49:48 2008 |
I would contact GMAC and ask them because it .. |
| Posted: Thu Apr 24 12:46:06 2008 |
AFNI - i've had good and bad experiences with .. |
| Posted: Thu Apr 24 10:27:39 2008 |
That all depends on if you want to settle or work .. |
| Posted: Thu Apr 24 9:04:03 2008 |
Did your mother cosign the lease
A charge off .. |
| Posted: Thu Apr 24 6:31:00 2008 |
Well I would suggest that he pay what he can when .. |
| Posted: Wed Apr 23 20:13:22 2008 |
Honestly if you are on disability and you don't .. |
| Posted: Wed Apr 23 12:15:21 2008 |
I don't think they are saying that the account is .. |
| Posted: Wed Apr 23 12:13:20 2008 |
If you pay a settlement and you "save" .. |
| Posted: Wed Apr 23 6:29:36 2008 |
Well chances are they own the debt so you won't .. |
| Posted: Wed Apr 23 5:57:57 2008 |
Even if the guarantor brought in a new creditor .. |
| Posted: Wed Apr 23 5:55:03 2008 |
a hundred push-ups before .. |
| Posted: Tue Apr 22 19:18:25 2008 |
Sounds like they validated the debt to me. If it .. |
| Posted: Tue Apr 22 18:44:00 2008 |
I saw your name in chat a few days ago. Where are .. |
| Posted: Tue Apr 22 18:26:03 2008 |
Since my husband switched jobs were were able to .. |
| Posted: Mon Apr 21 18:08:13 2008 |
A write off and a charge off are two different .. |
| Posted: Mon Apr 21 14:36:44 2008 |
I don't know if there is a limit on when an .. |
| Posted: Mon Apr 21 14:33:48 2008 |
BY MAIL
29125 SOLON ROAD
SOLON, OHIO .. |
| Posted: Mon Apr 21 14:28:03 2008 |
Show up. The judge will hopefully work out a .. |
| Posted: Mon Apr 21 14:25:10 2008 |
Sounds to me like this is a legit debt if they .. |
| Posted: Mon Apr 21 14:23:26 2008 |
Well if it isn't yours then it shouldn't show up .. |
| Posted: Mon Apr 21 8:30:04 2008 |
You are going to need a get a power of attorney. .. |
| Posted: Mon Apr 21 8:29:03 2008 |
As long as an attorney responds within a .. |
| Posted: Sun Apr 20 18:48:20 2008 |
Pets can so easily become a member of the family. .. |
| Posted: Sun Apr 20 18:47:13 2008 |
I remember trying to negotiate with Hess Kennedy .. |
| Posted: Sun Apr 20 8:19:30 2008 |
I don't think anyone should be forced to .. |
| Posted: Sat Apr 19 12:20:19 2008 |
You apply for anything you believe you can take .. |
| Posted: Sat Apr 19 12:18:56 2008 |
My husband and I made less than 60k last year for .. |
| Posted: Fri Apr 18 15:53:00 2008 |
If Cap One took the account back I suggest you .. |
| Posted: Fri Apr 18 15:51:16 2008 |
read up on the FDCPA and your state .. |
| Posted: Fri Apr 18 8:53:57 2008 |
You should be able to get this fixed and I can't .. |
| Posted: Fri Apr 18 5:26:34 2008 |
A charge off is a bad debt. It can reflect on .. |
| Posted: Thu Apr 17 15:21:25 2008 |
It will probably take a few days for them to .. |
| Posted: Thu Apr 17 14:07:00 2008 |
Just curious.. was the account paid by a .. |
| Posted: Thu Apr 17 7:41:12 2008 |
The only way I know how to get that interest rate .. |
| Posted: Wed Apr 16 17:44:17 2008 |
If an ex was supposed to pay something due to a .. |
| Posted: Tue Apr 15 15:00:42 2008 |
let this .. |
| Posted: Tue Apr 15 14:02:53 2008 |
It doesn't hurt to .. |
| Posted: Tue Apr 15 9:50:23 2008 |
You may have some warrents on those checks which .. |
| Posted: Tue Apr 15 9:45:24 2008 |
Since it is a p aid debt you can attempt to .. |
| Posted: Mon Apr 14 10:04:46 2008 |
NCO doesn't just handle old charged off debts. .. |
| Posted: Sun Apr 13 19:20:49 2008 |
Getting into the car today to make a quick run to .. |
| Posted: Sun Apr 13 18:41:29 2008 |
I'm going to be in chat for a bit if anyone wants .. |
| Posted: Sun Apr 13 18:33:37 2008 |
Are you behind in payments on any all or some. .. |
| Posted: Sun Apr 13 18:29:13 2008 |
I think that it would be impossible to claim that .. |
| Posted: Sun Apr 13 15:33:16 2008 |
Good luck. Where I live all they have to do is .. |
| Posted: Sun Apr 13 15:30:37 2008 |
I try my best to think of it as a compliment when .. |
| Posted: Sun Apr 13 14:51:03 2008 |
I am being called for an interview at a retail .. |
| Posted: Sat Apr 12 6:37:36 2008 |
call the hospital and .. |
| Posted: Sat Apr 12 6:36:29 2008 |
some credit cards charge off after 200 days. i .. |
| Posted: Fri Apr 11 20:57:53 2008 |
I'm going to try and be a lot more helpful in .. |
| Posted: Fri Apr 11 20:28:38 2008 |
Why does this crap keep getting pushed to the top .. |
| Posted: Fri Apr 11 20:27:51 2008 |
When was your due .. |
| Posted: Thu Apr 10 20:10:34 2008 |
I most certainly need a local job. Our price for .. |
| Posted: Thu Apr 10 20:08:38 2008 |
We need to get that moved up. This is an amazing .. |
| Posted: Thu Apr 10 17:55:42 2008 |
I doubt they would have taken your name off of .. |
| Posted: Thu Apr 10 11:24:24 2008 |
I think exceptions are made sometimes at the .. |
| Posted: Thu Apr 10 5:27:57 2008 |
If a credit card isn't charged off it can still .. |
| Posted: Thu Apr 10 5:16:45 2008 |
I'm sorry I should have clarified. Did you ask .. |
| Posted: Thu Apr 10 5:12:55 2008 |
'Grats! .. |
| Posted: Thu Apr 10 5:12:30 2008 |
It's over. Stop bringing it up and it will be .. |
| Posted: Wed Apr 9 20:27:00 2008 |
Have you tried calling and .. |
| Posted: Wed Apr 9 20:25:59 2008 |
Well I went on another interview today. This one .. |
| Posted: Wed Apr 9 20:24:06 2008 |
I remember the first time I ever watched the .. |
| Posted: Wed Apr 9 16:55:17 2008 |
Frankly I think they should strip the whole point .. |
| Posted: Wed Apr 9 13:32:20 2008 |
If you have the ability to pay the creditor then .. |
| Posted: Wed Apr 9 13:30:40 2008 |
I agree that the financial industry needs to .. |
| Posted: Wed Apr 9 10:07:31 2008 |
I think the points should stop all together .. |
| Posted: Wed Apr 9 10:06:07 2008 |
I don't like how I look on film. I don't think .. |
| Posted: Wed Apr 9 10:00:28 2008 |
No apology is necessary at all. I would add a .. |
| Posted: Wed Apr 9 9:56:56 2008 |
There needs to be some disclaimer somewhere that .. |
| Posted: Fri Apr 4 7:13:47 2008 |
I don't know many, if indeed any, willing to put .. |
| Posted: Fri Apr 4 6:10:03 2008 |
Get the settlement in writing. It doesn't make .. |
| Posted: Thu Apr 3 10:56:31 2008 |
I did a drug test today with the company I had a .. |
| Posted: Thu Apr 3 6:10:56 2008 |
You usually can pay the creditor if they still .. |
| Posted: Thu Apr 3 6:07:30 2008 |
The only time I want to redeem my points is maybe .. |
| Posted: Tue Apr 1 17:18:37 2008 |
A second job interview Thursday w/ a finance .. |
| Posted: Tue Apr 1 7:40:35 2008 |
I think you should also mail the letter. Follow .. |
| Posted: Tue Apr 1 7:39:35 2008 |
I would be taking the ex to court also to sue for .. |
| Posted: Mon Mar 31 14:35:11 2008 |
What is such an account where you affixed your .. |
| Posted: Mon Mar 31 14:32:31 2008 |
I just sent off for a current catalog for the .. |
| Posted: Mon Mar 31 13:13:31 2008 |
I know I haven't been around much lately but you .. |
| Posted: Mon Mar 31 12:14:55 2008 |
I am now unemployed. I decided that the long .. |
| Posted: Fri Mar 28 7:36:39 2008 |
I don't know if it is just TX but there is a .. |
| Posted: Fri Mar 28 6:55:05 2008 |
You also should try getting a zero balance letter .. |
| Posted: Thu Mar 27 14:31:37 2008 |
I would be interested in .. |
| Posted: Wed Mar 26 6:42:06 2008 |
Do you have any kids I would say this qualifies .. |
| Posted: Wed Mar 26 6:26:11 2008 |
You know where to find me .. |
| Posted: Wed Mar 26 6:20:02 2008 |
The only way your going to get out of this one .. |
| Posted: Wed Mar 26 5:38:11 2008 |
Sears doesn't back their own cards. Citibank .. |
| Posted: Tue Mar 25 6:06:41 2008 |
Happy Birthday .. |
| Posted: Tue Mar 25 5:55:00 2008 |
since you have zero intentions on even attempting .. |
| Posted: Tue Mar 25 5:54:20 2008 |
If it is your debt you should pay it. Send them a .. |
| Posted: Mon Mar 24 20:46:46 2008 |
If anyone decided to go into a debt management .. |
| Posted: Mon Mar 24 20:45:23 2008 |
I doubt much that Citibank even owns the debt .. |
| Posted: Mon Mar 24 20:41:29 2008 |
It might be best for you to try some type of debt .. |
| Posted: Mon Mar 24 20:37:28 2008 |
I think the better the agency the better the .. |
| Posted: Mon Mar 24 7:49:44 2008 |
I've never personally handled dr bills in .. |
| Posted: Sun Mar 23 13:42:23 2008 |
Your creditor will usually always accept payment .. |
| Posted: Sun Mar 23 9:00:16 2008 |
Let's focus on those that need help instead of .. |
| Posted: Sat Mar 22 10:54:08 2008 |
Did they say they were going to sue .. |
| Posted: Fri Mar 21 7:46:05 2008 |
CitiBank is the creditor for the Sears card. I .. |
| Posted: Thu Mar 20 5:18:11 2008 |
They can sue you if the debt is within the SoL .. |
| Posted: Wed Mar 19 16:41:49 2008 |
They can't take legal action against you if the .. |
| Posted: Wed Mar 19 13:57:50 2008 |
Generally as a rule I do not use my income tax to .. |
| Posted: Wed Mar 19 13:53:03 2008 |
Good luck. I know it can sometimes be a difficult .. |
| Posted: Wed Mar 19 13:51:08 2008 |
The SoL varies from state to state. There isn't .. |
| Posted: Wed Mar 19 13:47:25 2008 |
You need to send them a debt validation letter, .. |
| Posted: Wed Mar 19 9:43:41 2008 |
Well I'll be darned. It is true what they say! .. |
| Posted: Wed Mar 19 8:07:19 2008 |
Who is anyone even responding to this crap .. |
| Posted: Wed Mar 19 7:08:49 2008 |
If it is being paid on continuiously then there .. |
| Posted: Wed Mar 19 7:06:26 2008 |
A divorce decree wouldn't absolve the legal .. |
| Posted: Tue Mar 18 19:31:05 2008 |
I'm glad it all worked out. I hope your son has a .. |
| Posted: Tue Mar 18 18:32:43 2008 |
If they don't validate within a reasonable amount .. |
| Posted: Tue Mar 18 16:42:37 2008 |
I would just continue to make payments. It's .. |
| Posted: Tue Mar 18 15:26:14 2008 |
As far as they are concerned first notification .. |
| Posted: Tue Mar 18 15:21:01 2008 |
First things first. Take a deep breath and a nice .. |
| Posted: Tue Mar 18 15:15:02 2008 |
Well.. come to find out a few weeks ago I owe the .. |
| Posted: Tue Mar 18 15:13:43 2008 |
Ypu always look for the best in people. It is a .. |
| Posted: Mon Mar 17 8:05:23 2008 |
Why not send them a DV letter Personally I've .. |
| Posted: Mon Mar 17 8:01:50 2008 |
I am uncomfortable with it because I do use my .. |
| Posted: Sun Mar 16 11:33:33 2008 |
I think it is on the report a creditor might see. .. |
| Posted: Fri Mar 14 20:13:53 2008 |
There are good collectors and bad ones. The fact .. |
| Posted: Wed Mar 12 17:33:12 2008 |
Did you get financing while at the car dealer or .. |
| Posted: Wed Mar 12 15:45:22 2008 |
Not to be rude here but if you go out and get a .. |
| Posted: Wed Mar 12 15:37:35 2008 |
As long as you have the bill of sale and it's .. |
| Posted: Wed Mar 12 15:35:25 2008 |
Well if he said it was a mistake then it likely .. |
| Posted: Wed Mar 12 15:34:03 2008 |
Sending mail certified sometimes take a day or .. |
| Posted: Wed Mar 12 15:31:27 2008 |
I am pay 20 dollars a day to drive to .. |
| Posted: Fri Mar 7 18:00:34 2008 |
If a card has a remaining balance on it after you .. |
| Posted: Fri Mar 7 17:59:21 2008 |
As long as they filed before they received .. |
| Posted: Fri Mar 7 17:58:58 2008 |
As long as they filed before they received .. |
| Posted: Fri Mar 7 17:52:53 2008 |
Verification and validation are two completely .. |
| Posted: Fri Mar 7 17:50:24 2008 |
A charge off is a bad debt. It reflects on your .. |
| Posted: Wed Mar 5 18:36:54 2008 |
HSBC doesn't mess around. If you have proof that .. |
| Posted: Wed Mar 5 3:27:09 2008 |
Well we got moved and moved in. We can't unpack .. |
| Posted: Fri Feb 29 14:17:12 2008 |
Well we are moving this weekend and I doubt I .. |
| Posted: Wed Feb 27 15:22:27 2008 |
Considering the title of this thread is "How .. |
| Posted: Tue Feb 26 8:46:50 2008 |
It's not like they are going to mail your payment .. |
| Posted: Tue Feb 26 8:16:34 2008 |
Did you have service with Time Warner The .. |
| Posted: Tue Feb 26 8:14:21 2008 |
After you pay something you can wait a bit then .. |
| Posted: Mon Feb 25 19:43:57 2008 |
Tweety I would send them what I could but I would .. |
| Posted: Sun Feb 24 21:46:42 2008 |
Actually some states and counties allow that all .. |
| Posted: Sun Feb 24 17:55:29 2008 |
You need to find out when they obtained a .. |
| Posted: Sun Feb 24 8:05:11 2008 |
That isn't a zero balance letter though it is .. |
| Posted: Sat Feb 23 17:17:28 2008 |
I wouldn't send the SIF letter unless you are .. |
| Posted: Sat Feb 23 16:24:48 2008 |
A debt is a debt until it's paid. However, they .. |
| Posted: Fri Feb 22 20:33:31 2008 |
The SoL applies to what state you are currently a .. |
| Posted: Fri Feb 22 18:22:50 2008 |
You should do what is best for your cat. What did .. |
| Posted: Fri Feb 22 13:44:14 2008 |
No one should ever agree to anything they can't .. |
| Posted: Tue Feb 19 16:05:05 2008 |
I don't see why it would make her mad with you .. |
| Posted: Tue Feb 19 8:02:35 2008 |
I've heard from Ang today. She is on the mend and .. |
| Posted: Tue Feb 19 7:46:03 2008 |
I think this thread needs to die a quick death. I .. |
| Posted: Tue Feb 19 7:25:05 2008 |
I'll take a gander at this one. I'm bored and .. |
| Posted: Tue Feb 19 6:58:39 2008 |
Having disagreements with someone is a far cry .. |
| Posted: Mon Feb 18 21:24:30 2008 |
I heard from Ang about a month ago. I thought she .. |
| Posted: Mon Feb 18 8:06:02 2008 |
I tell ya what. I'm going to lock this thread .. |
| Posted: Mon Feb 18 8:04:48 2008 |
I think that some members ignored No Nonsense and .. |
| Posted: Mon Feb 18 7:40:17 2008 |
Learn to ignore. It's easy. I am currently .. |
| Posted: Sun Feb 17 21:11:20 2008 |
Go through the process. In the event that when .. |
| Posted: Sun Feb 17 21:06:54 2008 |
Start making a budget. Do what you can where you .. |
| Posted: Sun Feb 17 9:02:05 2008 |
You know where your friends are when you need .. |
| Posted: Sat Feb 16 10:03:24 2008 |
The first time you settle an account it would .. |
| Posted: Sat Feb 16 10:00:04 2008 |
No offense but you shouldn't be having any type .. |
| Posted: Sat Feb 16 9:57:08 2008 |
I think it should be said that collection calls .. |
| Posted: Sat Feb 16 9:53:56 2008 |
The first thing to figure out is.. is this debt .. |
| Posted: Sat Feb 16 4:30:31 2008 |
Actually you can go to jail for writing hot .. |
| Posted: Sat Feb 16 4:26:35 2008 |
It's doubtful that even if the creditor owns the .. |
| Posted: Wed Feb 13 21:04:31 2008 |
Call your car finance company and talk to .. |
| Posted: Wed Feb 13 20:53:30 2008 |
It aggrivates me when people respond to that .. |
| Posted: Tue Feb 12 8:11:02 2008 |
You should pull yourself a credit report from all .. |
| Posted: Tue Feb 12 4:24:54 2008 |
Sears is funded by CitiBank. Citibank sells off .. |
| Posted: Tue Feb 12 4:21:00 2008 |
It depends on your state .. |
| Posted: Mon Feb 11 6:30:28 2008 |
Yes vote for .. |
| Posted: Mon Feb 11 6:30:00 2008 |
One of my best friends mother went through .. |
| Posted: Sun Feb 10 20:47:41 2008 |
I actually used to love moving. It wasn't until .. |
| Posted: Sun Feb 10 20:42:19 2008 |
ladybug I will send you a .. |
| Posted: Sun Feb 10 20:35:16 2008 |
Hate to tell you this but it is legal to collect .. |
| Posted: Sun Feb 10 20:30:52 2008 |
Did you file a police report If you didn't I .. |
| Posted: Sat Feb 9 15:45:27 2008 |
Well I am going to be moving soon again. Finally .. |
| Posted: Wed Feb 6 18:28:40 2008 |
If it is your debt then you should pay it. Even .. |
| Posted: Sun Feb 3 13:26:18 2008 |
I also want to thank you for the information you .. |
| Posted: Sun Feb 3 11:58:37 2008 |
Thanks. I .. |
| Posted: Sun Feb 3 10:36:50 2008 |
This isn't about sexual harassment. Fins, I sent .. |
| Posted: Sun Feb 3 9:01:12 2008 |
Soaplady is right, go to the bank and tell them .. |
| Posted: Sun Feb 3 8:55:06 2008 |
I need help with someone who is familiar with the .. |
| Posted: Fri Feb 1 22:04:26 2008 |
Would they have been collecting on a .. |
| Posted: Thu Jan 31 20:41:58 2008 |
With as many credit card accounts I deal with on .. |
| Posted: Thu Jan 31 7:14:14 2008 |
Why is anyone even bothering to respond to .. |
| Posted: Thu Jan 31 4:25:32 2008 |
Good luck!. I am thankful to say that they had .. |
| Posted: Thu Jan 31 4:24:10 2008 |
Is Chase Receivables a debt collection .. |
| Posted: Thu Jan 31 4:19:36 2008 |
So you answered the summons and then sent in a .. |
| Posted: Thu Jan 31 3:48:23 2008 |
I doubt the first notification letter would have .. |
| Posted: Thu Jan 31 3:41:29 2008 |
They are not required to remove an item off of .. |
| Posted: Wed Jan 30 12:17:28 2008 |
I often work out agreements when one of my .. |
| Posted: Tue Jan 29 7:04:20 2008 |
I accept flowers, and those little crochet post .. |
| Posted: Tue Jan 29 7:00:44 2008 |
You need to sit down with your husband and pull .. |
| Posted: Tue Jan 29 6:50:01 2008 |
I did forget! Thank you for reminding me. This .. |
| Posted: Tue Jan 29 6:47:26 2008 |
As long as the last activity on the debt is past .. |
| Posted: Tue Jan 29 6:42:47 2008 |
Why does everyone assume "tough love" .. |
| Posted: Tue Jan 29 6:30:52 2008 |
But they do now have collection agencies who are .. |
| Posted: Mon Jan 28 15:58:54 2008 |
Not all collection agencies report to the big 3, .. |
| Posted: Mon Jan 28 7:30:10 2008 |
It doesn't stop being a debt because the SoL .. |
| Posted: Sun Jan 27 16:12:17 2008 |
I didn't see a check in 2003 but it wouldn't .. |
| Posted: Sun Jan 27 16:08:14 2008 |
Using your tax refund to pay off debt is a good .. |
| Posted: Sun Jan 27 16:06:18 2008 |
It's going to continue to be a collecteble debt .. |
| Posted: Sun Jan 27 15:37:45 2008 |
Socks, if you want to call me out on something .. |
| Posted: Sat Jan 26 19:55:53 2008 |
They can sell it over and over and over again. .. |
| Posted: Sat Jan 26 19:54:22 2008 |
I would call the creditors and explain the .. |
| Posted: Sat Jan 26 19:51:53 2008 |
I seem to forget when I am off of work and when I .. |
| Posted: Sat Jan 26 19:45:58 2008 |
A good collector is helpful. A bad one isn't. It .. |
| Posted: Sat Jan 26 15:36:35 2008 |
They don't have to be nice nor do they have to .. |
| Posted: Sat Jan 26 15:33:20 2008 |
I had a rough week and I wasn't my normal self .. |
| Posted: Sat Jan 26 10:18:07 2008 |
The if creditor still owns the debt then it is .. |
| Posted: Thu Jan 24 13:56:55 2008 |
It's 41 here right now. Our coldest months are in .. |
| Posted: Wed Jan 23 12:12:17 2008 |
As long as a debt is within the time frame your .. |
| Posted: Wed Jan 23 7:11:50 2008 |
I can't use my scanner at work, everything we .. |
| Posted: Wed Jan 23 7:08:02 2008 |
The first thing is that you shouldn't just go in .. |
| Posted: Wed Jan 23 7:04:09 2008 |
I don't think I've seen anything deleted but then .. |
| Posted: Tue Jan 22 21:15:59 2008 |
Laura it sounds like you are receiving widows .. |
| Posted: Tue Jan 22 15:56:47 2008 |
If the account is still owned by Cap One but out .. |
| Posted: Tue Jan 22 15:27:47 2008 |
I just read that on CNN and all I can say is .. |
| Posted: Tue Jan 22 13:34:52 2008 |
You need to check your user agreement which is .. |
| Posted: Tue Jan 22 13:29:19 2008 |
If the collection agency is collecting from a .. |
| Posted: Sun Jan 20 20:18:05 2008 |
When was the last time you spoke to the apartment .. |
| Posted: Sun Jan 20 20:15:32 2008 |
A verification of a debt would be a letter .. |
| Posted: Sun Jan 20 9:51:13 2008 |
I've never heard of medical bills taking your tax .. |
| Posted: Sun Jan 20 9:15:38 2008 |
Retirement checks are different from .. |
| Posted: Sun Jan 20 9:11:41 2008 |
I could use the extra money to help put towards a .. |
| Posted: Sun Jan 20 7:44:13 2008 |
When my department recieves request for .. |
| Posted: Sat Jan 19 22:01:10 2008 |
I've never seen the Blair Witch Project but my .. |
| Posted: Sat Jan 19 21:59:45 2008 |
Make sure in your letter you did not confuse .. |
| Posted: Sat Jan 19 18:20:18 2008 |
If you do not like watching you tube videos all .. |
| Posted: Sat Jan 19 15:15:58 2008 |
I know that we only pull a credit report once. I .. |
| Posted: Sat Jan 19 15:09:49 2008 |
If you use over 30% of your available credit on a .. |
| Posted: Fri Jan 18 20:48:19 2008 |
that's like asking why a creditor even bothers .. |
| Posted: Fri Jan 18 13:33:07 2008 |
Well I now have 2 letters from CMI and again they .. |
| Posted: Wed Jan 16 20:28:19 2008 |
I have 4 kids! I better be motherly .. |
| Posted: Wed Jan 16 18:27:11 2008 |
Oh I am sure I will get something for my kids. .. |
| Posted: Wed Jan 16 18:24:43 2008 |
Asking for a settlement on an account is just .. |
| Posted: Wed Jan 16 18:20:19 2008 |
I checked my mail today and I didn't get much. A .. |
| Posted: Wed Jan 16 15:39:22 2008 |
I do not want my picture .. |
| Posted: Mon Jan 14 15:30:28 2008 |
My vote .. |
| Posted: Mon Jan 14 7:28:59 2008 |
Bah! I don't think anyone took it offensive! I .. |
| Posted: Sun Jan 13 19:18:44 2008 |
An AFEES card is like a credit card you used on .. |
| Posted: Sun Jan 13 19:15:26 2008 |
Just curious, but why would you record a call .. |
| Posted: Sun Jan 13 17:22:40 2008 |
I work with credit cards after they are 90 days .. |
| Posted: Sun Jan 13 15:18:40 2008 |
Fins, I agree that answering just to answer or .. |
| Posted: Sun Jan 13 11:51:43 2008 |
I disputed something with them and they removed .. |
| Posted: Sat Jan 12 17:21:50 2008 |
Never agree to something you can't do. It causes .. |
| Posted: Fri Jan 11 18:04:19 2008 |
I hope to be (bad) by April of this year. And in .. |
| Posted: Fri Jan 11 18:02:55 2008 |
Are you a home owner Do you use a bank account Do .. |
| Posted: Fri Jan 11 18:00:47 2008 |
I don't mind sharing that info online but in .. |
| Posted: Fri Jan 11 17:58:33 2008 |
Every negative report I have on my CBR is out of .. |
| Posted: Fri Jan 11 14:10:09 2008 |
I generally don't post if someone else has said .. |
| Posted: Fri Jan 11 12:48:20 2008 |
A charged off debt isn't the same thing as a .. |
| Posted: Fri Jan 11 10:42:16 2008 |
I don't understand why you are saying that 3rd .. |
| Posted: Fri Jan 11 7:12:16 2008 |
If you know it's yours and you know it's valid .. |
| Posted: Thu Jan 10 19:37:23 2008 |
I am so glad I only have one credit card with a .. |
| Posted: Thu Jan 10 19:32:03 2008 |
The only reason you would want to get a loan to .. |
| Posted: Thu Jan 10 19:29:53 2008 |
I think you should try and work something out .. |
| Posted: Thu Jan 10 19:22:53 2008 |
I don't think any crash in the credit industry is .. |
| Posted: Thu Jan 10 12:24:52 2008 |
2 and 3. Credit Card negotiation, PDL help, .. |
| Posted: Thu Jan 10 12:23:15 2008 |
If I were looking to work on debt consolidation I .. |
| Posted: Thu Jan 10 9:23:35 2008 |
I just got off of the phone with the Comcast in .. |
| Posted: Thu Jan 10 9:07:29 2008 |
Well each company has it's own policy. It's hard .. |
| Posted: Thu Jan 10 8:40:29 2008 |
I guess it depends on the companies policy. Mine .. |
| Posted: Thu Jan 10 8:24:56 2008 |
Did they ask your to confirm your # Chances are .. |
| Posted: Thu Jan 10 7:51:57 2008 |
I had the rep send me a new letter with the .. |
| Posted: Thu Jan 10 7:50:05 2008 |
So I went ahead and called Time Warner in Austin .. |
| Posted: Wed Jan 9 21:16:03 2008 |
Question, why would you pay for something if you .. |
| Posted: Wed Jan 9 21:14:38 2008 |
You can cancel your arrangements at anytime just .. |
| Posted: Wed Jan 9 21:07:16 2008 |
a very big .. |
| Posted: Tue Jan 8 8:54:38 2008 |
Why would I know how to dispute inquries just .. |
| Posted: Tue Jan 8 8:38:18 2008 |
I don't really feel I should have to answer your .. |
| Posted: Mon Jan 7 20:46:46 2008 |
Congrats! .. |
| Posted: Mon Jan 7 20:43:29 2008 |
I am cleaning up my credit so that I will be able .. |
| Posted: Mon Jan 7 20:36:47 2008 |
Don't just check the BBB. Google or Yahoo their .. |
| Posted: Mon Jan 7 20:33:59 2008 |
1.2 million isn't even a full months worth of .. |
| Posted: Mon Jan 7 20:27:03 2008 |
They could give you a settlement pretty much at .. |
| Posted: Mon Jan 7 20:24:21 2008 |
Make sure you keep all of your ducks in a row. .. |
| Posted: Mon Jan 7 16:19:08 2008 |
Why does anyone even bother responding to these .. |
| Posted: Sun Jan 6 12:25:10 2008 |
This is going to be such an adventure. When my .. |
| Posted: Sun Jan 6 9:38:07 2008 |
I think we are seeing more and more people being .. |
| Posted: Sat Jan 5 17:47:03 2008 |
I've been doing my taxes through Turbo Tax for as .. |
| Posted: Fri Jan 4 17:09:32 2008 |
They can put a lien on your home if they gain a .. |
| Posted: Thu Jan 3 5:21:30 2008 |
It's all going to depend on if they want to sue .. |
| Posted: Wed Jan 2 13:36:54 2008 |
Call em up and see what they want. At the very .. |
| Posted: Wed Jan 2 13:25:26 2008 |
There is no SoL on student loans.
If these .. |
| Posted: Wed Jan 2 7:56:59 2008 |
Thanks Cajun you are a doll. I will be doing this .. |
| Posted: Wed Jan 2 7:24:15 2008 |
The only thing they sent me was the disconnect .. |
| Posted: Wed Jan 2 6:03:12 2008 |
bump for .. |
| Posted: Wed Jan 2 6:00:11 2008 |
I did put it in there but I think they feel that .. |
| Posted: Tue Jan 1 19:01:52 2008 |
I made promises to myself before the new year .. |
| Posted: Tue Jan 1 18:47:36 2008 |
Well I've not received any information back from .. |
| Posted: Tue Jan 1 15:06:22 2008 |
Do you believe in New Years .. |
| Posted: Mon Dec 31 19:20:48 2007 |
Happy Happy Happy Happy NEW .. |
| Posted: Sun Dec 30 18:12:26 2007 |
When you apply for disability the government will .. |
| Posted: Sun Dec 30 16:45:57 2007 |
I think our city runs our cameras but I'm not .. |
| Posted: Sun Dec 30 12:39:19 2007 |
One of the bad things about debt settlement .. |
| Posted: Sun Dec 30 8:29:49 2007 |
It's the same thing they do when you send them a .. |
| Posted: Sun Dec 30 8:20:35 2007 |
They can continue to sell and resell the debt is .. |
| Posted: Sun Dec 30 8:16:28 2007 |
Good luck. I've had a similar battle on my hand .. |
| Posted: Sat Dec 29 8:37:33 2007 |
I think they can as long as their records .. |
| Posted: Wed Dec 26 20:16:41 2007 |
Where are you You are missed here. I hope that .. |
| Posted: Wed Dec 26 20:10:49 2007 |
I posted this information last year and it is in .. |
| Posted: Wed Dec 26 20:05:13 2007 |
I took vacation the day before and the day after .. |
| Posted: Tue Dec 25 18:49:01 2007 |
bumping this post because it is that time of year .. |
| Posted: Tue Dec 25 18:28:12 2007 |
Here is something I sometimes find funny on a .. |
| Posted: Mon Dec 24 21:51:21 2007 |
You need to make a list of what you can do on a .. |
| Posted: Mon Dec 24 21:46:41 2007 |
I do have a relative who does live in that area .. |
| Posted: Mon Dec 24 9:04:01 2007 |
This year I was doubly blessed. I received a .. |
| Posted: Mon Dec 24 8:46:57 2007 |
I've been working myself out of my own debt for .. |
| Posted: Sun Dec 23 13:50:47 2007 |
If you aren't going to get a loan to cover all of .. |
| Posted: Sun Dec 23 13:48:46 2007 |
You are going to need to file a police report for .. |
| Posted: Sun Dec 23 13:42:58 2007 |
Some cards charge off at 120, others 180 and some .. |
| Posted: Sun Dec 23 13:40:31 2007 |
I have a question, if you go and sell your car .. |
| Posted: Sun Dec 23 13:33:33 2007 |
My suggestion would be to do research on any .. |
| Posted: Sat Dec 22 14:17:06 2007 |
If a deal goes through on Monday Ill get him a .. |
| Posted: Sat Dec 22 14:15:55 2007 |
You can play you Game Cube games on it but you .. |
| Posted: Sat Dec 22 10:08:39 2007 |
Everyone have a safe and merry Christmas. Watch .. |
| Posted: Sat Dec 22 10:07:47 2007 |
First Noel and and Have Yourself A Merry Little .. |
| Posted: Sat Dec 22 10:06:30 2007 |
I know that Circut City will hold one for you if .. |
| Posted: Sat Dec 22 10:03:45 2007 |
And I apologize. I normaly ignore stupid crap .. |
| Posted: Sat Dec 22 10:02:49 2007 |
You should have gotten a job that gives you a .. |
| Posted: Sat Dec 22 9:58:58 2007 |
They are looking for current information and also .. |
| Posted: Sat Dec 22 9:56:20 2007 |
I love our Wii. They are perfect for kids and .. |
| Posted: Thu Dec 20 18:52:55 2007 |
Did you ever sign over the title Does a verbal .. |
| Posted: Thu Dec 20 18:51:13 2007 |
3 Collection Agencies .. |
| Posted: Thu Dec 20 9:42:42 2007 |
On a positive note. I cleared two debts with this .. |
| Posted: Wed Dec 19 20:40:50 2007 |
That family certainly deserved the damanges they .. |
| Posted: Tue Dec 18 20:21:07 2007 |
I always think Credit Unions are good for a lower .. |
| Posted: Tue Dec 18 20:18:53 2007 |
I do think it is. I have one on my car. Gap .. |
| Posted: Tue Dec 18 20:18:03 2007 |
If you are a cosigner then you are also .. |
| Posted: Tue Dec 18 20:13:44 2007 |
You need to get a zero balance letter from them .. |
| Posted: Tue Dec 18 20:12:30 2007 |
Collection Agencies don't have to be polite. It .. |
| Posted: Sun Dec 16 20:10:57 2007 |
Actualy since they have already filed they can .. |
| Posted: Sat Dec 15 22:58:39 2007 |
Beg to differ on being unable to stop a .. |
| Posted: Sat Dec 15 16:03:09 2007 |
The agency I work for won't send a zero balance .. |
| Posted: Sat Dec 15 12:53:05 2007 |
I am going to send the letter off Monday and .. |
| Posted: Sat Dec 15 12:44:15 2007 |
I know that where I live our cable contract says .. |
| Posted: Sat Dec 15 10:36:06 2007 |
I love my credit union. Texas Dow Employees .. |
| Posted: Sat Dec 15 10:28:03 2007 |
I apologize for misunderstanding you. My fault it .. |
| Posted: Sat Dec 15 10:22:21 2007 |
oh yes! .. |
| Posted: Sat Dec 15 4:56:49 2007 |
Always read the contract. When I was with Bally's .. |
| Posted: Sat Dec 15 4:33:15 2007 |
My first piece of advice would be to speak to a .. |
| Posted: Sat Dec 15 4:27:01 2007 |
I've never heard of a creditor willing to delete .. |
| Posted: Sat Dec 15 4:26:47 2007 |
I've never heard of a creditor willing to delete .. |
| Posted: Sat Dec 15 3:38:34 2007 |
I've never dealt with Wachovie. The only 2 non .. |
| Posted: Sat Dec 15 3:17:09 2007 |
Lawstudent, I didn't get the itemized statements. .. |
| Posted: Fri Dec 14 19:35:09 2007 |
210 is in San Antonio .. |
| Posted: Fri Dec 14 19:33:35 2007 |
I sent 2 validation request to CMI (Credit .. |
| Posted: Fri Dec 14 18:26:42 2007 |
Movie Review: One of the best movies I've seen .. |
| Posted: Fri Dec 14 13:45:51 2007 |
I nicknamed Bank of America Bank of Fee's. I .. |
| Posted: Fri Dec 14 10:53:39 2007 |
I'm hoping to go see the 5 o'clocking showing .. |
| Posted: Wed Dec 12 4:24:57 2007 |
It doesn't matter what was purchased, a 20k debt .. |
| Posted: Wed Dec 12 4:19:50 2007 |
The Golden Compass was about 2 hours but I felt .. |
| Posted: Tue Dec 11 19:15:31 2007 |
If you are going to attempt to deal with the .. |
| Posted: Tue Dec 11 19:12:07 2007 |
He is responsible for it. Unless she was a .. |
| Posted: Tue Dec 11 16:19:20 2007 |
My kids liked it a lot. It was a little slow in a .. |
| Posted: Tue Dec 11 6:33:42 2007 |
It's also possible that they may have gotten ahod .. |
| Posted: Tue Dec 11 6:30:42 2007 |
I think they get confused with verification and .. |
| Posted: Mon Dec 10 19:46:35 2007 |
I went to see The Golden Compass last Friday. I .. |
| Posted: Mon Dec 10 19:43:03 2007 |
Well I didn't hear anything back today and if I .. |
| Posted: Mon Dec 10 18:04:52 2007 |
I will be going to see this one. I've been .. |
| Posted: Mon Dec 10 16:09:37 2007 |
Oh yes! .. |
| Posted: Mon Dec 10 16:09:11 2007 |
In all honesty I can't afford the health .. |
| Posted: Mon Dec 10 13:47:56 2007 |
The drive would kill me. I can't stand to sit .. |
| Posted: Mon Dec 10 13:46:36 2007 |
She told me that the school will not cover it .. |
| Posted: Mon Dec 10 11:43:36 2007 |
Well I am going to have to hire a lawyer. This is .. |
| Posted: Sun Dec 9 21:23:39 2007 |
I don't think so. It doesn't fit the .. |
| Posted: Sun Dec 9 19:15:48 2007 |
I got my nails done for a holiday party and now i .. |
| Posted: Sun Dec 9 19:11:20 2007 |
probably all of them. At least in this .. |
| Posted: Sun Dec 9 18:42:19 2007 |
Bossy you don't have to explain yourself. And you .. |
| Posted: Fri Dec 7 4:43:46 2007 |
A house is an investment in your lives and it is .. |
| Posted: Fri Dec 7 3:53:22 2007 |
It depends on where you keep your permanent .. |
| Posted: Thu Dec 6 20:32:02 2007 |
I would be careful with that DC, a few years back .. |
| Posted: Thu Dec 6 12:09:37 2007 |
Comcast is very expensive in our area. I miss .. |
| Posted: Wed Dec 5 4:36:04 2007 |
I can see guest point quite easily. I may not .. |
| Posted: Tue Dec 4 13:28:56 2007 |
Dispute it with the CBR agencies. Your CBR should .. |
| Posted: Tue Dec 4 13:24:44 2007 |
No it doesn't mean that the full SSN .. |
| Posted: Tue Dec 4 5:48:24 2007 |
51 thousand is not a lot of money. Considering .. |
| Posted: Tue Dec 4 5:41:20 2007 |
It's strange sometimes how the last four of your .. |
| Posted: Mon Dec 3 16:06:57 2007 |
Is First Financial a banking institution Or is it .. |
| Posted: Mon Dec 3 16:04:12 2007 |
Actualy now that the bankrupcy laws lean more in .. |
| Posted: Mon Dec 3 16:00:36 2007 |
If it is fraud did you file a police report I .. |
| Posted: Mon Dec 3 15:58:34 2007 |
7 years from the last payment or 7 years from .. |
| Posted: Mon Dec 3 13:58:25 2007 |
See if you can get caught up then ask for a .. |
| Posted: Mon Dec 3 7:25:23 2007 |
Providian isn't backed by HSBC they are backed by .. |
| Posted: Mon Dec 3 7:21:30 2007 |
If it comes back to your personal information you .. |
| Posted: Sun Dec 2 21:22:11 2007 |
Just a question here but with their attny giving .. |
| Posted: Sun Dec 2 14:42:39 2007 |
A debt collector or a .. |
| Posted: Sun Dec 2 14:41:47 2007 |
I will say I am sad to see you go because I am .. |
| Posted: Fri Nov 30 21:09:39 2007 |
It's going to depend on her income I would .. |
| Posted: Fri Nov 30 21:08:28 2007 |
Just because a company goes bankrupt doesn't mean .. |
| Posted: Fri Nov 30 21:05:56 2007 |
I am not sure. Just make sure you answer the .. |
| Posted: Fri Nov 30 21:00:37 2007 |
The collection agency is going to get paid no .. |
| Posted: Fri Nov 30 20:57:50 2007 |
They can not garnish her SSI check but they can .. |
| Posted: Fri Nov 30 20:54:10 2007 |
I would check to see if v |
