GC Services: Customer feedback and tips to deal with collection calls
Rate This Article:GC Services provides teleservices and collection solutions and is located in Texas in Houston. If you want to know about customer feedback and tips to deal with GC services, go through the topics given below:
- What do customers say about GC Services?
- How can you deal with GC Services debt collection agency?
- What are the contact details for GC Services?
What do customers say about GC Services?
Customers have quite a few GC Services complaints that they have shared with the Debt Consolidation Care Community. Here is what they say:
- Harassing calls: Forum guests have accused GC Services collection agency of harassing them with incessant calls day and night. Learn more...
- Calls about accounts not in collection: GC Services debt collection agency calls customers about accounts that are not overdue and have not been sent to collections by the original creditors. Find out the details...
- Calling the wrong number: GC Services has allegedly called the wrong person to collect on debts that do not belong to the consumer and GC Services has not made any attempts to rectify this mistake. Find out more...
- Making threatening calls: GC Services has made threatening calls to individuals without proper knowledge of the current status of the debt in violation of the FDCPA. Learn more...
- Rude behavior: GC Services customers have accused company representatives of being rude when making collection calls. They unnecessarily harass customers without following the correct legal procedure. Find out more...
How can you deal with GC Services debt collection agency?
A lot of collection calls can be very harassing. Here is what you can do if a collection agency harasses you:
- Dispute wrong debts:
Under the Fair Debt Collection Practices Act (FDCPA), a collection agency (CA) must ensure that they contact the right person when pursuing a debt. It is not a violation of the FDCPA if the CA makes a mistake due to an error in their record keeping. However, once the CA has been informed that they are calling the wrong number, under the FDCPA they are required to stop. - Expiration of the SOL :
Sometimes collection agencies keep calling about a debt even after the Statute of Limitations (SOL) on the debt has expired. If you know the debt you are being called about is yours and the SOL has expired, then you should remind the CA that they cannot sue you for the debt. However, even if the SOL has expired, you will still owe the debt. - Report misleading tactics:
Under the FDCPA, a CA cannot mislead you in any way. If a CA causes you any damage as a result of misleading you, or by violating the FDCPA, you are allowed to sue them for punitive damages. In addition, the CA may be subject to a fine for up to $1000. - Legal help for continued call harassment:
Once you have sent a dispute letter, the FDCPA requires all collection calls to cease until the CA has validated the debt. If you decide to sue the CA, you should have copies of all the written correspondence, including envelopes and mail receipts to present to the court as evidence. You may record the phone calls made by the CA but you need to inform them before you do it. Once this is done, you may contact your State Attorney General’s office and file a complaint.
What are the contact details for GC Services?
You should contact GC Services at:
GC Services Limited Partnership
6330 Gulfton, Houston, Texas 77081
If you want to call them, you may do so at the GC Services contact number: (713)777-4441
To send them e-mails you may do so at: "qcinfo@gcserv.com"
Sub: GC Services: Customer feedback and tips to deal with collection calls
Thu, 04/26/2012 - 11:07
Posts: 3957
Credits: 55974.55 Send message to roxette
Mad Jeff
I am sorry to know what you are going through. The company is harassing you on a regular note and you should take some legal actions against them. Please hire and attorney who specializes in the lawsuit of fdcpa and FCRA violations.
Regards
Roxette
THEY CALL 24/7 LITERALLY. I asked if i could send a check? they said no, credit card? they said no. only mondey orders and checks over the phone. i Barely turned 20 and these people are messing my credit up. They sent me a letter that said they are going to attach to my bank acct., garnish my wages or file a lien to all property i will later own or do now. On top of that they added $250 to what i supposedly owe ($1,286) for a ticket for a broken headlight? comon. oh ya , and whats funny is $25 is added to returned checks. Yup. I dont trust these people. Somethings fishy bout em? did anyone give em a bank acct. number and they cleaned you out?? I dont have this Money. and dont even owe that much. What the f..
These people contacted my wife to collect on an apparent delequent account. We called the creator and they said the account is not even overdue and should not even be in collections.
A phone conference between the creator, GC Services, and my wife took place a few weeks ago. The creator told the GC Services rep that it should not be in collection and remove the account. Since that time, we have been harrasses several times by phone and one more treatening letter. They will not even call the creator to verify this. They just continue to press for the collection.
Should I consider hiring an lawywer?
Posts: 793
Credits: 21740.2 Send message to 4u.bryan
DK,
Quote:
Send them DV letter. You have the right to ask for some written log before paying them. If they can validate the debt then only you need to pay. While corresponding, send them CMRRR.
As per as limited resource is concerned, you can consider debt consolidation program to pay off your debts.
Vogel18,
If you feel that they are violating the rules file your complaint with FTC, BBB. Also complain to your State Consumer Protection Agency. You can consult a lawyer anytime.
Are these people for real? They have been calling our house asking for my wife. They state that she owes money from some old loan (which she paid off many years ago)...nothing adds up! Have they been investigated? I am sooo fu&%ing mad!! AHHHH!!!!! Sorry, had to be done. I am going to report them to our State Office.
Debt Samaritan
Posts: 2018
Credits: 42635.45 Send message to ben
Ask the company to send you the loan details in writing. If you get it from them, you will be able to place it on dispute.
Get the [FONT=Trebuchet MS][SIZE=2]GC Services collection agency address [/SIZE][/FONT]and send all your letters certified with return receipt requested. You will have proof of your actions taken.
This company have been contacting someone else home concerning me during the month of December. I have no idea what they want. They have not sent any documents to me concerning their claim, nor do they have a telephone number to reach me.
Posts: 793
Credits: 21740.2 Send message to 4u.bryan
Buttercup,
Contact information of GC Services is posted here-
http://www.debtconsolidationcare.com/gcservices.html
Also go through the full thread and get some more knowledge on them.
These people are garnishing me for an old student loan - at least threatening to. Now, the gov shows I'm not in default on any student loan - and I only had government loans, and these idiots refuse to provide any information on the loan or even their company info - I had to google the number from Operations Division. They told me they were going to attach a house that I no longer own.... When I said I wanted to consolidate they said I couldn't and the NASTY A$$ supervisor came on line and said I would be garnished next payday. Just whom do I register GC Services complaints with?
Posts: 793
Credits: 21740.2 Send message to 4u.bryan
Now, student loans are completely separate issue. Wage garnishment is possible to collect a default student loan even without court order. Also student loan has no statute of limitations. So make sure all your student loans are paid.
Department of Education assign student loan to some specific collection agencies only and they are supposed to maintain the guidelines stated under fdcpa. If you find them violating these rules you can contact with DOE and report against them.
You can consolidate your student loans. However, if the loan is tagged has default already, rehabilitate it before going for consolidation. You can go through credit counseling to know your options. Consolidation will relieve from the headache of receiving collection calls also.
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