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Posted: Thu Jan 12, 2006 10:19 am Subject:

Clairissa,

GC Services is a collection agency that works with student loan. Any third party debt collector is subject to FDCPA; hence they should provide you the past records of your loan and they should respond to all your queries.

You must be more careful before disclosing your account details. Watch your account statement regularly and if GC makes some withdrawal, ask for receipts.

Ed. Werfel

before I send them any money?

Posted: Mon Jan 23, 2006 1:24 pm Subject:

Ed. Werfel,

Why don't you contact OC and explain what you feel about this collection agency. Perhaps OC will recommend something better. Do keep us updated on what is going on.

ashley · Posted: Tue Feb 14, 2006 1:10 pm Subject: operation divisons

I just recieved a call from operation divisons but they were asking for "ally" which is my 4 week old daughter. I have signed up for things in the past using her first name online... I wonder if thats where its from

Posted: Tue Feb 14, 2006 1:23 pm Subject:

crazy k · Posted: Tue Feb 14, 2006 2:36 pm Subject: they r harrassing me

I recieved an letter saying that my student loan was paid off due to them taking my income tax, however I gave them a call to see if it was posted in their computers & the guy I was talking with told me that even though they told my taxes I still am in the default with them and Board Of Education & that I still owe them more moeny then I paid.So if u see or hear from that reporter again tell him to give me some feedback because I'mgoing to be looking for an lawyer for them harrassing phone calls & their foul language and intimidations on the phone like it was them that I owe.

Posted: Tue Feb 14, 2006 3:22 pm Subject:

here are 2 more numbers they use but show as Operation div on caller id and traced back to these artists of deception
713 271 3899

and 1800 573 9031 they have called and ask for the wife when i say im her husband they hang up or thety listen and if its not a female that answers they also hang up

Mike3110 · Posted: Sat Feb 18, 2006 4:09 pm Subject: GC services

I recently had a run in with these people. One person said he would send my letter saying everything was cleared up, then when I didn't recieve their letter, and called to see what the problem was, the supervisor said he knew nothing about it. Now I have lost the chance to obtain a house I have been trying to close on because of these people. If anyone has any other option DO NOT DEAL WITH GC SERVICES. I found out the hard way.

kel · Posted: Thu Feb 23, 2006 2:49 am Subject: gc services

I got a letter in the mail today from this company saying I owe the superior court-California $464.74 saying that the superior court fowarded the judgment to gc services. When I called the company asking what this was about, the lady said it was a traffic citation that was still pending but couldn't give me anymore imformation about it. The thing is, is that I never got a ticket..so do I pay this bill eventhough I have no idea what its for?

Posted: Thu Feb 23, 2006 10:12 am Subject:

Superior court of California appoints GC Services to collect pending traffic penalties. You can visit the site of Superior Court of California, Fresno County for some more information-

http://www.fresnosuperiorcourt.org/pay_traffic_fines/

You can Google the term �Superior Court of California� to find out their regional websites.

Luc · Posted: Tue Feb 28, 2006 12:43 pm Subject:

This company is a bunch of con artists at the best. I got a call at the end of dec. telling me they had my account. They gave me a settlement offer and I took it. We agreed that the balance would be paid in full within 75 days from Jan 11th. So I have been saving cash so I could send them the money order before the time expired. Today on the 28th of feb, no where near the 75 day dead line, I get a call from them saying that the total was due now and they never agreed to the 75 day date. They also claim they sent me a letter, which I never received, stating when it was due. I told them that I hade never received the letter and "the supervisor" told me unless I can prove that I never received it, it doesn't matter.

I will be calling the Dept. of Ed after work today to let them know that I will be sending them the balance of what I owe (before settlement) and to let them know of the practices being used by GC.

Any other advice is appreciated.

Posted: Tue Feb 28, 2006 1:09 pm Subject:

Bugged · Posted: Mon Mar 20, 2006 7:42 pm Subject: WOW

This is all sounding so horribly familiar!

About 8 years ago I tried to go back to school and managed to accumulate a large student loan debt but no degree. Almost immediately after that my husband lost his job and was effectively unemployed for 3 years. During that time the student loan moved to default status.

In August of 2005 I recieved a letter that appeared to be from The Dept. of Education regarding this student loan. (I say "appeared" because in researching I've found that this company has been slapped at least once for sending collection letters out that look like they're from DOE but are not.) I called the number listed which connected me to GC Services. I didn't know it then but I was now on the fast track to collections hell.

At the time they offered me an opportunity to "rehabilitate" this student loan, which would remove it from my credit report as a delinquent account and put it back on as a new loan. It would also give me the ability to get student loans again which was important becuase I've been trying to go back to school so I can improve my income. They repeatedly pressed for checking account or credit card information that I was unable to give them. My husband and I decided a long time ago not to have a checking account or credit card - cash and money order only. Finally, they told me they could get me in the program IF I made 3 consecutive payments of $160 (one pmt a month for 3 months). I asked for written documentation of the agreement. They told me that I would get a "packet" once I'd completed the 3 months. This seemd suspicious so I called DOE. I was assured this was a reputable company so I agreed. After we'd made 2 of the 3 payments, the person we'd had the agreement with suddenly vanished from the company. At this time we discovered that what I actually had was 2 loans, and the smaller loan was ineligible for the program. I spent the next 2 months paying off that smaller loan, then made NEW arrangements to get into the Rehab program with a new person. At this time I did call to complain to DOE about the problem and was told that it must have been a simple mistake and there was nothing they could or would do. We started again in January and made the Jan. pmt and the Feb pmt.

When I called today to let them know I was sending in the 3rd and final payment I discovered that once againt the person I had the agreement with was no longer with the company. I was then transferred to the "Garnishment" department and a very rude woman. In the course of a VERY long phone call I was told that they had no record of this agreement and that since I didn't have written documentation from them it wasn't valid. She told me that she could see that I'd paid off my car in December so why couldn't I pay this off? (I paid the car off with a $2,000 gift from my parents, BTW.) She then told me I could use the car for collateral. When I asked what for she told me I needed collateral to get into the Rehab program. This was NEW! I told her that would not be possible since we were in a serious accident Thurs. and the car was totalled. She was quite rude at that point. She continued to go on about all the loans we'd paid off and how she hated to have to ruin our credit because of this - even though I pointed out that the car loan was the ONLY loan we'd ever had. She then told me to go to the bank and get a loan for the full $17,933.68 remaining. When I told her that wasn't possible (literally - how do you get a loan like that with bad credit and no collateral even if you wanted to?), she basically went off and told me they would be garnishing my paycheck. The paycheck by the way, that netted me $7,000 last year, so they're guaranteed to get LESS from that than I'm paying now!

I'm sending in the pmt. tomorrow as agreed and I'll see what happens. My next step is likely to be the state Attorney General and a lawyer.

Sarah J. · Posted: Tue Mar 21, 2006 7:17 am Subject: The Amazing DISAPPEARING GC Payment!

I consider myself an upstanding citizen of this planet. Sometimes, things happen in our lives that are beyond our control. A bill was simply forgotten, which snowballed into a huge problem for me...called GC SERVICES!!! This so-called coorporation has done NOTHING but give me attitude, threats, and immature workers who DO NOT know what they are doing. I spoke with Steve a "Leader" of something...who was too busy arguing with a co-worker about who tugged on his jacket to speak with me about my bill, then this Steve "Leader" told me that he would be promptly marking my credit report with a refusal to pay and he hung up on me! I had made a payment to GC Services regarding my account there...and AMAZINGLY...no one has record of it even though the money was promptly removed from my checking account. Someone better tell me where my money is or I can promise GC Services that they will be hearing from my attorney. They can make all the ill-willed threats they want, but when it comes down to it, better customer service goes MUCH further than incompetent "Leaders" are willing to allow a coorporation to go. I will say that I spoke with an employee, Valerie, who was very attentive and understanding. That was a welcome change from the usual calls from GC.

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