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READ this before you take another loan....

 
 
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Old 09-06-2006, 11:15 AM
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erzeke1 erzeke1 is offline
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Default READ this before you take another loan....

The Truth About Advance-Fee Loan Scams

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http://www.ftc.gov/bcp/conline/pubs/tmarkg/loans.htm
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Old 09-22-2006, 08:25 PM
CnC's Momma CnC's Momma is offline
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Default Darn!

Well, thanks for info, but I wish I would have seen this the day you posted it. I sent money ($1935.00) to be exact to one of these scammers on 9/8/06. Now I am out of money and not sure if i can get it back. I have reported it to an online complaint website, but not sure what else I can do. I am so embarrassed to have fallen for it, but desperate people will do desperate things. But, now I am in a worse situation than I was before!!

I hope your post will help others!!

Thanks!
Melissa
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Old 09-23-2006, 10:11 AM
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Mbarrett, it's important that you post your complaints against the scam companies to all legal authorities you can think about. Report them to your state attorney general office as well as the BBB. They must be doing such illegal things on many other people also. There must be large number of complaints from everywhere before the government takes actions against them. You have a strong case, have you taken any legal advice from an attorney?
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Old 09-23-2006, 11:40 AM
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Great info,Erzeke! Maybe someone will read this before they fall into that trap. For me,that's what this site is about-educating ourselves in debt and debt practices to not make the same mistakes!...Karen
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Old 10-02-2006, 06:43 PM
Cow & Chicken Cow & Chicken is offline
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Yes, we need to get the word out so others don't fall to these types of scams. I was reading my local paper and they had a warning in the classified section. Also, there is a warning on my bank's home page when I check my online banking. It's good to see these types of things and thanks for posting the article.
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Old 10-20-2006, 08:14 PM
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I'm in a jam with payday loans, and a few utility bills it would be very helpful if i could take out a personal loan. Are there any places out there that will take someone with poor credit and no house?? Thanks for the information in advance
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Old 10-21-2006, 11:57 AM
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I doubt there will be any good company that will loan people with poor credit. If any company is offering money, most turn out to be a scam. Make sure that you shop for the right company before signing with anything.

If possible, you may opt for another alternative in clearing your existing debts. Some companies consolidate payday loans. You come up as a registered member. Did you sign for the free counseling? A consultant will call and let you know if he can assist on payday loans. It will be a good start and if this is done, you won't have to take new loan in paying your debts. Being with bad credit, the situation can only become tougher.
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Old 01-29-2007, 09:45 PM
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Default loans

Hey guys, its been a while.

Always check the Better Business Bureau website before taking out any loans. This should go for new credit cards as well.

They will have a listing of all complaints and if they were resolved or not. Only do business if they have a clean rating AA. They will also list their lending liscence ( if they have one ).
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Old 04-13-2007, 09:48 AM
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Default BBB and this company??

This company ICS is listed as a bad company on the bbb and yet right here in this post it says dont deal with a company with an unsatisfactory rating .Just AA ratings so should i deal with ICS or NOT ??? THis is confusing .
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Old 05-02-2007, 09:59 AM
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how do you find the laws out in your state for payday loans
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Old 05-02-2007, 01:24 PM
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Guest - go to paydayloaninfo.org - click on "state info" on the left side of the screen, then click on your state on the map that comes up. You will find the laws for your state as relate to payday loans, the allowable interest rate, and who to contact to file a complaint if a company is breaking your state laws.
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Old 05-02-2007, 02:02 PM
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I just saw the laws of different states in this website also. Have a look in this link below.

http://www.debtconsolidationcare.com...yloanlaws.html
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Old 09-20-2007, 08:26 AM
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Default Fidelity Financial Credit Resource

I got a call yesterday from Fidelity Financial Credit Resource. They offered me a $5000 loan but required a $1065 downpayment. I told that lady that I thought they were a scam and if I had $1064 I wouldn't need to borrow $5000. Just a heads up.
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Old 09-20-2007, 09:02 AM
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Default debt

Does anyone know, if the 'loan scam' pertains to Cash Call, too?
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Old 09-20-2007, 05:04 PM
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Quote:
if the 'loan scam' pertains to Cash Call, too?
Uhhhh, no.
They didn't take your money and run. They actually loaned you money. It is a ripoff, not a scam.
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Old 09-20-2007, 07:50 PM
bflow30 bflow30 is offline
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I was scammed by one of these companies earlier this year for $900 and then they called and said I needed another $900 to secure the $5000 loan. They had me western union the money to CANADA! Yeah, can you spell DUMB???
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