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 Posted: Fri Sep 22, 2006 6:03 am Subject: Auto Refinance |
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Last year I bought a new(used) car and have paid on-time all of the payments to date (12 so far.) My interest rate is 21.25% on the loan due to bad credit rating, but I have been in a debt counseling program for 3 1/2 years and things are looking up! I was told to try to refinance after 12 months of on-time payments, but AmeriCredit (which I have no problems with) will not refinance any loans. I went through Lending Tree.com, and have heard from Roadloan.com for a rate of 16.99%. So, it is an improvement, but I don't know anything about them. Capital One Auto said they would also send me an offer, but I will never work with any Capital One company again. Does anyone have any advice on automotive loan refinancing? Thanks.
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techchick
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| Posted: Fri Sep 22, 2006 10:01 am Subject: |
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Where do you live? Have you looked over the companies in your area? There must be a few credit unions also that may offer you low interest rates.
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Christina
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| Posted: Fri Sep 22, 2006 10:52 am Subject: Auto Refinance |
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I live in Cincinnati, but I do not belong to a Credit Union. I did apply through my bank, and am waiting to hear what they say...my credit rating is not great, of course, but in general, I have been a good bank customer for 9 years.
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techchick
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| Posted: Thu Nov 06, 2008 11:21 am Subject: |
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I do not know what insurance company you are with, but we are with State Farm and they can do financing and refinancing of auto loans for their customers. You might check with your insurance company and see if they offer something like that. Worth checking into.
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2nband
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