who is GFSIL?

Massachusetts state prohibits payday loans by internet lenders.

Here is the link to look up MA pdl laws, looks like they are illegal there, definately file your complaints! http://www.paydayloaninfo.org/state_detail.cfm?id=MA

http://www.paydayloaninfo.org/state_detail.cfm?id=MA

LOOK HEAR....

You are supposed to pay the principal amount only. They can't tuck any further charges because your state doesn't specify any legal charges on the principal amount. The principal amount was given to you not following your state laws. Out of moral obligations, you are liable to return them that much amount only.

Well whatever they say the laws on your side

Aciotsf is right, you should only payback the principal because you did get that, all though thye did it illegally. Figure out how much you have paid in there "processing fees", roll overs fees, or interest whatever they are calling and deduct that amount from the principal and that is what you should pay them back. If we don't pay back what we legally owe then we are no better than the crooks that they are.

Did you hear moral part... I was told you dont have to pay them back..... By the ags office in so many diffrent words.... But it would be the right thing to do i guess...

What steelers1 said is true...... But dont fret about it if you cant pay now just send them what you can?

wow...i didnt even know there were two pages of replies. Thank you everyone so much for all your help! I have paid off the principal to gfsil twice now, and they are threatening to take another 200 on Nov 3, so I am going to go into my bank and put a stop payment or whatever I have to do so that GFSIL will not be able to touch my account. I am not so much worried about them coming after me anymore, but I am concerned about them debiting my account using another name- or something like that which one of you said yesterday- that they go by many different names(?).

Jenga, You better watch them as I have said before even if you stop the ACH transactions they pull the old paper check routine to bleed you dry. Like they will send a check thru with the number 9999 or something like that. I would open a new bank account. Good Luck KYSIDE38

close your account a re-open another

This company is taking 60.00 from my acct. I need to find a 1800 number for them but can't locate one. I receove text messages from them and have texted back asking them for a number or for them to contact me. No reply back.

well people all you have to do is if they yell..you yell too louder,stick to your demands, don't go into too many details, sound confident and tell them you went over your state laws and were advise by the AG ofice not to pay them and they should give you a refund!!! i just did that to 500 fast cash an the lady was so calm at the ed of te conversation..i thought i was the bill collector LOL

good luck people...and keep reading the forums for ideas, support and advise...

i just fought my fight with GFS the guy was treathing me and saying he knew i had another account LOL

i told him i was recording our conversation so he put his manager on the line who was more "helpful" and agree i paid them the amount i borrowed and call it close but they had to send me and email first