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Send message to kimbum06
Sub: #1 No credit personal loan
Replied on 10-20-2006, 09:28 PM
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Does anyone know of a place that will give a loan to somebody with no credit, and I also don't own a house?


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Send message to finsfan13
Sub: #2
Replied on 10-20-2006, 09:32 PM
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Check with your bank or credit union, if you've been a customer for awhile they may be more lenient.

Please please please be careful with online loans, and PLEASE avoid payday loans. There are a lot of scams out there, and remember, if a company wants you to pay for the loan up front, they are not legit!!

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Send message to kimbum06
Sub: #3
Replied on 10-20-2006, 09:40 PM
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yea that's what got me in this mess in the first place, i'm trying to pay off my payday loans and it's making me behind on all my other bills. thanks for the advice


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Send message to Bossy4455
Sub: #4
Replied on 10-21-2006, 09:07 AM
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Welcome to the Community Have you considered consolidating your pay day loans? I think I would start there instead of taking out a loan to pay a loan.Since you are registered,someone will contact you about free credit counseling. Fins is right,if you have to do this,talk with your local bank,instead of someone that will rip you off.Good Luck...Karen

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Send message to PDLFREE
Sub: #5
Replied on 10-29-2006, 10:35 AM
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Try not to take another loan out to pay off an old one, maybe debt consolidation for the loans will help, also let us know what state you in as many states have mad PDL illegal, are they storefront or internet?




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* Disclosures:
  • By signing up for counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
  • Some creditors and collection agencies refuse to lower the pay off amount, interest rate, and fees owed by the consumer.
  • Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies.
  • Debt relief services may have a negative impact on the consumer's creditworthiness and his overall debt amount may increase due to the accumulation of extra fees.
  • The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.
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