I just got off the phone with them. They called me and started in about how i must pay them or I will be arrested. I asked them if they were licensed through OFT, since they "follow british law" and could not get an answer. Finally I was given to a manager, after being told one wasn't available for an hour. She was incredibly rude and said they follow all US laws. When I started questioning them about their harrassment she said something intelligable and when I asked her to repeat she said "What, can't you understand english"! What nerve from someone who can hardly speak it! Anyways, she ended up giving me the fax number and telling me I needed to send a fax to them at 1-877-564-7740. She said she would give it to the president. Yeah, I bet. I also have the phone number for customer service as 1-877-564-7738, and collections is 1-877-564-7739. So many consecutive numbers makes me suspicous . . . . .