I had a bank account in VA and moved to Maine, when my unemployment discontinued, it overdrew my account in VA. I am currently waiting on student loan money to pay the bank in VA, but received a call from them, and advised them that within the next week I will have my loan money and will be able to pay them, somewhere around $400. Well, the lady advised me that I needed to 'secure' a payment, and when I stated I was a full time unemployed student relying on my student loans, she advised me that I was 'refusing' to pay the debt, which I was not, and then advised me that it would be hard to get my student loan money when they freeze my bank account here in Maine. Are they allowed to do that? I never once said I was not going to pay. I have never heard of another bank freezing an account in a different bank in a different state. I still intend to pay them, but now I am concerned about my account being frozen. Can they do this? And if they can, do they have to notify me by mail? I used to work for a bank doing levy's, and the customer had to me notified by mail that this account was going to be leved. Any answers or advice?