Sub:
#1loan payment
Replied on
11-29-2006, 02:21 PM
my loan is due dec 1 and i found out we wont get paid until dec 8 i would only like for them not to debit my account for full payment what do i need to due
Explain your financial problem to the loan company. Do you have their number? Sending a written request will also be helpful, in case they agree to your terms and still try to debit on the date previously agreed. You will be able to dispute if that happens.
Sub:
#3scams on paid surveys
Replied on
12-01-2006, 10:39 PM
i ran across some paid surveys or yoiu win this if you do that then when you do the other that they require thes so called trial offers that you end up having to pay for shipping and handling the screen does not allow you to get back to claim your prize but now you are out of money and could have bought the gift yourself then they dont give you the coustomer service number in order to cancell so by the time you get your product the trial period is over and they debit out of your account full memebership fees without you even getting to review your items what can you do when that happens
By signing up for counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
Some creditors and collection agencies refuse to lower the pay off amount, interest rate, and fees owed by the consumer.
Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies.
Debt relief services may have a negative impact on the consumer's creditworthiness and his overall debt amount may increase due to the accumulation of extra fees.
The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.