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Posted: Tue Dec 05, 2006 4:51 pm Subject: prosper.com

has anyone ever heard of or deault with prosper.com

Guest · Posted: Tue Dec 05, 2006 6:04 pm Subject:

I have heard of them and had a loan request pending on there. I had no luck with them so I withdrew my request..They seem to be okay to deal with as I have never heard anything bad about them..

Posted: Tue Dec 05, 2006 6:06 pm Subject:

I've heard of them, but never known anyone to actually get a loan from them. I'd love to hear about it from someone who has.

Posted: Tue Dec 05, 2006 6:11 pm Subject:

Just another opportunity for someone to call and shake you down for money!

Guest · Posted: Tue Dec 05, 2006 6:14 pm Subject:

Yea...that could be true...

Posted: Tue Dec 05, 2006 6:28 pm Subject:

Except..Isn't it "people helping people"? with little or no interest?

Guest · Posted: Tue Dec 05, 2006 6:31 pm Subject:

Yea..it's ppl to ppl lending and borrowing. The interest ranges from 0% (yea right) up to like 36% (that's the highest I've seen). I'm not sure how reliable it is b/c u do have to give them your bank info. The payment options are bank draft and electronic...

Posted: Tue Dec 05, 2006 6:38 pm Subject:

No! People helping people is what goes on here. Not asking for their account information for the opportunity to shake them down later.

Posted: Tue Dec 05, 2006 7:02 pm Subject:

So basically, it's just a polite payday loan.

Prosper Researcher · Posted: Tue Dec 05, 2006 7:13 pm Subject: It is the real deal

I have done a lot of research on Prosper.com. It is the real deal. They don't shake you down for money. They just ask and it is up to you whether or not you fund the person asking. If you don't, then so be it and move on.

Guest · Posted: Tue Dec 05, 2006 7:23 pm Subject:

Yea...But I have had several listings on there and I have never had 1 bid on mine...They say it isn't hard to get a loan but really it is..

Posted: Tue Dec 05, 2006 7:25 pm Subject:

well it sounds to me like it would be a waste of time for anyone to even bother with them then because if you have to be bid on and you dont ever get bid on then what.

Guest · Posted: Tue Dec 05, 2006 7:28 pm Subject:

If your loan doesn't get any bids it moreless just cancels out after the listing time. Yea, I have a request on there now and so far I don't even think anyone has checked it out. I am assuming that it is just as hard to get one through them, as a loan company itself.

Posted: Tue Dec 05, 2006 9:20 pm Subject:

I have a loan pending my listing being reviewed by the group leader. It should go for bids, hopefully tomorrow, I'll let you know what happens

Posted: Wed Dec 06, 2006 7:30 am Subject: prosper

Sam keep us informed I am with Fins I am curious about this one. KYSIDE38

Posted: Wed Dec 06, 2006 7:36 am Subject:

I have had a posting with Prosper and had zero bids until I got into a group. I dont think I will get funded.. this time but I have had bids and been in touch with the group leader..
I researched and I think it it is for real. real intrest for people with bad credit. my loan is up with a 23% intrest for 3 years.. not bad not like the PDL.
so I will let you know if I get the loan

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