Internet's first get-out-of-debt community - 123,000 members

My credit is not good but I am a realtor who has been having hard times, single 69 year old woman and need help immediately to cathch up on bills and car payments so as I do not have to move.

Posted: Wed Jan 03, 2007 10:59 am Subject:

martinsonlaurie -

Welcome!

We are not a loan website, nor are we connected to one in any way. We are a community dedicated to offering advice for debt and credit issues.

Other members on this site will offer advice on possible solutions to your loan issue - please keep watching the board... Very Happy

Have you considered debt consolidation or settlement with a debt counselor? A debt counselor will be contacting you by phone based on your registration with this site today. If you feel you do not need their services, please let them know, but they may be able to help you with your debt, so you wouldn't need a loan.

Posted: Wed Jan 03, 2007 11:14 am Subject:

Hi martinsonlaurie

Since your credit is not very good, most financial institutions will not sound helpful. Even if there is anyone to offer, they will be charging very high interest rates on the loan principal because of your low credit scores. You will end up paying more than expected.

Better option is to go for a consolidation or a settlement program. Here, you don't take a new loan for paying your existing debts. The counselor calls your creditors and negotiates for lower interest rates and easy repayment plans. Everything will be fixed keeping your financial situation in view. Take the counseling and you will know about your options. If you like, go ahead otherwise you are free to reject the program.

Posted: Thu Jan 04, 2007 10:50 am Subject:

Loretta - please do not keep posting the same request to this site. We are not a loan website, and will not be able offer you any information on obtaining a loan. The best we can do is what we have already done - offer you advice on debt consolidation, which might help your situation.

We do not offer loans at this website and cannot refer to you any loan websites that can help you in your current circumstances.