Internet's first get-out-of-debt community - 135,000 members

Posted: Fri Oct 13, 2006 12:48 pm Subject: New here.....need help!

Hi all. I have been online for the past week looking for options to my financial crisis. I am wavering between filing for bankruptcy and trying credit counseling. I am way far in debt, I have lost all control of my financial situation and I really don't know what to do or who to turn to for help. My debt is in credit cards and medical bills.

Could anyone here please give me some advice on what I can do?

Posted: Fri Oct 13, 2006 12:50 pm Subject:

Hi, and Welcome! Somebody will be contacting you soon to discuss your situation and options. You have come to the right place for advice and help.

Posted: Fri Oct 13, 2006 12:55 pm Subject:

Thanks. Who will contact me and how? I only provided my email address.

Sorry, I am trying to figure out what this site is and what they do to help.

Posted: Fri Oct 13, 2006 12:57 pm Subject:

It looks like you registered. Did you give your phone number. I know when I signed up somebody called me.

Posted: Fri Oct 13, 2006 12:59 pm Subject:

Look to your right, click free consultation, there you can enter your name and phone number for somebody to contact you.

Posted: Fri Oct 13, 2006 12:59 pm Subject:

Hi..

No, I didn't give my number....just my email and question. I didn't go through any registration either.

Hmmm.....

Posted: Fri Oct 13, 2006 1:03 pm Subject:

Check to your right again, you should see "our services" and under that is "free consultation" click on that and you will be able to enter your contact info and somebody will be in contact with you.

Posted: Fri Oct 13, 2006 1:03 pm Subject:

Perhaps, you did the community signup earlier. Enter your contact info at http://www.debtconsolidationcare.com/

Someone will call you for the free counseling shortly

Posted: Fri Oct 13, 2006 1:12 pm Subject:

Thanks for the info! I filled out the form, now they have my number to call me.

I am very nervous about this. I have phone numbers to lawyers and credit counselors but haven't had the guts to call.

I am hoping this really works!

Posted: Fri Oct 13, 2006 1:27 pm Subject:

Tracy
I was like you a few weeks ago. I somehow found this site, & it saved me. I went with a debt settlement co. I saw on this site. It had good feed back. I feel very relieved. Plus, the people on this web site are the greatest. They will give you encouragement & they will jut listen if thats all you want.

Posted: Fri Oct 13, 2006 1:30 pm Subject:

Just know we have all been there, and I understand, believe me, how embarassing it is to admit your mistakes and to share how much debt you have. You are not alone and you will be ok. Keep coming back and share your progress, ask questions, or share any advice you have from your personal experiences.

Posted: Fri Oct 13, 2006 2:10 pm Subject:

Thanks for making me feel welcome and letting me know I am not alone. I am so torn..I really don't want to file Chapter 7. It's hard sometimes to figure out what the lesser of two evils would be. So, am I understanding correctly that someone will contact me and outsource to another company that meets my needs the best? Also, what are the fees associated with doing this?

I'm just so confused!

Posted: Fri Oct 13, 2006 2:44 pm Subject:

This would be a free consult, there is not charge. You would pay the fees to which ever company you decide to work with and those would vary from company to company.

guest · Posted: Fri Oct 13, 2006 2:59 pm Subject:

tracyd---stick around this forum. The help and support you are going to get is second to none!

Posted: Fri Oct 13, 2006 3:13 pm Subject:

Tracy, No one here will judge you and we are/have been where you are now. This is the most comforting place I've found where others actually understand the anxiety that goes along with taking the first step to get out of debt. And the angst that goes along with creditors calling and not being able to take care of all your bills. You have taken the first step, talk to the credit counselor when they call and make an informed decision that mets your needs the best. Andif you have questions don't bother hesitating to ask them in the forums, there is always someone around that is more than willing to help or lend a kind word of advice or just good old fashioned moral support.

Guest · Posted: Fri Oct 13, 2006 3:19 pm Subject:

Thanks everyone. I guess for now I will sit tight until they call me.

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