Someone please tell me that they are not fake because I am that desperate person who took the bait hook, line and sinker. I should be receiving my money tomorrow. So they say. If not I would like to know how to press formal charges also. I have real looking letter head on the documents that I signed and phone numbers where people actually answer the phone, and even a bank name and phone number. I have spoken with a Mr. Fredrickson (director), Mr. Mcray, (Manager), Michelle (secretary) and a Lisa and Yolanda at their bank. Please tell me that they are for real or I may be heading for a nervous breakdown. Denine