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J. Loc · Posted: Sat Mar 29, 2008 6:43 pm Subject: got scam from zenith bank

i did apply for a loan of zenith bank. they ask me to pay for the fee.. the fee about $2000 dollars.. if anyone know please help me out i really in debt now

Posted: Sat Mar 29, 2008 9:00 pm Subject: loans

J.LOC...if you apply for a loan anywhere and thy ask you for a 'fee', REFUSE the loan. Asking for a 'fee' should bring up a 'red flag.' I've read about alot of people, on this forum, that "need loans ASAP." But..please take my advice, DON'T FALL FOR IT!! It's probably a scam. A LEGIT place would not ask you for fees at all. There are alot of people, on this forum, that CAN help you by giving advice and 'steering you in the right direction.' Just hang in there.

Posted: Thu Apr 03, 2008 8:19 pm Subject:

I was approached by a lender with Empire Direct lending with the same type deal. Give them $1000 for insurance purposes and they would wire me $7000, but first they had to have my bank info. and ssn etc. I declined...Thank God...I checked out their physical address ...they had no phone number in NY or MN. I reported them to the BBB.

Posted: Thu Apr 03, 2008 8:30 pm Subject:

There are a lot of these scams going on right now. I almost got duped last year into this..I got as far as filling out form at the services center at a Wal Mart and was about to send the money when the lady behind the counter looked at it and almost refused to send it through. At first I was mad that she was denying the service I was requesting, but she told me that there were scams going on where people were sending money to Canada as "fees" for financial help, and were getting their money stolen. I came home and did some research on the internet, and found out that any legit lender would NEVER ask you for an up-front fee for a loan, and that if so, it was a scam. That employee saved me $600 that day and probably more.

I mention it now because lately, the past few days I've been left a lot of voicemails from obvious advance-fee loan scam companies and they all start out the same way..."Uhhh yeah....this message is for Miss XYZ, and we have some exciting news for you...."

I've just been shaking my head and deleting them. It just makes me sick that these sorts of scams are still going strong and still reeling in victims.

Posted: Thu Apr 03, 2008 8:55 pm Subject:

That is a great thing that fate in the form of a Walmart employee stopped you!
Where does your sig line come from....just curious? It is cool.

Posted: Fri Apr 04, 2008 12:21 am Subject:

Yeah- so glad she did. When my "loan officer" didn't receive my money within the half an hour I talked to him on the phone, and I didn't pick up the phone when he kept calling, he kept leaving voicemails saying, "This is uh......an emergency....your insurance payment wasn't received...." I just thought it was funny he used the term "emergency". As soon as these guys are figured out, their calm manner that at one point made them sound so convincing totally unravels....

Anyway, the line is from the song I took my username/alias from, "Amaranth", by one of my favorite bands, Nightwish. You should check them out ^_^