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 Posted: Tue May 15, 2007 12:57 pm Subject: Help me in getting a loan |
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OK, so i'm trying to get a loan for 10,000. I have many bills i am trying to get into one. On top of that my cars engine is about to fall out. I have tried USAA and Bank of America and neither of them will try to help me. Please help me out. I really need this loan so i can get on top of things and get my money situation straightened out.
Thanks,
Beverly
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dreamofme2004
Joined: 15 May 2007
Posts: 1
Debtcc Points: 58
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| Posted: Tue May 15, 2007 1:08 pm Subject: |
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Most companies will be looking into your credit first before placing any offers. Do you have a decent source of income? The company might also ask from you some collateral as a security.
Another alternative is to sign in for a debt consolidation program. Here, you pay to the consolidation company and they divide it among all your creditors. You won't have to keep any collateral with the dmp company. This program sounds better than taking a new loan and if your credit is bad. Look into the options and discuss them with a debt counselor.
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mcranberra
Joined: 14 Aug 2006
Posts: 527
Debtcc Points: 7151
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| Posted: Tue May 15, 2007 6:44 pm Subject: |
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I can speak from experience, if you do not have decent credit, you probably are not going to be able to get a loan, even if it is a consolidation loan. Do not turn to payday loan companies for help! They will suck you dry and will only make things worse. Do look into the debt consolidation program and see what they have to offer as far as helping you get things back on track. Good luck!
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2nband
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