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 Posted: Wed Oct 10, 2007 9:41 am Subject: Encountered a problem with Prosper website |
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Well i tried to create a listing on the Prosper website and they are telling me they do not have a license to loan consumer loans at this time. HAs anyone else encountered this problem?
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Dsquared
Joined: 13 May 2007
Posts: 14
Debtcc Points: 507
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| Posted: Wed Oct 10, 2007 2:30 pm Subject: |
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Hmmm.... I haven't heard that one before. I wonder if something has happened. I thought people were bidding to lend borrowers money?
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Tiffany99
Debt Samaritan
Joined: 15 Jun 2006
Posts: 1064
Debtcc Points: 19133
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| Posted: Wed Oct 10, 2007 2:37 pm Subject: |
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Thats what i thought too. i am wondering if anyone else in NC has had luck with getting a loan.
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Dsquared
Joined: 13 May 2007
Posts: 14
Debtcc Points: 507
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| Posted: Wed Oct 10, 2007 2:44 pm Subject: |
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I did hear something awhile ago, that they were shut down...but I can't remember where I heard it. If it comes back to me I'll let you know.
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Punkteri
Joined: 17 Aug 2007
Posts: 202
Debtcc Points: 3092
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| Posted: Wed Oct 10, 2007 2:45 pm Subject: |
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That is strange. I'm like Tiffany, in that I thought that people placed bids to led money to the applicant. I do know that each state has a regulation on how much interest the applican can be charged. Maybe NC is a severely rate-capped state. They may not have had great success in lending to residents of that state, as I think the bidders tend to make more offers to those who can be charged more interest. It makes sense, as they would want to get a greater return on their money.
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eleroo
Joined: 06 Jun 2007
Posts: 1227
Debtcc Points: 14311
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