I was 5 months behind on my mortgage. I just found out that my home was auctioned back to the bank on June 3rd. In Missouri the right of redemption only comes into play if you give advanced notice, so that doesn't help me at all. I spoke to an attorney who advised me to make sure the notices went into a county paper properly, which they did. The certified "notice of sale" was never delivered to me, I remember the rural postal carrier leaving a "sign here for delivery" slip in my box in early May, which I signed, but no certified letter was delivered.
Has anyone ever successfully had a mortgage company agree to a "recision of foreclosure", and if so, under what conditions?
Please someone give me advice, the attorney said there was nothing that could be done, but I am so shocked that this could happen.
By signing up for counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
Some creditors and collection agencies refuse to lower the pay off amount, interest rate, and fees owed by the consumer.
Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies.
Debt relief services may have a negative impact on the consumer's creditworthiness and his overall debt amount may increase due to the accumulation of extra fees.
The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.