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 Posted: Fri Jun 08, 2007 6:34 am Subject: Refinance question |
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We own our home, well paying on it. We just recovered from a mistake I made last year that almost cost us our house.
We are doing okay now but I keep thinking about consolidating our loans. We owe about 12K through a bank. I know we have some equity in our house so I don't think that the mortgage payment would go up much unless the percent is higher.
Would it be a smart idea to refinance our mortgage and tack on our bank loan?
Would we be able to write off all of the mortgage at tax time even though it isn't all mortgage?
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surveygrrrl
Joined: 01 Jun 2007
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cajunbulldog
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Joined: 20 Dec 2006
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| Posted: Fri Jun 08, 2007 12:36 pm Subject: |
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Shop with different lenders and compare the rates. You can discuss with the lenders about your tax issues in case you can get them written off.
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Johnson4485
Joined: 22 May 2006
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| Posted: Tue Jul 10, 2007 9:23 pm Subject: |
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If you are interested, i can send you the name of the loan officer who just redid my loan. I had a conversation with my mother-in-law about this man, and she just refinanced her house as well. If anything, he is a very nice guy and I'm sure he wouldn't mine answering your questions and maybe he can help you out. If you want the info, just let me know.
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sullivana
Joined: 01 Jun 2007
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