Notice of Intent to Accelerate from Bank of America

I  most definately agree with boycotting bank of america and discontinuing my acounts with them.Problem is people like you and i wont have enough impact on their malicious mechanical policiy actions unless we show them we count .I feel the way you beat a bully is to buddy up with somebody who will kick him a new ......e. i;e  who's their biggest  competitor { enemy].Well ive beaten a few bullies to the ground myself ,and at the least i left him with a bloody nose.They usually fall like they say "hard".Okay lil buddie lets go kick his butt,dont be scared .Most cowards only pick on the weak with no friends.From what i see on this subject its awhole lot of us .'Wanna be friends ? ' Heres a little tactic we could use for example lets all start our own home saving organization since ' COUSIN OBAMA' d evidently hasn't gotten the d.. memo as to what's happenning to us unimportants "0R DID HE" thats right, take it how you wanna cous, i said it and i meant it.And far as those rude reps if this works misses maybe you should budget better,and mr. "are you sure you can't get lemonade out of that rock" see you at the unemployment line dress warm it's gonna be long winter. I can be reached at jesse.daniels97@yahoo.com.Let's get in touch to schedule our strike date.Afterall doesn't this feel sort of like an attack on american soil."H-MMM.Americans homeless,americans jobless,americansdisrespected,americans ignored.Wouldn't matter if i wasn't american, but since i do love my country and cant run nowhere else . I  guess you and i have a failure to communicate enemy of ours.I look at it this way if my deceased father and many more brave soul's gave their lives to defend this country abroad we would be the biggest cowards in the world to let anything and anybody attack us  in our own yard.The old folk's used to say" it's a poor dog who won't fight back in his own yard."AMERICA'S OUR YARD LIL BUDDIES ,I DONT KNOW BOUT YOU, BUT I'M AIMING FOR THE NOSE ".Maybe when those cowards see we aint running they'll pick on someone their own size. And as for those of you who had to work with those crooks to feed your families Let god and lets go ,afterall it does say God blessed "America.And to the sparty pants thats sittin back sayin "stupid idiot it's "God bless america" I was a patriot  when i was knee high to a scopee duck,i loved my country so much i joined the school patrol when i was twelve just to have the honor of touching,pledging and folding that sweet red ,white and blue .flag."AND NOTHING'S CHANGED PARTNA"I made my pledge of alleigence because i saw the good my country did with my own eyes .Their were those that claimed loyalty then and betrayed her oath but that never stopped the true patriots from honoring her promise and defending it at dire cost."GOD KEEP BLESSING AMERICAN'S,WE'LL TAKE CARE OF AMERICA".

I have been trying to get my loan modified for nearly two years. So, I contacted a lawyer that was supposed to help me modify my loan. I told them I can't pay you and pay BoA, they say not to worry that in the modification they will tack the payments onto the end of the note.

Then I get a letter of ITA which will happen on Dec 18th. 

I then contacted a lawyer to see if I could file bankruptcy and still keep my home. Since I lost my job and cannot find another (since March 2010) bankruptcy will not keep me in my home. It will stall them a few months if we go Chapter 7.  I cannot do Chapter 13 if I am not working.

I talked to BoA and they said that I could have just gone thru them, no sense in hiring a lawyer, because NOBODY can force them to modify. And even if they do modify there is no promise that they will take the arrears and tack them on the end of the note.  So, they can still come after me for the 8 payments I am behind (about 7k).

Part of my income is the dogs I breed. I have seven of them. Nobody is going to rent to me with 7 dogs. They are part of our family and it will kill me to have to get rid of them.  The only answer is to stay in my home!!  But, I cannot figure out how to accomplish this.

I am distraught, nobody can help that I have found.  I called HUD and they are offering me "counseling" when I need HELP financially, or a stop or a refi, or just a chance to start over with a lower house payment.

BoA is rude, uncaring and won't work with me. I have told them that I would like to make a payment or two and if that would put me in some sort of negotiation status with them. They will take the money, but not stop the ITA.  Once the ITA has been accomplished and they move to foreclose they will no longer take payments.  They want it all in full...or nothing.

SOMETHING has to be available out there...but I cannot figure out what it is.  Right now, it seems like there is NOTHING I can do.  And it seems there are lots of us in the same situation.

i went into bankcrupty about 2 years ago, th lawyer told me that was the only way to save my house going in forclosure, well my chapter 13 didnt go, it got dismise about last year around june, from that date the lawyers asistant start calling me almost every week with info and asking for papers and documents, well, the main thing is that around the begining of november i got in the mail, a note that my house was going for sale on november 28, tha lawyer told me not to worry, that they will stop the sale, they called around november 25, that the sale got stop, and the next sale date was december 28, around december 25 the lawyer called and said to me that since i beeen very good with the info and papers they request, the next sale date was march 28, well on friday the 13 last week, i found a note on my front door, a 3 day notice to move out, from the new owner, called the lawyer, didnt have no idea about the sale of my house, $5000.00 for the bankcrupty and $5000.00 for the loan modification, i wonder if i can do something about it