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Posts by good.nelly
Posting date Subject
Posted: Thu May 15 0:10:37 2008 Hey Jason its a good article ....wedding in ..
Posted: Fri Apr 25 0:01:38 2008 Hi hevnly chick You can go through the ..
Posted: Wed Apr 16 0:17:25 2008 heeeee heee nowadays for fishing net is required ..
Posted: Sun Apr 13 22:48:28 2008 I received this mail....it is another phishing ..
Posted: Sat Apr 12 0:51:13 2008 Oh thanks Denny.......so wen is this ..
Posted: Sat Apr 12 0:46:06 2008 Laree We have nothing to do with your ..
Posted: Sat Apr 12 0:40:54 2008 Hi kathy Karen is right......we are a ..
Posted: Sat Apr 12 0:37:50 2008 Hi totallynaive You can get some help ..
Posted: Sat Apr 12 0:31:59 2008 Work numbers have been used by credit card ..
Posted: Sat Apr 12 0:22:08 2008 Oops the guest was me....i again forgot to log in ..
Posted: Fri Apr 11 22:30:19 2008 I dint get the whole idea Can someone explain to ..
Posted: Fri Apr 11 22:25:38 2008 hi puddle......i have donated some points to ..
Posted: Fri Apr 11 22:20:09 2008 It is said that laughter is the best ..
Posted: Fri Apr 11 22:14:21 2008 Congrats to both of you.....thanks for helping ..
Posted: Tue Apr 8 3:15:45 2008 hey kristy, Firstly decide why should you go ..
Posted: Tue Apr 8 1:33:34 2008 yes i agree with tweety....bankruptcy should ..
Posted: Tue Apr 8 1:29:57 2008 hi anisha You can take help from the free ..
Posted: Sun Apr 6 23:15:08 2008 Yes C Bonnila.......keeping a track of everything ..
Posted: Sun Apr 6 23:05:30 2008 The post is not meant to hurt anyone.....someone ..
Posted: Sun Apr 6 22:59:27 2008 MATHS :) ..
Posted: Fri Apr 4 6:17:01 2008 Hi pitchick-76 Given below are the things that ..
Posted: Fri Apr 4 4:07:41 2008 Oh yeah, negotiating with credit card companies ..
Posted: Fri Apr 4 2:50:02 2008 Hi tomhanksfan In such a scenario u should go ..
Posted: Thu Apr 3 23:10:05 2008 hey smckaybiz......i know it must be really ..
Posted: Thu Apr 3 23:01:30 2008 hi grlnew don't worry......they wont sue you ..
Posted: Thu Apr 3 5:48:14 2008 Hi Yes u have heard it right....apart from ..
Posted: Thu Apr 3 5:39:42 2008 Here is another scam known as - Consider things ..
Posted: Wed Apr 2 23:47:42 2008 Hi smckaybiz With id theft on rise, you know ..
Posted: Wed Apr 2 23:19:16 2008 Follow the disputing way.....it would help you in ..
Posted: Mon Mar 31 23:16:50 2008 Hi exit72, I dont get u.....u have already ..
Posted: Mon Mar 31 22:59:59 2008 I agree with you, we have to be careful while ..
Posted: Mon Mar 31 22:33:24 2008 It is advisable not to give any kind of ..
Posted: Sun Mar 30 23:00:07 2008 I recently visited a shelter n I saw a 10 year ..
Posted: Sat Mar 29 0:30:12 2008 hi mshirley you can avail a free consultation ..
Posted: Sat Mar 29 0:23:31 2008 Yes thats true the lender can foreclose....but if ..
Posted: Fri Mar 28 23:59:19 2008 Hi Denise Iam really sorry that it happened to ..
Posted: Fri Mar 28 23:44:01 2008 Hi janiece Are you weighed down with multiple ..
Posted: Fri Mar 28 23:39:43 2008 Take enough time to reach an agreement. If the ..
Posted: Fri Mar 28 22:33:23 2008 I have heard that some collection agencies agree ..
Posted: Fri Mar 28 22:18:31 2008 Yes it is indeed a wonderful story that inspires ..
Posted: Thu Mar 27 22:28:44 2008 Hi one crazy debtor (btw how much do u owe...was ..
Posted: Thu Mar 27 1:19:52 2008 Yup 2ndband........i had heard somewhere that if ..
Posted: Tue Mar 25 2:54:52 2008 How can a piece of paper determine your working ..
Posted: Tue Mar 25 2:45:11 2008 A charge off usually takes 7 years to get ..
Posted: Tue Mar 25 1:11:09 2008 You might find this ..
Posted: Tue Mar 25 1:01:01 2008 All of us should fight back against this whole ..
Posted: Tue Mar 25 0:56:30 2008 I do agree with suebeehoney, the disputing ..
Posted: Tue Mar 25 0:52:21 2008 Hello waterlu3 Tweety is rite, as all your ..
Posted: Mon Mar 24 6:22:16 2008 Wow tatz really a good news...congrats cannr and ..
Posted: Mon Mar 24 6:18:30 2008 happy easter ..
Posted: Mon Mar 24 5:44:35 2008 Thanksssssssssssssssssssssss all of u ..
Posted: Fri Mar 21 23:36:39 2008 Hi sdchargers I do agree with you that one ..
Posted: Fri Mar 21 23:24:27 2008 Hey guest Do not accept any stupid letter from ..
Posted: Fri Mar 21 22:56:36 2008 Hi In my opinion you should continue making ..
Posted: Fri Mar 21 22:41:51 2008 It will take just 37 seconds to read this and ..
Posted: Fri Mar 21 22:28:27 2008 Vote for Unclewulf into the Hall of Fame ..
Posted: Thu Mar 20 2:39:39 2008 loads of love to Tania.....she is indeed an ..
Posted: Thu Mar 20 1:17:38 2008 Hi andrea Earlier piggybacking was quite a ..
Posted: Thu Mar 20 0:56:07 2008 The party would be a big hit....dont worry about ..
Posted: Wed Mar 19 3:33:08 2008 if u had disputed it with one of the CRAs then ..
Posted: Wed Mar 19 3:03:39 2008 Yes remembering dates is something very ..
Posted: Wed Mar 19 0:33:00 2008 I have heard some really really bad stories about ..
Posted: Wed Mar 19 0:25:31 2008 Do not panic if they have responded your DV ..
Posted: Tue Mar 18 23:43:30 2008 Hi fb, How old is the debt Do you have all the ..
Posted: Sat Mar 15 4:32:19 2008 Yup eghymay .....i guess CAs are scared of debt ..
Posted: Fri Mar 14 3:47:20 2008 yup instant credit becomes difficult wen u place ..
Posted: Fri Mar 14 2:56:30 2008 Hi guest If you had sent the CA a DV letter ..
Posted: Thu Mar 13 4:59:31 2008 hi whitelions As far as I know Checking ..
Posted: Thu Mar 13 4:54:37 2008 Hi Sue Chappell This is a debt forum and we ..
Posted: Thu Mar 13 4:48:45 2008 Hi all In my opinion prior to signing up with ..
Posted: Thu Mar 13 4:08:20 2008 Hi In my opinion not paying your bills ..
Posted: Thu Mar 13 1:05:50 2008 Hi neatnoe You can avail the free consultation ..
Posted: Thu Mar 13 0:51:31 2008 Ooops !!!! Tat was me .......i forgot that i was ..
Posted: Thu Mar 13 0:21:46 2008 Hi Stifflermm what kind of info do you require ..
Posted: Thu Mar 13 0:16:25 2008 Hi CCCP In my opinion do not take a new loan ..
Posted: Wed Mar 12 23:45:44 2008 Hi RSnody Normally most of the lenders are ..
Posted: Wed Mar 12 23:35:58 2008 hi guest Did you send them a validation letter ..
Posted: Mon Mar 10 4:58:21 2008 The site has an article on the steps to do if you ..
Posted: Mon Mar 10 4:42:23 2008 hi ..
Posted: Mon Mar 10 1:19:09 2008 thanksies socks!!!!! ..
Posted: Tue Mar 4 22:11:09 2008 Collection agencies threatening to arrest ..
Posted: Tue Mar 4 22:05:29 2008 They called me a filthy parasite for not paying ..
Posted: Tue Mar 4 21:51:26 2008 oh! another stupid trick used by these ..
Posted: Mon Mar 3 1:18:20 2008 hi guest No, putting a fraud alert does not ..
Posted: Sun Mar 2 23:23:20 2008 These people will call you dozen a times in a day ..
Posted: Sun Mar 2 23:16:42 2008 They are horrible people. Someone Mr Higgins from ..
Posted: Sun Mar 2 22:37:51 2008 Hi guest address is 1100 North King Street, ..
Posted: Sun Mar 2 22:33:47 2008 hi hearts When you monitored your report, did ..
Posted: Sun Mar 2 22:13:00 2008 hi guest In my opinion lying to credit ..
Posted: Sun Mar 2 22:09:25 2008 hi renay this might help u ..
Posted: Fri Feb 29 3:02:31 2008 I found this in my mail box Technology has ..
Posted: Fri Feb 29 2:06:13 2008 Ohhh wow road warrior tatz something ..
Posted: Fri Feb 29 1:57:11 2008 Hey laurel I went through the article indeed a ..
Posted: Sun Feb 24 23:05:48 2008 Hi mudzone Yes you have heard it right.....a ..
Posted: Fri Feb 15 2:38:15 2008 Hi guest I know it is quite difficult to get ..
Posted: Fri Feb 15 2:35:22 2008 schweetheart420 As far as I know credit ..
Posted: Fri Feb 15 2:12:04 2008 These are some of the credit repair scams that we ..
Posted: Tue Feb 12 21:27:02 2008 Hi whodidit Yes it is a possibility that ..
Posted: Mon Feb 11 22:33:37 2008 Hi You can dispute the erroneous, false or ..
Posted: Mon Feb 11 22:25:06 2008 hey guys you can check out the link.......it ..
Posted: Mon Feb 11 22:21:39 2008 Yup guest....credit bureau and credit reporting ..
Posted: Mon Feb 11 21:58:05 2008 Hi weary and tired Morningstar is absolutely ..
Posted: Sun Feb 10 22:40:46 2008 Deleting negative information will unarguably ..
Posted: Sun Feb 10 22:22:57 2008 Hi meowing Paying off your collection accounts ..
Posted: Sun Feb 10 22:08:39 2008 Hi I found out this link...it might help ..
Posted: Sun Feb 10 22:07:07 2008 Hi whiterock I agree with spatterson.....do ..
Posted: Sun Feb 10 21:53:45 2008 HeyZinker7 You can go through the link given ..
Posted: Mon Feb 4 21:42:35 2008 Yup smckaybiz Mailing the dispute is surely a ..
Posted: Mon Feb 4 21:26:34 2008 Hi unclewulf With a low limit card it is ..
Posted: Sun Jan 27 21:48:15 2008 In my opinion getting a home at this condition ..
Posted: Sun Jan 27 21:41:27 2008 Hi mike Try going for any kind of settlement ..
Posted: Sun Jan 27 21:25:50 2008 Hi Filing Chapter 13 for pdls is an extremely ..
Posted: Sun Jan 27 21:18:28 2008 Hi guest Have you tried using the free ..
Posted: Sun Jan 27 21:12:33 2008 >>> yes Who Knows I agree with you. They ..
Posted: Sun Jan 27 21:03:03 2008 Hi guest I completely agree with ..
Posted: Sat Jan 26 3:21:20 2008 I googled and found this Albuquerque, NM ..
Posted: Fri Jan 25 21:54:14 2008 Hi Dosswar VISDSNB is a VISA card by a ..
Posted: Thu Jan 24 3:04:51 2008 Hi patricia As a consumer you have your rights ..
Posted: Thu Jan 24 2:59:58 2008 Hi all You can go through the given below ..
Posted: Thu Jan 24 2:49:03 2008 Hello ashley As far as I know in Kentucky, ..
Posted: Thu Jan 24 1:40:19 2008 Hi mrthumper I could find out some of the ..
Posted: Thu Jan 24 1:22:19 2008 hi mrthumper You can avail the free ..
Posted: Thu Jan 24 0:00:10 2008 The first step towards is to realize that you ..
Posted: Wed Jan 23 23:42:49 2008 Hi pamela I agree with frogpatch. Read the ..
Posted: Wed Jan 23 23:24:06 2008 Hi The first thing you should do is to ask the ..
Posted: Mon Jan 21 23:18:21 2008 They are really notorious people collecting debts ..
Posted: Mon Jan 21 0:04:11 2008 Hey Jamie I googled and found out the ..
Posted: Sun Jan 20 23:30:43 2008 PDls one has to be really careful with them, they ..
Posted: Sun Jan 20 23:03:02 2008 Debt validation letter should be sent to the ..
Posted: Sun Jan 20 22:53:46 2008 Yes be prepared with a strongly worded second ..
Posted: Sun Jan 20 22:34:38 2008 A charge off simply means that the creditor has ..
Posted: Sun Jan 20 22:22:31 2008 From what I have seen nine out of ten CAs do not ..
Posted: Sun Jan 20 22:12:14 2008 HI FYI If Iam not wrong is verification letter ..
Posted: Sun Jan 20 21:59:45 2008 Yes the added $1250 is pretty upsetting. You must ..
Posted: Sun Jan 20 21:52:31 2008 Hey leah get in touch with the insurance company ..
Posted: Fri Jan 18 5:19:00 2008 Hi mdc In my opinion you should first ask the ..
Posted: Fri Jan 18 5:16:40 2008 Hey laurel do not worry. I know it feels bad when ..
Posted: Thu Jan 17 22:30:17 2008 My sister could not qualify for an auto loan ..
Posted: Thu Jan 17 21:46:47 2008 Hi monro411 Yes late payments do hurt your ..
Posted: Fri Jan 11 2:38:45 2008 I was wondering whether people actually feel ..
Posted: Thu Jan 10 4:23:15 2008 You can also find the sample letters ..
Posted: Thu Jan 10 1:35:27 2008 yup asking a debt collector to validate the debt ..
Posted: Tue Jan 8 0:24:58 2008 Oh my gosh!!!! You have enrolled yourself in a ..
Posted: Tue Jan 8 0:00:11 2008 Hi Dolly Can you please throw more light on ..
Posted: Mon Jan 7 23:57:35 2008 I think negative items that are accurate can only ..
Posted: Mon Jan 7 23:41:51 2008 Hi FYI Are the inquiries soft or hard ones If ..
Posted: Mon Jan 7 5:33:51 2008 Hi amg You can avail the free consultation ..
Posted: Mon Jan 7 5:21:39 2008 I hope everything works out properly....best of ..
Posted: Mon Jan 7 4:11:27 2008 Hi husky You can avail the free consultation ..
Posted: Mon Jan 7 4:03:11 2008 Accounts that have a positive payment history ..
Posted: Mon Jan 7 3:54:01 2008 Yeah Glynis, they need to dispute it ..
Posted: Mon Jan 7 3:51:21 2008 Yup I agree with Morningstar. FICO credit-scoring ..
Posted: Mon Jan 7 3:38:00 2008 With a bad credit you can still manage to get an ..
Posted: Mon Jan 7 2:57:54 2008 "Date Updated" is the last time when a ..
Posted: Mon Jan 7 2:32:14 2008 Yup a paid charge off is certainly better than a ..
Posted: Mon Jan 7 1:40:39 2008 With so many fraudulent companies running around ..
Posted: Fri Jan 4 1:40:28 2008 Send them a cease and desist letter via ..
Posted: Fri Jan 4 1:38:15 2008 Tania my best wishes are there with ..
Posted: Fri Jan 4 0:06:26 2008 I have heard many financial experts advising to ..
Posted: Thu Jan 3 23:44:41 2008 Usually a charge off stays on your report for 7 ..
Posted: Thu Jan 3 23:40:57 2008 Hi You can go through the ranking ..
Posted: Thu Jan 3 23:25:20 2008 In order to qualify for Chapter 7 one has to go ..
Posted: Thu Jan 3 22:52:26 2008 Best of luck guest......I hope everything works ..
Posted: Thu Jan 3 22:47:12 2008 Hi greekluv In my opinion you should ..
Posted: Thu Jan 3 22:37:39 2008 With so many scams going around one must do a ..
Posted: Thu Jan 3 22:26:33 2008 Whatever agreement you are doing be sure that is ..
Posted: Thu Jan 3 22:00:45 2008 Do as mommontoya says, do not pay them a dime ..
Posted: Wed Jan 2 23:17:11 2008 That was quite an info ..
Posted: Wed Jan 2 23:14:36 2008 Yes the whole stuff is all about debt to credit ..
Posted: Wed Jan 2 22:52:43 2008 Hi chels You have two secured cards as well as ..
Posted: Wed Jan 2 22:49:32 2008 Hi chels Paying an old charge-off will not ..
Posted: Wed Jan 2 21:39:08 2008 Repairing credit on your own is the best way out, ..
Posted: Wed Jan 2 5:17:22 2008 One Night 4 College Students played till the wee ..
Posted: Wed Jan 2 4:55:41 2008 Happy New Year all of you Loads of ..
Posted: Wed Jan 2 3:06:58 2008 yup validation of debt is very important....most ..
Posted: Wed Jan 2 2:53:38 2008 Hi elektra In my opinion you can think of as ..
Posted: Wed Jan 2 2:49:45 2008 Hey Ashley I found this...I hope it helps ..
Posted: Tue Jan 1 23:24:49 2008 Hi moonlight Apart from FICO there is 1. ..
Posted: Tue Jan 1 22:46:51 2008 These are some of the tips that will help you in ..
Posted: Tue Jan 1 22:33:29 2008 Hey I just googled and found their ..
Posted: Tue Jan 1 22:08:36 2008 Hard inquiries are the ones that you initiate by ..
Posted: Mon Dec 31 3:29:00 2007 I guess CAs are scared of the term ..
Posted: Mon Dec 31 3:24:55 2007 Best of luck Ang....hope everything works out ..
Posted: Mon Dec 31 3:13:24 2007 Hi annes Iam not sure whether you want to know ..
Posted: Mon Dec 31 3:07:14 2007 Hi Foxy60 Iam sorry I have had no experience ..
Posted: Mon Dec 31 3:03:38 2007 Hi help27 Dispute it with the CRA as well as ..
Posted: Mon Dec 31 0:18:09 2007 Hi seeme The first thing in my opinion you ..
Posted: Sun Dec 30 22:28:38 2007 Hi mellkay Divorce and credit are two big ..
Posted: Fri Dec 28 0:16:30 2007 Payday loans can turn out to be a real trouble if ..
Posted: Thu Dec 27 23:37:34 2007 It is thought that bankruptcy is the last resort ..
Posted: Thu Dec 27 23:08:10 2007 Yes that's a good thing about getting enrolled in ..
Posted: Thu Dec 27 22:41:48 2007 Yup we have loads of information here.....so do ..
Posted: Thu Dec 27 21:57:06 2007 Hi cynjayb Can you please be more specific ..
Posted: Thu Dec 13 22:14:13 2007 Hi Steph With debt consolidation you are ..
Posted: Thu Dec 13 21:48:31 2007 Hi pogo You can go through some of the sample ..
Posted: Thu Dec 13 21:44:40 2007 Hi guest Yup u can take legal actions against ..
Posted: Wed Dec 12 23:33:05 2007 hey even Im not aware of these ads You are ..
Posted: Wed Dec 12 23:22:19 2007 Taking the first step that is addressing the ..
Posted: Wed Dec 12 22:47:44 2007 Hi Evany The Divorce decree has got nothing to ..
Posted: Wed Dec 12 22:26:53 2007 Any account you open, your dealings with it will ..
Posted: Wed Dec 12 22:22:44 2007 Yup it is possible...if a CA reports negative ..
Posted: Wed Dec 12 21:58:16 2007 I found this link...its pretty ..
Posted: Wed Dec 12 21:53:41 2007 is like a mold it grows rapidly. I have stopped ..
Posted: Wed Dec 12 21:45:57 2007 is not an easy task but its surely not ..
Posted: Tue Dec 11 23:42:03 2007 Send a DV letter to Palisades requesting them to ..
Posted: Tue Dec 11 22:48:04 2007 Hi Krystal You have to send a validation ..
Posted: Tue Dec 11 22:39:27 2007 Its gud tat they dont have ur SSN. But you have ..
Posted: Tue Dec 11 22:29:48 2007 hi resy You can repair your credit yourself. ..
Posted: Mon Dec 10 23:57:43 2007 The CA should send you copies of Documents that ..
Posted: Mon Dec 10 23:14:23 2007 Yup...do it yourself is the best option that can ..
Posted: Mon Dec 10 23:07:00 2007 In my opinion responsible use of credit cards is ..
Posted: Mon Dec 10 22:48:02 2007 Hmmm I guess because brand names work. Most of ..
Posted: Mon Dec 10 22:25:30 2007 wow tats really good jay Keep us posted n ..
Posted: Mon Dec 10 5:49:17 2007 Hi lilspeed you can go in for a free ..
Posted: Mon Dec 10 5:42:48 2007 Hi If the credit bureaus investigation result ..
Posted: Mon Dec 10 5:35:55 2007 You need to dispute it with them ohhh... dont ..
Posted: Mon Dec 10 5:07:56 2007 Removing negative entries that are obsolete, ..
Posted: Wed Nov 28 23:39:31 2007 Yup...even I have heard a lot about true credit n ..
Posted: Wed Nov 28 23:10:55 2007 Hi jay A secured card is definitely a good ..
Posted: Wed Nov 28 22:44:54 2007 Our love with the plastic money can actually make ..
Posted: Wed Nov 28 22:33:39 2007 Beware of these so called credit repair ..
Posted: Wed Nov 28 21:58:14 2007 I have a very bad experience with credit repair ..
Posted: Wed Nov 28 21:31:53 2007 Hi candiceann Bankruptcies stay in your report ..
Posted: Sat Nov 24 4:40:25 2007 Under the FCRA every consumer has a right to ..
Posted: Sat Nov 24 3:59:06 2007 Ohhh wow dez...hmmm tats sounds good ..
Posted: Sat Nov 24 3:46:07 2007 Hi all I also heard that FICO is stopping the ..
Posted: Sat Nov 24 2:57:55 2007 Hi Shodankid Dispute the errors and inaccurate ..
Posted: Fri Nov 23 23:41:34 2007 Hi Phacia In my opinion you should not open ..
Posted: Wed Nov 14 4:05:09 2007 Bossy is absolutely right...prior to signing up ..
Posted: Wed Nov 14 2:54:23 2007 Yep...i agree with debtstinker..debt ..
Posted: Wed Nov 14 2:06:47 2007 Hi ansy Checking your credit report is very ..
Posted: Wed Nov 14 1:43:42 2007 In my opinion talking to your creditor regarding ..
Posted: Tue Nov 13 23:05:31 2007 Hi flyman What is this USF Please let us know ..
Posted: Tue Nov 13 22:37:14 2007 Hi guest I have not had any experience with ..
Posted: Tue Nov 13 22:14:15 2007 There is no such thing known as quick fix in ..
Posted: Tue Nov 13 21:50:30 2007 Hi Car loans are regarded as unsecured loans. ..
Posted: Tue Nov 13 5:20:00 2007 Just hang around......sumone will be here to help ..
Posted: Tue Nov 13 5:10:37 2007 Hmmmmm a bunch of liars and cheaters again ..
Posted: Tue Nov 13 5:03:45 2007 Hi Tillamook In my opinion you should ignore ..
Posted: Sat Nov 10 2:45:22 2007 Hi Tony Only a few companies out of the ..
Posted: Sat Nov 10 2:18:09 2007 hmmmm happy bday......i hope im not late ..
Posted: Sat Nov 10 2:16:57 2007 All of us are here to get rid of the term called ..
Posted: Sat Nov 10 2:02:51 2007 just received a call from ..
Posted: Fri Nov 9 23:43:43 2007 hi I hope everything turns back to normal....i ..
Posted: Fri Nov 9 23:25:04 2007 Hi lucrecia Debt consolidation is surely a ..
Posted: Fri Nov 9 22:56:47 2007 One of my friends had a horrid experience with ..
Posted: Fri Nov 9 22:38:56 2007 Hi flyman Though i do not have any personal ..
Posted: Fri Nov 9 22:26:52 2007 Yes this site has helped so many people to get ..
Posted: Fri Nov 9 9:42:45 2007 Hi mslisa you have already got some great ..
Posted: Fri Nov 9 9:37:21 2007 Hi flyman It is indeed very important to do ..
Posted: Fri Nov 9 9:20:31 2007 Hi wadley 1 ..you can go through the link given ..
Posted: Mon Nov 5 5:49:33 2007 Hi 100% debt There is nothing to be ..
Posted: Mon Nov 5 5:05:13 2007 Hi can you please help us understand your ..
Posted: Mon Nov 5 5:03:38 2007 Hi Im sorry wont be able to help you out, as I ..
Posted: Mon Nov 5 5:00:03 2007 Running credit checks before employing people is ..
Posted: Mon Nov 5 4:37:22 2007 Thanks for such an informative post ..
Posted: Fri Nov 2 0:23:16 2007 hi Jennifer Do as dollars said....however ..
Posted: Thu Nov 1 23:39:05 2007 Nowadays its very important to check the ..
Posted: Thu Nov 1 23:00:25 2007 hi granny I too have a fetish for shoes. I ..
Posted: Thu Nov 1 22:47:18 2007 Hi ark06peaches You have to tell us a little ..
Posted: Thu Nov 1 18:50:53 2007 What is the latest book that you reading Howz ..
Posted: Thu Nov 1 18:49:32 2007 Whats the latest movie you have seen Any ..
Posted: Thu Nov 1 6:12:39 2007 hi shugwhite In my opinion you should ask Nina ..
Posted: Thu Nov 1 5:57:05 2007 hi rich 44 You are the authorized user for the ..
Posted: Tue Oct 30 0:05:23 2007 Credit repair scams are quite common these days. ..
Posted: Mon Oct 29 23:40:19 2007 Though payment history is one of the important ..
Posted: Mon Oct 29 23:21:27 2007 woowwwww great suggestions ..
Posted: Mon Oct 29 23:01:16 2007 hi jaydanielle 1 Get a free consultation by ..
Posted: Mon Oct 29 22:53:07 2007 Yes most of the mortgage lenders advise you to ..
Posted: Mon Oct 29 21:55:01 2007 Hi Denny I do agree with you....some moments ..
Posted: Sat Oct 27 11:24:58 2007 Thats such a great thought. Life is not about ..
Posted: Sat Oct 27 11:18:24 2007 Thanks finsfan13, Can someone help me get ..
Posted: Sat Oct 27 4:37:29 2007 hi terriecocoa U have to provide us adequate ..
Posted: Sat Oct 27 4:27:32 2007 Its good that you have disputed it lets see wat ..
Posted: Sat Oct 27 4:17:51 2007 Hi aprilfirst In my opinion you should ask ..
Posted: Sat Oct 27 4:09:16 2007 Hi Bethany You can go through the link given ..
Posted: Sat Oct 27 4:05:42 2007 Yes sometimes closing old accounts make ..
Posted: Sat Oct 27 3:54:17 2007 Hi all I think a person should be always given ..
Posted: Sat Oct 27 3:23:16 2007 I have started editing it. I added a link ..
Posted: Sat Oct 27 3:22:42 2007 After reading . I started exploring the section ..
Posted: Sat Oct 27 0:07:42 2007 heeyyyyyyy its a gud idea........contact them as ..
Posted: Fri Oct 26 23:59:39 2007 hi dreamer72 yes u have heard it ..
Posted: Fri Oct 26 23:01:29 2007 Ohhh I had heard that closing accounts can ..
Posted: Wed Oct 24 0:40:07 2007 Hi Bethany I agree with you....inaccurate and ..
Posted: Wed Oct 24 0:28:31 2007 Hi hankyspanky I agree with you ..
Posted: Tue Oct 23 23:36:35 2007 Hi Joint debts are a trouble when you divorce. ..
Posted: Tue Oct 23 23:03:41 2007 Hi guest you are absolutely right...we should ..
Posted: Sun Oct 21 23:26:47 2007 Thanks FYI that was quite an info Take ..
Posted: Sun Oct 21 23:10:14 2007 Hi sdcharger Do not worry...everything will be ..
Posted: Sun Oct 21 23:00:57 2007 Hi Kelly Though I haven't dealt with them but ..
Posted: Sun Oct 21 19:40:40 2007 I was watching Forest Gump (ofcourse again) and ..
Posted: Sat Oct 20 11:59:35 2007 What is the point in starting it in dec We should ..
Posted: Sat Oct 20 6:57:00 2007 I had some free time today and was searching ..
Posted: Wed Oct 17 23:53:36 2007 Collection agencies harassing innocent consumers ..
Posted: Wed Sep 26 0:47:20 2007 Hi Thanks2all There are some states that have ..
Posted: Wed Sep 26 0:26:44 2007 Hi mrhender The Three bureaus with three ..
Posted: Wed Sep 26 0:19:20 2007 Hi Isnbrss You can go through the link ..
Posted: Wed Sep 26 0:12:10 2007 Hi Isnbrss I hope everything settles down ..
Posted: Mon Sep 24 4:49:57 2007 Hi I have heard some really bad stories about ..
Posted: Mon Sep 24 4:20:12 2007 Hi srowan I hope everything turns out well for ..
Posted: Mon Sep 24 4:14:41 2007 They simply want to harass you.....so do not give ..
Posted: Mon Sep 24 4:07:07 2007 Hi jcemt Its really nice to get so much info ..
Posted: Mon Sep 24 4:00:29 2007 Hi guest Certified mail gives the sender the ..
Posted: Mon Sep 24 3:49:52 2007 yes I know....it really bothers when you are ..
Posted: Mon Sep 24 3:28:14 2007 Fear is the number one tactics used by these ..
Posted: Fri Sep 21 0:39:46 2007 Hi Though I do not know anything about this ..
Posted: Thu Sep 20 23:47:55 2007 Hi Bethany Avoiding one's debts is not an ..
Posted: Thu Sep 20 23:38:10 2007 Yes it is correct....under the FDCPA, until and ..
Posted: Thu Sep 20 23:15:40 2007 Hi Manda Send them a debt validation letter, ..
Posted: Thu Sep 20 19:24:09 2007 Rather call them execution proof. ..
Posted: Thu Sep 20 11:48:56 2007 Don't get me wrong. I had similar reaction when I ..
Posted: Thu Sep 20 6:13:58 2007 Hi all For the past few days I was busy ..
Posted: Mon Sep 10 3:49:13 2007 Someone who has experience in dealing these ..
Posted: Mon Sep 10 3:44:20 2007 These people can not threat you with actions that ..
Posted: Mon Sep 10 3:03:19 2007 happy ..
Posted: Mon Sep 10 2:55:38 2007 Yes i agree with you, until and unless we take ..
Posted: Mon Sep 10 1:01:22 2007 Hi Yes you are doing something good. But what ..
Posted: Mon Sep 10 0:18:19 2007 Oh my god!!!! Its again Universal Fidelity. My ..
Posted: Sun Sep 9 23:46:21 2007 Hi SubiGirl is right. You know that you owe ..
Posted: Sun Sep 9 22:49:15 2007 I know a friend of mine who filed bankruptcy on ..
Posted: Sun Sep 9 22:30:54 2007 Bankruptcy should be your last resort. Try opting ..
Posted: Fri Sep 7 5:48:14 2007 I have heard that charged off debts are really a ..
Posted: Fri Sep 7 5:40:42 2007 Yes it is true that bankruptcy affects your ..
Posted: Fri Sep 7 5:34:53 2007 Hi Yes it would be better if you highlight the ..
Posted: Fri Sep 7 3:36:19 2007 Morningstar is right. Make your agreement in ..
Posted: Thu Sep 6 3:58:20 2007 I too have heard a lot about them and their scary ..
Posted: Thu Sep 6 0:55:35 2007 Hi you are right!!! do not pay them a single ..
Posted: Thu Sep 6 0:31:52 2007 Do you really owe this debt...that should be your ..
Posted: Thu Sep 6 0:20:30 2007 Do not pay them a single penny without validating ..
Posted: Thu Sep 6 0:15:49 2007 Ohhh!!! they can even do that...I can bet on it. ..
Posted: Thu Sep 6 0:00:42 2007 Under the FDCPA a third party collection agency ..
Posted: Wed Sep 5 23:33:39 2007 Hi devom Lawstudent is right. If you dispute ..
Posted: Wed Sep 5 23:31:44 2007 The letter is pretty well written. Send the ..
Posted: Wed Sep 5 22:53:24 2007 They are nothing but a bunch of crooks. I know ..
Posted: Wed Sep 5 0:14:09 2007 Follow Lawstudent's advice. Do not worry ..
Posted: Tue Sep 4 23:59:00 2007 Hi You did the right thing. We should exercise ..
Posted: Tue Sep 4 23:31:43 2007 In my opinion if someone has decided to file for ..
Posted: Tue Sep 4 5:52:12 2007 You can go for . As you are under unmanageable ..
Posted: Tue Sep 4 4:24:17 2007 Hi kelly Luke is rite. Why dont u consider ..
Posted: Tue Sep 4 4:15:13 2007 Ladybug tat was a good advice. Take ..
Posted: Tue Sep 4 3:21:58 2007 Hi Ladybug I agree with u. After bankruptcy ..
Posted: Tue Sep 4 2:53:28 2007 Hi Bethany Do not worry, we all r there with ..
Posted: Tue Sep 4 2:16:48 2007 I agree with Cajun. A debt validation letter ..
Posted: Tue Sep 4 1:56:02 2007 Its ridiculous...how can these people flatly say ..
Posted: Tue Sep 4 0:23:58 2007 SOL stands for statute of limitations. It is the ..
Posted: Mon Sep 3 23:13:44 2007 A debt validation (DV) letter is sent to a third ..
Posted: Mon Sep 3 23:06:13 2007 As far as I know, in-house collection agencies ..
Posted: Mon Sep 3 22:39:01 2007 Under the FCRA, the credit bureaus have to ..
Posted: Mon Sep 3 1:10:23 2007 Bankruptcy do eases your strains a bit. You do ..
Posted: Mon Sep 3 0:32:32 2007 Hi Bethany I agree with Linda, it is what you ..
Posted: Wed Aug 29 3:11:24 2007 why do u want to declare yourself bankrupt Why do ..
Posted: Wed Aug 29 2:48:47 2007 Hi Many people consider bankruptcy as an ..
Posted: Tue Aug 28 21:57:40 2007 Hi Bethany Though bankruptcy will make you , ..
Posted: Mon Aug 27 4:19:22 2007 Hi I agree with Anthony. You can stop all the ..
Posted: Mon Aug 27 4:08:49 2007 I have found the following adress Palisades ..
Posted: Mon Aug 27 3:55:33 2007 Yes you are right. We must exercise our rights. ..
Posted: Mon Aug 27 3:37:26 2007 Hi Send them a Cease and desist letter via ..
Posted: Mon Aug 27 3:02:00 2007 Wow ..
Posted: Mon Aug 27 2:59:25 2007 Dispute it with the bureau as well as the CA. ..
Posted: Mon Aug 27 1:57:06 2007 Hi LawStudent is correct. Your creditors have ..
Posted: Mon Aug 27 1:45:19 2007 Hi Debt validation is the best way out. But ..
Posted: Sun Aug 26 23:56:18 2007 A debt collector is supposed to provide you in ..
Posted: Sun Aug 26 23:21:43 2007 Immediately dispute it with your bank. Do not ..
Posted: Sun Aug 26 23:16:38 2007 My collection credit cards ..
Posted: Sun Aug 26 22:50:20 2007 In my opinion you should send them a debt ..
Posted: Sun Aug 26 22:23:44 2007 Its an utter violation of FDCPA. Once the ..
Posted: Fri Aug 24 0:52:33 2007 Midland Credit Management 8875 Aero Drive Suite ..
Posted: Fri Aug 24 0:31:19 2007 I agree with you Trinity. Education is the best ..
Posted: Fri Aug 24 0:11:46 2007 In my opinion the agreements that are written are ..
Posted: Thu Aug 23 23:16:07 2007 Oh...REALLY !!!!! LOOK WHO IS TALKIN We know that ..
Posted: Thu Aug 23 23:03:42 2007 Cajun I have even heard that arbitration can be ..
Posted: Thu Aug 23 5:45:42 2007 Charge off accounts is a derogatory mark in your ..
Posted: Thu Aug 23 5:36:22 2007 Another violation of FDCPA. Oh my gawwwwd. Thanks ..
Posted: Thu Aug 23 5:24:33 2007 Dealing with collectors over the phone is a nerve ..
Posted: Thu Aug 23 5:02:40 2007 Most of these companies charge fees prior to ..
Posted: Thu Aug 23 4:38:49 2007 Debt validation indeed is an efficient tool to ..
Posted: Thu Aug 23 3:11:42 2007 But Cajun do debt collectors adhere to these laws ..
Posted: Thu Aug 23 3:05:59 2007 It is helpful to keep a record of all the calls ..
Posted: Thu Aug 23 2:04:35 2007 Hi slayeeg For the sample letters you can ..
Posted: Thu Aug 23 0:49:55 2007 Yes Cajun is again correct. Debt validation is ..
Posted: Wed Aug 22 23:11:12 2007 Definitely its FDCPA violation. They can not ..
Posted: Mon Aug 20 23:16:26 2007 Hi Charles Credit score is that number that ..
Posted: Mon Aug 20 23:07:09 2007 Improving bad credit is a stressful job but it is ..
Posted: Mon Aug 20 22:08:43 2007 Hi Steg is right. You should make every ..
Posted: Mon Aug 20 3:30:11 2007 Hi stunner In my opinion you should get the ..
Posted: Mon Aug 20 3:24:38 2007 Hi Randy Bossy is right. Debt consolidation is ..
Posted: Mon Aug 20 1:30:20 2007 A charged off account if paid will be listed as ..
Posted: Fri Aug 17 6:49:32 2007 Yes I agree with weeswie. Never make any ..
Posted: Fri Aug 17 6:33:45 2007 If a debt becomes out of statute it doesnt mean ..
Posted: Fri Aug 17 6:25:56 2007 In my opinion debt validation letter is your best ..
Posted: Fri Aug 17 5:57:46 2007 In my opinion, paying off the loans with higher ..
Posted: Fri Aug 17 5:24:05 2007 Ohhhhhh!!!!! I have heard some terrible stories ..
Posted: Fri Aug 17 4:32:09 2007 Any inaccurate or false information has to be ..
Posted: Fri Aug 17 3:44:49 2007 They can sue you, but it does not mean that they ..
Posted: Wed Aug 15 4:50:35 2007 If you make the payment, it may reset the statute ..
Posted: Wed Aug 15 4:19:49 2007 Hi Christie As per the Federal law you have ..
Posted: Wed Aug 15 4:12:08 2007 You can definitely get hold of unsecured cards ..
Posted: Wed Aug 15 2:46:07 2007 Yes they will do everything possible under the ..
Posted: Tue Aug 14 6:14:49 2007 Hi queenmama Its better that you send a ..
Posted: Tue Aug 14 6:06:02 2007 They cant call your employer and discuss about ..
Posted: Tue Aug 14 5:50:38 2007 Dont worry these are just sleazy tactics to ..
Posted: Tue Aug 14 5:30:17 2007 Pioneer Credit Recovery is a wholly owned ..
Posted: Mon Aug 13 6:04:49 2007 Dealing with collectors over the phone is not an ..
Posted: Mon Aug 13 5:51:34 2007 Hi Susie We all want to pay off the money we ..
Posted: Mon Aug 13 5:23:36 2007 Phone calls to collectors...NO WAY. Its always ..
Posted: Mon Aug 13 5:13:05 2007 Debt collectors use sleazy tactics like ..
Posted: Mon Aug 13 3:42:20 2007 Thanks Karen for the post. Consumers are ..
Posted: Mon Aug 13 3:12:08 2007 Beware of them. They talk rudely…and ..
Posted: Mon Aug 13 0:26:04 2007 Hi You can go through some of the sample ..
Posted: Sun Aug 12 23:31:54 2007 Hi rainallura Did you validate the debt with ..
Posted: Sun Aug 12 23:07:49 2007 I really have no clue......If you dont have any ..
Posted: Sun Aug 12 22:41:37 2007 Hi jbmims Debt validation letter is indeed the ..
Posted: Fri Aug 10 1:24:34 2007 Hi Bigdog LawStudent is correct. You can stop ..
Posted: Fri Aug 10 1:00:18 2007 Hi As per the FDCPA, you have the right to ask ..
Posted: Thu Aug 9 22:49:46 2007 Hi guest Yes we have to stop them!!! But we ..
Posted: Thu Aug 9 22:27:49 2007 Allied Interstate is famous for its notorious ..
Posted: Wed Aug 8 6:16:46 2007 hi waterbug The self restrain you have shown ..
Posted: Wed Aug 8 6:00:38 2007 Yes it is very important to maintain a clean ..
Posted: Wed Aug 8 5:40:16 2007 Hi Cajun is right if this account is in good ..
Posted: Wed Aug 8 5:24:43 2007 Hi Its really nice that you have paid somewhat ..
Posted: Wed Aug 8 3:02:06 2007 Hi Under FDCPA a consumer has the right to ..
Posted: Tue Aug 7 5:38:33 2007 Most of these agencies do business by ..
Posted: Tue Aug 7 5:00:47 2007 Hi According to FCRA every consumer has the ..
Posted: Mon Aug 6 5:13:55 2007 Under the FDCPA, they HAVE to validate the debt. ..
Posted: Mon Aug 6 5:06:10 2007 Yes...they are bunch of crooks ....nothing more ..
Posted: Mon Aug 6 4:27:59 2007 I agree with Suebeehoney. Credit report ..
Posted: Mon Aug 6 3:50:31 2007 As far as I know the debts that are out of ..
Posted: Mon Aug 6 1:03:05 2007 You can file the dispute with your bank as well ..
Posted: Mon Aug 6 0:36:13 2007 it's REALLY REALLY REALLY REALLY weird. I'm at a ..
Posted: Mon Aug 6 0:28:57 2007 In my opinion you should go to your bank and ..
Posted: Mon Aug 6 0:07:59 2007 Hi Brandi It definitely is not fair....every ..
Posted: Sun Aug 5 23:58:37 2007 Hi Dan It was indeed a great advice. Many of ..
Posted: Sun Aug 5 23:16:46 2007 Identity thieves get hold of your personal ..
Posted: Sat Aug 4 5:31:48 2007 Hi You can also send a Cease and Desist letter ..
Posted: Sat Aug 4 3:32:07 2007 Its really disgusting!!!! How can you cheat on ..
Posted: Sat Aug 4 3:14:38 2007 Under FDCPA, the collector must be able to give ..
Posted: Sat Aug 4 0:35:52 2007 You did the right thing by sending them a cease ..
Posted: Fri Aug 3 23:58:49 2007 Yes....I know such debt collectors are really ..
Posted: Fri Aug 3 23:03:49 2007 Hi Steve In my opinion getting another credit ..
Posted: Fri Aug 3 6:17:14 2007 Hi Lori Onelamb is right. Debt validation is ..
Posted: Fri Aug 3 5:46:59 2007 This period starts when the debtor becomes ..
Posted: Fri Aug 3 5:32:33 2007 No. It has no negative impact on your credit ..
Posted: Fri Aug 3 4:39:06 2007 I agree with Eddie, a charge off is in itself a ..
Posted: Fri Aug 3 3:32:47 2007 Hi LawStudent Debt validation indeed is the ..
Posted: Thu Aug 2 5:47:10 2007 Hi Majorie Send a DV letter to Portfolio and ..
Posted: Thu Aug 2 5:37:22 2007 Hi If you are planning to sue them then make ..
Posted: Thu Aug 2 5:27:27 2007 Hi Bertha Cajun is right. We must get the debt ..
Posted: Thu Aug 2 5:22:56 2007 Hi If their first contact with you was over ..
Posted: Thu Aug 2 4:41:46 2007 hi puddlejmpr You are correct....its our moral ..
Posted: Thu Aug 2 4:22:52 2007 Hi waterbug You did the right thing by asking ..
Posted: Thu Aug 2 4:11:12 2007 I know its sumtimes very upsetting..u know the ..
Posted: Thu Aug 2 3:58:38 2007 Hi guest We r here to discuss the ways that ..
Posted: Thu Aug 2 3:44:05 2007 Hi Granny Collection agencies try their best ..
Posted: Thu Aug 2 0:35:14 2007 Majority of the collection agencies do not abide ..
Posted: Thu Aug 2 0:09:05 2007 The first letter the CA sends must notify you ..
Posted: Wed Aug 1 6:23:32 2007 DV is definitely the most efficient way to deal ..
Posted: Wed Aug 1 6:13:09 2007 Hi cellular What surprises me is how can they</