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Posts by goudah2424
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Posted: Fri Jul 18 11:24:22 2008 When I dealt with them, the Supervising Examinor ..
Posted: Fri Jul 18 9:31:47 2008 The main difference between installement loans ..
Posted: Fri Jul 18 9:29:10 2008 The guest is right - Keeping up communication ..
Posted: Fri Jul 18 7:12:48 2008 Zip Cash is not licensed in ..
Posted: Fri Jul 18 7:11:13 2008 Yes, Payday One is licensed in ..
Posted: Fri Jul 18 7:09:42 2008 I think it's more cyclical. Lots of people go ..
Posted: Thu Jul 17 13:21:11 2008 Yeah, in my area, it's in a building. Look for a ..
Posted: Thu Jul 17 13:19:24 2008 Check craigslist . . . . That's how I find them. ..
Posted: Thu Jul 17 13:02:10 2008 You should not ignore it, as they are legal ..
Posted: Thu Jul 17 12:05:40 2008 Usually, you have to request 3 business days in ..
Posted: Thu Jul 17 12:04:01 2008 Yep! 10 votes! Party time! But still ..
Posted: Thu Jul 17 10:09:41 2008 One great easy way to make some extra money is ..
Posted: Thu Jul 17 10:07:36 2008 I grow tomatoes, green beans, and some berries in ..
Posted: Thu Jul 17 10:06:11 2008 I've never done it personally, but my brother did ..
Posted: Thu Jul 17 9:46:46 2008 You ..
Posted: Thu Jul 17 9:43:50 2008 It's up! ..
Posted: Thu Jul 17 9:43:09 2008 Yes! ..
Posted: Thu Jul 17 9:42:59 2008 I am super happy to announce ..
Posted: Thu Jul 17 9:38:14 2008 I do the HOF posts . . . . I will get it ..
Posted: Thu Jul 17 8:28:27 2008 This is a duplicate post. Please go here for ..
Posted: Thu Jul 17 7:00:33 2008 Yeah, I don't have specific communication from ..
Posted: Thu Jul 17 6:58:21 2008 The OCC (Office of the Comptroller of Currency) ..
Posted: Thu Jul 17 6:49:17 2008 Thank you - That makes me feel much better that ..
Posted: Wed Jul 16 15:30:52 2008 All your loans are with legal companies but ..
Posted: Wed Jul 16 15:28:26 2008 I moved it for you! One thing - Pinklady, ..
Posted: Wed Jul 16 14:41:21 2008 yep - But it's super hard to qualify for. I ..
Posted: Wed Jul 16 12:28:20 2008 Shaz - Yes, very low income people can apply to ..
Posted: Wed Jul 16 8:53:17 2008 Don't apologize - It happens to us all! ..
Posted: Wed Jul 16 8:45:30 2008 Please read this ..
Posted: Wed Jul 16 8:32:18 2008 The laws posted above apply ONLY to STOREFRONTS. ..
Posted: Wed Jul 16 7:50:29 2008 You have the right per the Electronic Funds ..
Posted: Wed Jul 16 6:42:21 2008 I understand where you are coming from, but I ..
Posted: Tue Jul 15 15:20:29 2008 Yeah, there are always speed traps on the ..
Posted: Tue Jul 15 13:06:51 2008 Quick Click loans will sue you before it's even ..
Posted: Tue Jul 15 9:35:14 2008 I know!! 75!! Here it's 55, and in the country ..
Posted: Tue Jul 15 7:46:42 2008 Jen - This thread is really old. From last year ..
Posted: Tue Jul 15 7:37:39 2008 Now, when you open one of these stickies, all you ..
Posted: Tue Jul 15 7:35:05 2008 I noticed that a bunch of our stickies have had ..
Posted: Tue Jul 15 7:23:15 2008 Question about some pdls ..
Posted: Tue Jul 15 7:16:41 2008 State Payday Loan Laws Made Simple ..
Posted: Tue Jul 15 7:04:55 2008 Yes, posts in the Pub do not earn points, only ..
Posted: Tue Jul 15 7:03:33 2008 There is a way to change it in your profile! ..
Posted: Tue Jul 15 6:56:10 2008 Yes, I desperatly need more coupons! Thank you! ..
Posted: Mon Jul 14 15:09:30 2008 Thank you . . . . And yeah, I'm the same way. ..
Posted: Mon Jul 14 14:05:30 2008 No, the prior loans wouldn't be solicitation, ..
Posted: Mon Jul 14 13:39:12 2008 Except - They are not licensed ANYWHERE. That ..
Posted: Mon Jul 14 13:33:29 2008 Yeah, that's correct - Puddlejumper is from WI ..
Posted: Mon Jul 14 12:44:49 2008 Yeah . . . . we did. ..
Posted: Mon Jul 14 10:05:19 2008 Filing for BK immediatly stops any garnishments. ..
Posted: Mon Jul 14 10:03:02 2008 I checked the CSO registrations on the Texas Sec ..
Posted: Mon Jul 14 10:02:14 2008 In some state's they do allow for prosecution of ..
Posted: Mon Jul 14 8:51:07 2008 Thanks, they should work! ..
Posted: Mon Jul 14 8:29:29 2008 I'd try to set up payment arrangments with the ..
Posted: Mon Jul 14 8:11:12 2008 need help a starting point ..
Posted: Mon Jul 14 8:11:04 2008 All the storefronts, Cash Net USA, & ..
Posted: Mon Jul 14 8:08:52 2008 All the Storefront lenders, Cash Net USA, and ..
Posted: Mon Jul 14 8:03:04 2008 This is in response to a guest post that I ..
Posted: Mon Jul 14 7:58:12 2008 All the companies you are dealing with but My ..
Posted: Mon Jul 14 7:52:01 2008 small payday loan co.'S ..
Posted: Mon Jul 14 7:50:22 2008 Barbiwalk - I made this list myself. It is not ..
Posted: Mon Jul 14 7:48:44 2008 No, it is not against the law for you to pay a ..
Posted: Mon Jul 14 7:41:00 2008 Swift is a CSO: Name: Swift Cash, LP # 22 ..
Posted: Mon Jul 14 7:39:09 2008 Odds are they are CSO's. Most all storefronts in ..
Posted: Mon Jul 14 7:34:50 2008 DC is correct - Installement loans do not have to ..
Posted: Mon Jul 14 7:31:14 2008 Neither are the same company as MTE. Payday ..
Posted: Mon Jul 14 7:29:19 2008 Name: Cash America Net of Texas, LLC # 17 ..
Posted: Mon Jul 14 7:28:29 2008 Payday loans in Texas Need help and advice ..
Posted: Mon Jul 14 7:27:16 2008 What they are charging is 100% legal because they ..
Posted: Mon Jul 14 7:25:57 2008 Cash Net USA is a CSO in Texas, as most legal ..
Posted: Mon Jul 14 7:20:07 2008 CSO's are different from pdl's, and are under ..
Posted: Mon Jul 14 7:19:32 2008 PDL's are illegal, but CSO's are ..
Posted: Mon Jul 14 7:05:13 2008 Portland, Oregon - $4.25/gallon for ..
Posted: Mon Jul 14 6:50:32 2008 Besides guest - I've only received coupons from ..
Posted: Fri Jul 11 12:01:20 2008 Please, do not keep posting your email. It is ..
Posted: Fri Jul 11 9:42:37 2008 I was at court once for a matter, and the first ..
Posted: Fri Jul 11 8:52:54 2008 I just wrote none once if I remember correctly on ..
Posted: Fri Jul 11 7:25:50 2008 One good way to earn some extra money is ..
Posted: Fri Jul 11 7:08:10 2008 Cajun - If you go to the bottom of a forum, click ..
Posted: Fri Jul 11 7:06:26 2008 Already got them all . . . . ..
Posted: Fri Jul 11 6:57:13 2008 I didn't . . . . I just took them all in. I ..
Posted: Fri Jul 11 6:43:54 2008 I'm not sure if it will work at your work . . . . ..
Posted: Thu Jul 10 15:17:10 2008 Hmm . . . . I googled the number and a few hits ..
Posted: Thu Jul 10 14:57:36 2008 By doing what LLW suggests you are cutting them ..
Posted: Thu Jul 10 14:55:43 2008 The first number is from Portfolio Recovery, a ..
Posted: Thu Jul 10 14:47:11 2008 Prosper is a great choice. Only hard part is ..
Posted: Thu Jul 10 14:20:24 2008 LLw has it right - The processor route is ..
Posted: Thu Jul 10 13:40:49 2008 Thank you guys very much!! I really appreciate ..
Posted: Thu Jul 10 10:19:23 2008 OMG! Ouch! Thank you! I'm happy to wait! ..
Posted: Thu Jul 10 10:16:21 2008 Are you sure 25% interest for the year is ..
Posted: Thu Jul 10 9:52:04 2008 Me too . . . . I was deleting from the bottom as ..
Posted: Thu Jul 10 9:10:19 2008 Already did it for you! Thanks for catching it! ..
Posted: Thu Jul 10 9:07:57 2008 Yes, you can discharge old debt. In fact, you ..
Posted: Thu Jul 10 9:06:28 2008 LLW is right, US Fast Cash is ..
Posted: Thu Jul 10 8:13:48 2008 Thank you Shaz! If anyone else can take a ..
Posted: Thu Jul 10 8:09:28 2008 Payday One and Check n Go are legal companies, ..
Posted: Thu Jul 10 7:53:10 2008 Avanced Accounting -MS Money can't do simple ..
Posted: Thu Jul 10 7:45:36 2008 I don't think so. I know they required me to ..
Posted: Thu Jul 10 7:35:39 2008 You have to file the same forms even with no ..
Posted: Thu Jul 10 7:32:26 2008 I know what is required in my district . . . . ..
Posted: Thu Jul 10 7:09:14 2008 Yes, even if she updated her info. They were ..
Posted: Thu Jul 10 7:04:08 2008 I disagree - It would be the place you were ..
Posted: Thu Jul 10 6:56:20 2008 Yeah, I spent a couple hours deleting him again ..
Posted: Wed Jul 9 15:36:33 2008 Another trick they sometimes use: They will ..
Posted: Wed Jul 9 15:22:29 2008 FYI - Quick Click loans is worse then Cash Call . ..
Posted: Wed Jul 9 15:00:10 2008 Your Bankruptcy Petition will be dismissed after ..
Posted: Wed Jul 9 14:59:47 2008 Filing your Emergency Bankruptcy Petition ..
Posted: Wed Jul 9 14:59:00 2008 Credit Counseling : IMPORTANT - READ: As per ..
Posted: Wed Jul 9 14:57:37 2008 Retrieve this form and complete: Matrix ..
Posted: Wed Jul 9 14:56:35 2008 Retrieve this form and ..
Posted: Wed Jul 9 14:55:35 2008 Retrieve the following 4 forms (the first two ..
Posted: Wed Jul 9 14:50:24 2008 For an emergency bankruptcy, you only have to ..
Posted: Wed Jul 9 13:30:01 2008 It costs them money, and then they'd have to ..
Posted: Wed Jul 9 13:17:46 2008 That is the way to be! Glad to see you ..
Posted: Wed Jul 9 11:35:51 2008 You can go to one of Shazzers posts and click on ..
Posted: Wed Jul 9 11:29:05 2008 Yes, Cash Net USA is licensed in ..
Posted: Wed Jul 9 11:24:09 2008 Try 9 for your password, then once you log in go ..
Posted: Wed Jul 9 9:52:57 2008 There is also the second site - delifreshpet.com ..
Posted: Wed Jul 9 7:11:05 2008 Alias - Yes, they did! Thank you very ..
Posted: Tue Jul 8 14:59:13 2008 Sounds like an installment loan, not a payday ..
Posted: Tue Jul 8 14:45:02 2008 I still haven't received any coupons yet either . ..
Posted: Tue Jul 8 12:30:31 2008 DE laws . . . When a loan is from an FDIC isured ..
Posted: Tue Jul 8 9:10:12 2008 IS A LICENSEE PERMITTED TO DEBIT A BORROWER'S ..
Posted: Tue Jul 8 9:07:48 2008 Good! If you have overpaid them, you should try ..
Posted: Tue Jul 8 9:05:08 2008 Thank you very much - I really appreciate it. ..
Posted: Tue Jul 8 8:27:20 2008 Thank you! Thank you! Thank ..
Posted: Tue Jul 8 7:11:11 2008 Thanks - I will PM you an address to send them ..
Posted: Tue Jul 8 6:55:32 2008 Please . . . . . . I really need help getting ..
Posted: Mon Jul 7 14:57:00 2008 Goudah ..
Posted: Mon Jul 7 14:54:17 2008 Hello - I need some help getting dog food coupons ..
Posted: Mon Jul 7 14:33:12 2008 United Cash Loans is not an MTE dba. It is an ..
Posted: Mon Jul 7 11:38:38 2008 You can check for licenses in CA ..
Posted: Mon Jul 7 7:14:23 2008 There are no storefronts in PA. They are ..
Posted: Mon Jul 7 7:04:41 2008 Payday loan information and help needed. ..
Posted: Mon Jul 7 7:02:52 2008 There are no storefronts in PA. They are ..
Posted: Mon Jul 7 7:00:34 2008 payday loan ..
Posted: Mon Jul 7 6:59:03 2008 Yes, for payday max the finance charges you've ..
Posted: Mon Jul 7 6:57:22 2008 JJ is correct - This would only apply to pdl's ..
Posted: Mon Jul 7 6:53:15 2008 I'm not on once a day at all . . . . . In fact, ..
Posted: Mon Jul 7 6:50:29 2008 Good job!! ..
Posted: Thu Jul 3 9:33:36 2008 I know that the Extended Payment Plan that CFSA ..
Posted: Thu Jul 3 8:41:39 2008 Yeah, I saw that . . . . That is a good sign. I ..
Posted: Thu Jul 3 8:23:20 2008 The ones that aren't legal, just pay back the ..
Posted: Thu Jul 3 8:15:56 2008 You already have a thread going ..
Posted: Thu Jul 3 8:14:56 2008 The only ones that are not legal are My Cash Now ..
Posted: Thu Jul 3 7:54:24 2008 If you request they don't call you at work, they ..
Posted: Thu Jul 3 7:41:11 2008 Original creditors do not have to abide by the no ..
Posted: Thu Jul 3 7:36:46 2008 FDIC Seeks in Excess of $200 Million Against ..
Posted: Thu Jul 3 7:33:42 2008 This above release is from the First Bank of DE. ..
Posted: Thu Jul 3 7:31:55 2008 First Bank of Delaware FDIC Administrative ..
Posted: Thu Jul 3 7:28:37 2008 Heck, they aren't doing installment loans anymore ..
Posted: Thu Jul 3 7:27:40 2008 Oh! Actually, Check n Go is no longer offering ..
Posted: Thu Jul 3 7:27:01 2008 Also, the installment loans are underwritten by ..
Posted: Thu Jul 3 7:26:25 2008 Check 'n Go's Ohio stores operate under license ..
Posted: Thu Jul 3 7:19:26 2008 Pinklady - All this info and a bunch of info on ..
Posted: Thu Jul 3 7:13:39 2008 From ..
Posted: Thu Jul 3 7:05:08 2008 Yeah, it's usually pretty short. When I went ..
Posted: Thu Jul 3 7:03:04 2008 As far as having grounds for a lawsuit - Most ..
Posted: Thu Jul 3 6:57:40 2008 It says now in the rules that Admin gets a say in ..
Posted: Thu Jul 3 6:55:03 2008 Really Because I know of several people that ..
Posted: Wed Jul 2 15:07:31 2008 Also, you will want to read this thread BEFORE ..
Posted: Wed Jul 2 15:06:47 2008 Here's some info to help you understand the laws ..
Posted: Wed Jul 2 13:35:25 2008 That info is Texas specific, but it applies to ..
Posted: Wed Jul 2 13:34:21 2008 Discount Advances/ Igotit.com ..
Posted: Wed Jul 2 9:27:42 2008 Nope. Just the 341 meeting . . . . You get the ..
Posted: Wed Jul 2 9:08:44 2008 Jason, I know you said in the other thread ..
Posted: Wed Jul 2 9:07:20 2008 2nband has been here a long time, and I think she ..
Posted: Wed Jul 2 9:05:49 2008 The laws are federal now, so each state should be ..
Posted: Wed Jul 2 8:55:25 2008 What other meeting Are you filing Chapter 13 Do ..
Posted: Wed Jul 2 8:49:26 2008 Yeah, it's a cost per page too . . . ..
Posted: Wed Jul 2 8:06:12 2008 Actually, they could garnish your wages . . . . ..
Posted: Wed Jul 2 8:03:11 2008 DC- I heard on the radio the other day that there ..
Posted: Wed Jul 2 7:17:28 2008 PACER (Public Access to Court Electronice ..
Posted: Wed Jul 2 7:12:11 2008 Yeah, they are all legal places. They are acting ..
Posted: Wed Jul 2 7:11:08 2008 C&D letters and validation letters can be ..
Posted: Wed Jul 2 7:05:29 2008 You will need to file complaints against them ..
Posted: Wed Jul 2 6:51:55 2008 Chexsystems doesn't affect you writing checks. ..
Posted: Wed Jul 2 6:49:02 2008 If I remember correctly, Ryan N went through a ..
Posted: Wed Jul 2 6:47:30 2008 It's probably because the account is in the red. ..
Posted: Wed Jul 2 6:44:10 2008 From the main page, the link to the income forum ..
Posted: Wed Jul 2 6:43:18 2008 My concern is also that it's from a brand new ..
Posted: Tue Jul 1 15:10:26 2008 Indiana requires a lender to be licensed in ..
Posted: Tue Jul 1 15:08:11 2008 You can search the Sec of State's website to see ..
Posted: Tue Jul 1 14:16:17 2008 Sam - CSO's wouldn't be in the licensee database. ..
Posted: Tue Jul 1 14:12:02 2008 I'm going to lock this thread, it's going ..
Posted: Tue Jul 1 13:02:56 2008 My point of posting here was not to debate or ..
Posted: Tue Jul 1 12:49:48 2008 It is a necessity that is rising in cost, ..
Posted: Tue Jul 1 12:24:11 2008 I did not put you down. I simply expressed my ..
Posted: Tue Jul 1 11:39:29 2008 Jen - That may be your interpretation . . . . But ..
Posted: Tue Jul 1 10:35:40 2008 Jason, If Admin is going to allow an answer to ..
Posted: Tue Jul 1 10:33:27 2008 Also, I don't see where I said anything bitter. ..
Posted: Tue Jul 1 10:32:08 2008 No, I'm just telling you not to expect to win ..
Posted: Tue Jul 1 10:27:41 2008 And if you have such a hard time feeding your ..
Posted: Tue Jul 1 10:26:30 2008 I did not critize your occupation - I said that ..
Posted: Tue Jul 1 10:19:47 2008 Also, Jen, I dont want to burst your bubble, but ..
Posted: Tue Jul 1 10:17:08 2008 Can I also say, and really, no offense to anyone, ..
Posted: Tue Jul 1 10:13:47 2008 It was my understand that they were not going to ..
Posted: Tue Jul 1 9:21:22 2008 Thank you! ..
Posted: Tue Jul 1 9:01:43 2008 Don't apologize! Ask anything you'd like ..
Posted: Tue Jul 1 8:43:21 2008 ACH revocation is actually federal law . . . . . ..
Posted: Tue Jul 1 8:42:06 2008 Don't beat yourself up. I'm sure you didn't do ..
Posted: Tue Jul 1 7:46:04 2008 Nope. ..
Posted: Tue Jul 1 7:45:48 2008 I just think it makes it look like the laws for ..
Posted: Tue Jul 1 7:16:56 2008 wssu - A CSO is a Credit Service Organization. ..
Posted: Tue Jul 1 7:14:42 2008 I'd suggest you do the following - Next time it's ..
Posted: Tue Jul 1 7:13:38 2008 Yes, the guest is right. CSO's are legal and ..
Posted: Tue Jul 1 7:12:22 2008 Yes, you could be arrested for fraud for not ..
Posted: Tue Jul 1 7:10:14 2008 FYI - In Oregon the original creditor has the ..
Posted: Tue Jul 1 7:07:53 2008 Im' from Oregon myself All your loans are ..
Posted: Tue Jul 1 6:41:08 2008 Yep, it's not working for me ..
Posted: Mon Jun 30 13:40:26 2008 Yep - I think it's Tania . . . . But we can't ..
Posted: Mon Jun 30 11:16:02 2008 There are a couple guest posts in the pub, but ..
Posted: Mon Jun 30 9:50:39 2008 No, not all of them. And they dont' have to - ..
Posted: Mon Jun 30 9:49:41 2008 Yeah, it definatly goes both ways. I think the ..
Posted: Mon Jun 30 8:28:17 2008 I can show you many examples odf people talking ..
Posted: Mon Jun 30 8:26:46 2008 Actually, most do ask for a hard hold or freeze ..
Posted: Mon Jun 30 8:22:39 2008 Yeah, DPL Financial is licensed in Missouri, but ..
Posted: Mon Jun 30 8:18:51 2008 That is not necessarily true . . . . Many banks ..
Posted: Mon Jun 30 7:14:31 2008 It's actually very common with banks that if your ..
Posted: Fri Jun 27 12:56:31 2008 Just watch it very closely . . . . Sometimes the ..
Posted: Fri Jun 27 11:35:31 2008 Yeah, I don't see the emoticons either, so it ..
Posted: Fri Jun 27 11:34:18 2008 There are also banks out there that don't use ..
Posted: Fri Jun 27 10:04:09 2008 Laws regarding wage assignments vary from state ..
Posted: Fri Jun 27 9:46:56 2008 Wage assignments aren't served, they are just ..
Posted: Fri Jun 27 9:15:40 2008 Yes, you should at least pay them back what you ..
Posted: Fri Jun 27 9:13:58 2008 Anytime! Good luck! Let us know if you have ..
Posted: Fri Jun 27 9:11:20 2008 Yes, Payday Max is not a licensed pdl not a ..
Posted: Fri Jun 27 9:07:19 2008 A word of advice - Geneva Roth has a nasty habit ..
Posted: Fri Jun 27 9:03:30 2008 The OCC (Office of the Comptroller of Currency) ..
Posted: Fri Jun 27 9:01:49 2008 Yes, odds are that you will be reported to ..
Posted: Fri Jun 27 9:00:46 2008 Yes, they cannot press criminal charges for the ..
Posted: Fri Jun 27 8:53:06 2008 Ladybug - I just cashed in my points too, but ..
Posted: Fri Jun 27 8:50:11 2008 Ron - Disposable income is what you make less any ..
Posted: Fri Jun 27 8:44:11 2008 It's just the Quick Reply . . . . If you use the ..
Posted: Fri Jun 27 8:41:25 2008 I figured out the sig problem . . . . Even though ..
Posted: Fri Jun 27 8:38:57 2008 You could do that. Washington prohibits criminal ..
Posted: Fri Jun 27 8:34:38 2008 Did you file any complaints with the California ..
Posted: Fri Jun 27 8:26:26 2008 Yep, sigs are working in the other forums now! ..
Posted: Fri Jun 27 7:56:01 2008 No, you should be fine closing your account. ..
Posted: Fri Jun 27 7:53:33 2008 still no ..
Posted: Fri Jun 27 7:52:06 2008 Nope . . . . I resubmitted it and it is not ..
Posted: Fri Jun 27 7:39:35 2008 You're right, that's gone too . . . ..
Posted: Fri Jun 27 7:34:57 2008 Yes, they can garnish you check on top of what is ..
Posted: Fri Jun 27 7:22:50 2008 Internet Payday ..
Posted: Fri Jun 27 7:22:09 2008 Geneva Roth & Ameriloan are 2 different ..
Posted: Fri Jun 27 7:19:48 2008 Hello! Payday One is a registered CSO in ..
Posted: Fri Jun 27 7:17:20 2008 It's most likely a storefront . . . Per your ..
Posted: Fri Jun 27 7:15:07 2008 Also, keep up with Cash Net USA. They are also ..
Posted: Fri Jun 27 7:13:47 2008 It depends on wether the loan was legal or ..
Posted: Fri Jun 27 7:05:44 2008 I'm not sure I like it . . . . It seems like too ..
Posted: Thu Jun 26 14:48:37 2008 rs - You are right, your post is ..
Posted: Thu Jun 26 14:00:50 2008 Cash Net USA is a registered CSO in Texas. This ..
Posted: Thu Jun 26 13:55:11 2008 Yeah, that is just what happened to me. That ..
Posted: Thu Jun 26 13:13:19 2008 I can tell you my experience with Cash Call . . . ..
Posted: Thu Jun 26 12:56:50 2008 Cash Net USA usually will respond right away . . ..
Posted: Thu Jun 26 11:45:08 2008 Yes, I mean like child support and that sort of ..
Posted: Thu Jun 26 10:03:29 2008 I can tell you that they are not the same ..
Posted: Thu Jun 26 9:43:26 2008 Students loans can be rehabed - This gets them ..
Posted: Thu Jun 26 9:19:10 2008 Yes, they would be operating ..
Posted: Thu Jun 26 8:58:23 2008 You would contact the ACH processor for any ..
Posted: Thu Jun 26 8:20:15 2008 No problem! And yes, you still need to close ..
Posted: Thu Jun 26 7:40:14 2008 The laws posted above would not apply to any of ..
Posted: Thu Jun 26 7:38:54 2008 Name: Cash America Net of Texas, LLC # 24 ..
Posted: Thu Jun 26 7:38:11 2008 Name: Payday One Express, LLC # 24 Address: ..
Posted: Thu Jun 26 7:37:27 2008 Name: Z Cash of Texas, Inc. # 1 Address: ..
Posted: Thu Jun 26 7:27:25 2008 Here is the CSO registration for Ace Cash ..
Posted: Thu Jun 26 7:21:01 2008 That is because the other ones are CSO's. Most ..
Posted: Thu Jun 26 7:14:37 2008 Yeah, I'd always just though they were all the ..
Posted: Thu Jun 26 7:05:00 2008 No, that is not true. It's if you take out ..
Posted: Thu Jun 26 6:46:56 2008 Yes, most judgements and such can be included in ..
Posted: Thu Jun 26 6:44:48 2008 No, they don't come off your credit report, you ..
Posted: Wed Jun 25 15:04:51 2008 got it. ..
Posted: Wed Jun 25 14:06:31 2008 The loan is completly serviced through Cash Net ..
Posted: Wed Jun 25 13:56:56 2008 I filed, and I had no where near $70,000 in debt. ..
Posted: Wed Jun 25 13:55:05 2008 I'm not sure this poster is dealing with Cash Net ..
Posted: Wed Jun 25 13:54:13 2008 Ask them to send you a copy of your contract - ..
Posted: Wed Jun 25 13:28:01 2008 Thing is, when Cash Net USA acts as a CSO, they ..
Posted: Wed Jun 25 12:04:55 2008 Cash Net USA is a legally operating company, and ..
Posted: Wed Jun 25 10:22:35 2008 Is the Cash Net you are dealing with Cash Net USA ..
Posted: Wed Jun 25 10:22:02 2008 No, the info you posted above in not ..
Posted: Wed Jun 25 9:50:59 2008 Most don't, because they report ot other ..
Posted: Wed Jun 25 9:49:34 2008 CSO's are different from pdl's. They operate ..
Posted: Wed Jun 25 9:48:58 2008 If you read in that same thread you will also ..
Posted: Wed Jun 25 9:28:35 2008 Is this Cash Net USA or another Cash Net Cash ..
Posted: Wed Jun 25 9:04:18 2008 You can't be arrested for ..
Posted: Wed Jun 25 8:16:36 2008 Cash Net USA is a CSO in Texas, just an FYI. The ..
Posted: Wed Jun 25 8:15:55 2008 I don't have any letters I've written posted . . ..
Posted: Wed Jun 25 7:54:19 2008 Yeah, Cash Net USA has a reputation for being ..
Posted: Wed Jun 25 7:53:03 2008 I wouldn't mention that they haven't been sent ..
Posted: Wed Jun 25 7:52:10 2008 Yes, it is . . . . They have been looked at by a ..
Posted: Wed Jun 25 7:36:44 2008 In person really is best - Also, another thing ..
Posted: Wed Jun 25 7:34:03 2008 Go back and speak with the branch manager. Take ..
Posted: Wed Jun 25 7:29:00 2008 Yeah, it's a common misconception here . . . You ..
Posted: Wed Jun 25 7:27:11 2008 The post above (the long one) is copied from ..
Posted: Wed Jun 25 7:20:41 2008 Ameriloan is part of MNE, not MTE. There are 3 ..
Posted: Wed Jun 25 7:19:16 2008 No, many payday loan companies are now hiding ..
Posted: Wed Jun 25 7:15:54 2008 Just because it's showing on your credit report ..
Posted: Wed Jun 25 7:13:47 2008 Yes, if you make under a certain level, you can ..
Posted: Tue Jun 24 13:01:42 2008 Please don't take things personally - It's ..
Posted: Tue Jun 24 10:24:11 2008 Good - If you aren't comfortable doing it ..
Posted: Tue Jun 24 9:19:06 2008 Then you should be fine - They mean more like you ..
Posted: Tue Jun 24 8:32:40 2008 I'm sorry, I meant aside from your normal ..
Posted: Tue Jun 24 8:01:06 2008 It may be chapter 13 that failed . . . . . I know ..
Posted: Tue Jun 24 8:00:01 2008 Yeah, I wouldn't recommend software - It can't ..
Posted: Tue Jun 24 7:49:05 2008 When I did my chapter 7, I only had to submit ..
Posted: Tue Jun 24 7:43:53 2008 You wouldn't look under banks & trusts, ..
Posted: Tue Jun 24 7:39:07 2008 I have been sued by Cash Call. When I was ..
Posted: Mon Jun 23 15:13:53 2008 The Attorney General's office doesn't arrest ..
Posted: Mon Jun 23 14:45:58 2008 FYI - Wage assignment laws vary from state to ..
Posted: Mon Jun 23 10:20:31 2008 Wells Fargo closes the account after 45 days in ..
Posted: Mon Jun 23 10:01:33 2008 It would also depend on the reason it was ..
Posted: Mon Jun 23 9:26:47 2008 I had the same problem when researching NJ - A ..
Posted: Mon Jun 23 8:28:02 2008 I'd think no, but you never can say for sure. ..
Posted: Mon Jun 23 8:15:52 2008 Yes, most do - They will send you a bill and if ..
Posted: Mon Jun 23 7:42:36 2008 After 30 days in the red most banks will close ..
Posted: Mon Jun 23 7:36:57 2008 No lawyer is going to file before you've paid for ..
Posted: Fri Jun 20 12:14:20 2008 Most payday loan companies operating in Texas are ..
Posted: Fri Jun 20 7:58:03 2008 The "payday" loan site this thread is ..
Posted: Fri Jun 20 7:57:17 2008 It's not a new company. I don't think they are ..
Posted: Fri Jun 20 7:51:26 2008 Prosper Loans has been around for a while . . . . ..
Posted: Fri Jun 20 7:31:07 2008 1ST Bank of DE is an installement ..
Posted: Fri Jun 20 6:48:19 2008 It depends on what your state requires. Also, ..
Posted: Fri Jun 20 6:40:45 2008 It's done! ..
Posted: Thu Jun 19 15:38:42 2008 Thanks! Have a good night! And hopefuly he will ..
Posted: Thu Jun 19 15:32:45 2008 I'm going to be leaving soon to go home - And ..
Posted: Thu Jun 19 15:14:57 2008 You know what - As long as you are honest, and ..
Posted: Thu Jun 19 14:36:26 2008 Gas for my car - That will give me about 2 weeks ..
Posted: Thu Jun 19 14:34:59 2008 Is it a stop payment, or a block on all ach's for ..
Posted: Thu Jun 19 14:34:01 2008 In Mass payday loans are illegal. None of the ..
Posted: Thu Jun 19 14:32:31 2008 I have that CD, and another one that has a ton of ..
Posted: Thu Jun 19 14:28:07 2008 If you are going with T&C, anytime the pdl's ..
Posted: Thu Jun 19 14:21:36 2008 Yeah - I've been deleting him for the last 30 ..
Posted: Thu Jun 19 14:20:19 2008 Deleted it as you were posting Paul ..
Posted: Thu Jun 19 14:01:30 2008 The above post is edited out, but I must mention ..
Posted: Thu Jun 19 13:56:52 2008 I just know that many state's are itching to ..
Posted: Thu Jun 19 13:54:36 2008 I've read that one - And yes, I deal mainly in ..
Posted: Thu Jun 19 13:52:56 2008 $62.50. I agree with Soaplady. I've been ..
Posted: Thu Jun 19 13:50:34 2008 A note - How many people "want" an ..
Posted: Thu Jun 19 13:49:24 2008 I have an account with them, and have for years. ..
Posted: Thu Jun 19 13:46:42 2008 I agree that contacting the processor helps, but ..
Posted: Thu Jun 19 13:39:55 2008 Including the filing fees, around $1000 to ..
Posted: Thu Jun 19 13:38:40 2008 It wouldn't really matter when you open the ..
Posted: Thu Jun 19 13:37:27 2008 Absolutly serious - They have actually been a ..
Posted: Thu Jun 19 12:16:35 2008 I BofA! ..
Posted: Thu Jun 19 12:15:43 2008 For Chapter 7 filings, just about every attorney ..
Posted: Thu Jun 19 12:11:53 2008 As long as you aren't added to his account, he ..
Posted: Thu Jun 19 12:08:28 2008 Checksmart is pretty active in taking people to ..
Posted: Thu Jun 19 12:05:55 2008 Yeah, I know what you mean! MCA is a member ..
Posted: Thu Jun 19 11:28:31 2008 I would check out MCA's site for help - Even if ..
Posted: Thu Jun 19 10:42:13 2008 You need to close your bank account ..
Posted: Thu Jun 19 10:41:21 2008 Neither of these companies are legal in Florida. ..
Posted: Thu Jun 19 9:20:44 2008 Sue - It goes by the grouping of SS#'s. Then by ..
Posted: Thu Jun 19 9:18:53 2008 DSS - I'm an accountant too - Was going to be a ..
Posted: Thu Jun 19 8:52:19 2008 Ladybug is right - You need to get it in writing. ..
Posted: Wed Jun 18 14:11:06 2008 Looking at your list of companies, I don't think ..
Posted: Wed Jun 18 14:10:38 2008 Just be aware - There are some pdl's that operate ..
Posted: Wed Jun 18 14:04:15 2008 This info may help you decifer the laws posted ..
Posted: Wed Jun 18 10:02:49 2008 Little Loan Shoppe is different then Quick Click. ..
Posted: Wed Jun 18 9:43:48 2008 Bankruptcy laws are now federal, so yes. The ..
Posted: Wed Jun 18 9:42:41 2008 Just an FYI for anyone out there - Quick Click ..
Posted: Wed Jun 18 9:41:34 2008 Also, C & D letters only apply to third party ..
Posted: Wed Jun 18 9:40:40 2008 Again, they are not required to have a license in ..
Posted: Wed Jun 18 9:39:41 2008 Payday loans are differenet then installment ..
Posted: Wed Jun 18 7:45:32 2008 Alabama only requires companies lending $1000 or ..
Posted: Wed Jun 18 7:39:23 2008 Alabama does not require that type of business to ..
Posted: Wed Jun 18 7:38:05 2008 The amount you get also depends on what your tax ..
Posted: Wed Jun 18 7:33:06 2008 There are reason's your BK can be dismissed, but ..
Posted: Wed Jun 18 7:27:36 2008 Probably because of the new law going into effect ..
Posted: Wed Jun 18 7:26:06 2008 I found this also posted on some complaint boards ..
Posted: Wed Jun 18 7:20:08 2008 I don't really beleive that is true - I think ..
Posted: Wed Jun 18 7:14:23 2008 What state are you ..
Posted: Wed Jun 18 7:10:05 2008 Also, I changed the title of your post to ..
Posted: Wed Jun 18 7:09:13 2008 Be careful with Tremont. They have a habit of ..
Posted: Wed Jun 18 7:08:07 2008 Yes, I beleive it is true, although there may be ..
Posted: Wed Jun 18 7:00:59 2008 Be careful of QuickClick Loans. They will sue ..
Posted: Wed Jun 18 6:59:25 2008 Watch out for Geneva Roth Bea2ls . . . . . They ..
Posted: Wed Jun 18 6:56:25 2008 Yes, Cash Net USA is legal in MN. Some info for ..
Posted: Wed Jun 18 6:51:01 2008 You do have to take a credit counseling class, ..
Posted: Tue Jun 17 12:50:36 2008 I'm not sure validation would help at this ..
Posted: Tue Jun 17 12:29:14 2008 Just so you know - Sending a DV to a collection ..
Posted: Tue Jun 17 12:24:37 2008 Payday loan company charged criminal rates, BC judge rules ..
Posted: Tue Jun 17 12:24:18 2008 Payday lending or predatory loans? ..
Posted: Tue Jun 17 12:19:13 2008 Too good to be true ..
Posted: Tue Jun 17 12:17:48 2008 Signatures fall short of ballot requirement ..
Posted: Tue Jun 17 12:11:57 2008 If your bank account is frozen it sounds like the ..
Posted: Tue Jun 17 12:01:03 2008 It depends . . . . Sometimes they will call your ..
Posted: Tue Jun 17 11:58:11 2008 Good - Just making sure. A lof of these ..
Posted: Tue Jun 17 9:38:35 2008 Yes, they cannot legally collect any interest or ..
Posted: Tue Jun 17 9:37:59 2008 Rebate loans are an old scam . . . . . They are ..
Posted: Tue Jun 17 9:35:32 2008 Question - Is there a confideniality clause in ..
Posted: Tue Jun 17 9:35:21 2008 PM - Question - Is there a confideniality clause ..
Posted: Tue Jun 17 8:51:54 2008 It is within 90 days, not 6 months. And ..
Posted: Tue Jun 17 8:24:03 2008 Also, things like troll spew and such - If the ..
Posted: Tue Jun 17 7:44:44 2008 Something to check out - NW laws recently ..
Posted: Tue Jun 17 7:40:34 2008 Yes, they can still levy any bank accounts, or ..
Posted: Tue Jun 17 7:16:54 2008 It's gone. ..
Posted: Tue Jun 17 6:44:32 2008 I'm just saying that mods should be held to a ..
Posted: Mon Jun 16 14:50:38 2008 E payday loan is not. The other 2 I am not ..
Posted: Mon Jun 16 14:40:12 2008 In MN, if the company is licensed in another ..
Posted: Mon Jun 16 14:12:08 2008 I think it would be up to them to provide their ..
Posted: Mon Jun 16 14:03:10 2008 Go to your state's department of financials and ..
Posted: Mon Jun 16 13:31:46 2008 Congratulations! ..
Posted: Mon Jun 16 13:30:43 2008 Please, I don't want anyone to get mad at me for ..
Posted: Mon Jun 16 13:18:18 2008 Some state laws say the loan is void, but other ..
Posted: Mon Jun 16 13:04:02 2008 That means that IF the company is licensed in ..
Posted: Mon Jun 16 12:55:12 2008 They won't take you to court, but if they did you ..
Posted: Mon Jun 16 12:40:26 2008 In the following states internet payday lenders ..
Posted: Mon Jun 16 12:39:38 2008 The following state are known to have payday loan ..
Posted: Mon Jun 16 12:38:33 2008 The following state allow an internet based ..
Posted: Mon Jun 16 12:37:05 2008 I've complied a list of all 50 states showing ..
Posted: Mon Jun 16 12:07:14 2008 Yeah, I've checked out just about every state in ..
Posted: Mon Jun 16 11:58:07 2008 Also, Puddlejumper is from WI and can comfirm ..
Posted: Mon Jun 16 11:54:57 2008 I got that info from the WI Dept of ..
Posted: Mon Jun 16 11:54:23 2008 I know these two are licensed in other ..
Posted: Mon Jun 16 11:52:52 2008 Wisconsin is a wierd state as far as the laws go ..
Posted: Mon Jun 16 10:16:17 2008 If your employer denies the request, pretty much ..
Posted: Mon Jun 16 9:35:07 2008 When it's the original creditor, state collection ..
Posted: Mon Jun 16 8:46:39 2008 Since this is an illegal loan in KY, I'd think ..
Posted: Mon Jun 16 8:37:16 2008 C&D's only apply to 3rd party creditors . . . ..
Posted: Mon Jun 16 7:18:06 2008 I thought it was fairly easy, but that could just ..
Posted: Mon Jun 16 7:06:08 2008 Shaz - You know this information is listed under ..
Posted: Mon Jun 16 7:01:42 2008 Ryan is right - It depends on the time length of ..
Posted: Fri Jun 13 12:21:16 2008 Yeah . . . . Unfortunatly, that is the correct ..
Posted: Fri Jun 13 12:07:42 2008 Since the 2 legal loans are CSO's (not pdl's) the ..
Posted: Fri Jun 13 10:14:28 2008 I have done the paperwork for Chapter 7 myself. ..
Posted: Fri Jun 13 9:25:00 2008 Sue - That was good what you wrote on the thread. ..
Posted: Fri Jun 13 7:31:48 2008 There is a licensed company named Fastbucks in ..
Posted: Fri Jun 13 7:26:45 2008 The means test is designed to decide which ..
Posted: Fri Jun 13 7:19:08 2008 Cash Net USA and Fastwire are also licensed in ..
Posted: Fri Jun 13 7:17:44 2008 Why would you write to your employer to ..
Posted: Fri Jun 13 7:13:21 2008 I also don't like the suggestion of changing your ..
Posted: Wed Jun 11 14:45:32 2008 It's been almost 6 months . . . . Is he going to ..
Posted: Wed Jun 11 13:00:50 2008 You said that the address they sent the notice to ..
Posted: Tue Jun 10 14:22:59 2008 No, you are not required to give up your bank ..
Posted: Tue Jun 10 10:45:03 2008 The option to change your user name in your ..
Posted: Wed Jun 4 14:11:40 2008 I just read through the whole blog . . . . And I ..
Posted: Wed Jun 4 13:28:55 2008 I think it may depend on state laws - I know in ..
Posted: Wed Jun 4 13:10:18 2008 Awesome! You are on a roll! ..
Posted: Wed Jun 4 12:46:56 2008 Rybera Enterprises, LLC d.b.a. Rapid Cash # 32 ..
Posted: Wed Jun 4 12:44:09 2008 Sorry - Registered CSO of Rapid Cash in Texas . . ..
Posted: Wed Jun 4 12:14:19 2008 I agree with FYI - I think it would just turn ..
Posted: Wed Jun 4 11:39:07 2008 Be careful - There is a Rapid Cash that is legal ..
Posted: Wed Jun 4 10:15:49 2008 It really depends . . . . Some have been sued, ..
Posted: Wed Jun 4 8:49:22 2008 Congrats! ..
Posted: Wed Jun 4 7:47:40 2008 Phoenix - I think you are thinking of pre 2005 - ..
Posted: Tue Jun 3 15:33:09 2008 The filing fees are what you pay to the BK court ..
Posted: Tue Jun 3 12:10:23 2008 I think that whomever is better at managing ..
Posted: Tue Jun 3 11:49:46 2008 Only banks can report to Chexsystems, so don't ..
Posted: Tue Jun 3 10:20:29 2008 No, that what that means is that if the company ..
Posted: Tue Jun 3 9:37:46 2008 Yes, Minnesota is one of the states that does not ..
Posted: Tue Jun 3 8:54:55 2008 No, I don't think you are wrong for doing that. ..
Posted: Tue Jun 3 8:40:49 2008 Question - Where are you looking for a license I ..
Posted: Tue Jun 3 8:33:09 2008 That sounds like a good plan! Good luck, and let ..
Posted: Tue Jun 3 8:32:15 2008 I have not checked out Virginia, so I can't ..
Posted: Tue Jun 3 8:11:20 2008 I have a list of the one's I know of . . . But I ..
Posted: Tue Jun 3 8:10:05 2008 It depends on the state. I'd say that is correct ..
Posted: Tue Jun 3 8:08:35 2008 With the min loan term being 31 days, you have to ..
Posted: Tue Jun 3 8:04:47 2008 That's how Oregon's law is . . . . 31 days in the ..
Posted: Tue Jun 3 8:03:44 2008 Problem with that is it changes, and can be ..
Posted: Tue Jun 3 7:56:44 2008