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marydairy		 I am in the same boat as you and maybe it would benefit us to share good and bad information. I am having a hard time deciding as well which to do. Debt settlement or credit counseling. Its so confusing.
  

  
lisaawilliamson
lisaawilliamson		 I posted this on the forum. I would highly recommend him!
  

  
avatar Hi, I am Grlnew and I have posted 11 posts.
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