Cashtoday/Cash2day4u/Heathmill accuse Debtcc of Antisemitism

The ownership(shareholder/directors) of these companies Heathmill and Cashttoday is shown in the documents under this topic:
http://www.debtconsolidationcare.com...ownership.html

This is what I figured from reading these documents. Please help me understand these documents more.

Company: Cash today
Shareholders are: Harris holding
Directors are: Aaron Gershfield

Company: Harris holding
Shareholders are: Carrol Harris and Keith Harris.
Directors are: Keith Harris

Company: HMM Services
Shareholders are:
Directors are: Aaron Gershfield

Company: Heathmill village limited
Shareholders are:
Directors are: Aaron Gershfield

So this is what we can conclude:
1. Heathmill / HMM Services and Cashtoday have the same directors.

What else am I missing here ?

1) the claims originally made by Heathmill that they are not connected to Cash Today were, based on the information noted.. false. 2)That if they were to attempt to litigate, the discovery process should involve all companies involved, thus allowing for a detailed examination of their processes and tactics.. which could then be used to prove the many allegations about the misbehavior of Cash Today. 3) If in the Course of Discovery, a certain large international banking institution were to be linked (either as a lender/funder, or as an involved party) the alledged behavior of Cash today would be at a minimum a public relations nightmare.

I also have company records for HMM and Heathmill Village, which I think, if I read them correctly indicate that they have had some insolvency issues. Vikas...I'll email those to you now.

Vikas, you can pull credit reports of all of the companies in question quite easily. They cost about 10 pounds eachs.

here we go, the fight is on. Strength in numbers turth and purpose.. we shall prevail

Thanks pollyandsay for sending the Company record documents. They are now available under this topic for your reading pleasure:
http://www.debtconsolidationcare.com...ownership.html

You can directly download them from here: (6 pages pdf each)
http://www.debtconsolidationcare.com...any-record.pdf
http://www.debtconsolidationcare.com...any-record.pdf

When I read through them I see no mention of Royal Bank of Canada

I have been hearing whispers they are related to Royal Bank of Canada is that true ?

where this gets tricky is when the loans are executed via the Internet. In this case their disclosure statements state the transaction is deemed to have been executed at their corporate offices in and under the jurisdiction of the United Kingdom, hence US laws do not apply, this as told to me by the Federal Trade Commission. This gray area is where they do business, skating on the edge of laws of both countries.

However if you live in a state which prohibits pay day loans and they give you a loan, then I do believe they would still be liable for prosecution under applicable state law.

Vikas,

On Cash Todays record look at the address for the sole shareholder, Harris Holdings.

Now look at this url:

http://www.rbcprivatebanking.com/guernsey.html

The addresses match...

clay,
the UK requires written disclosures as well. See the consumer credit act of 1974, and its ammendment in 2000 regarding electronic disclosures

I under stand they are required to make those disclosures. My point is that in those disclosures, they specifically state transactions are deemed to have been executed at their home office in england, and as such are not governed under US law, this according to the Federal Trade Commission.

clay,
i think that you missed my point. United Kingdom law dictates that they must provide disclosures. So it is rather hypocritcial of them to bind their clients to UK law when they do not follow UK law. Not only hypocritcal, but highly illegal.

additionally, regardless of what they say as far as the course of business, by maintaining an office and an incorporated presence, they could likely be required to follow US law... really you are both right, just following paralell legal threads.. Clay, your are correct from a strict contract law point of view concerning the agreed to relationship between borrower and lender. However, what Polly is saying that the violations of UK Law and likely US law (based on requirements of the state with respect to the operation of business) could be found in court to invalidate the contractual agreement by virtue of the fact that the lender was conducting business illegally.

That is likley why Polly was able to get a refund, while the contractual agreement is probably legal with respect to what is agreed/stipulated, they likely did not want to go down the road of proving the legalisty of their business operations, hence they decided to settle the account.

Here is an analogy that might help.. Vinnie Soprano hires a hit man and requires a written contract. He pays the hit man $10k in advance. The hit man fails to deliver the goods, so vinnie threatens to enforce contract provisions to get his money back. The hit man contacts the authorities who arrest Vinnie for solicitaion of Murder. The hit man, goes to court and asks that the contract be invalidated becauase murder is illegal and the judge agrees, since although the contract was completely legal, the business transaction it governed was not.

I hope this helps

Who is the real criminal here, the pay day company or this site?

The site claims to 'be an open forum', it claims to be of benefit to the users, and most of all it claims to be against the pay day industry.

Which makes wonder, why do you have phone numbers all over the site that people can call for 'debt consolidation' i.e. an even BIGGER loan?

Is it not true you get paid by the Consolidation companies for these people, because they're just classed as 'leads' to you?

Is it not true you incentivise people with rewards to get them to write on the post, in the hope that more people will join and phone the 'number'? Its multi-level marketing at its best.

Basically, your no better than the pay day companies, in fact your worse, at least when someone applies to them they know what they are getting, in your case they think they have found a 'friend' but in reality you couldn't care less, your just selling there debt to make money.

As for being a non profit organisation, what a joke, the owners of this site don't drive round in old cars or live in ghettos, do they?

People, get real, these guys are as bad as the pay day companies, only they're far cleverer.

I do not know what planet you are living on, but nobody has tried to sell me a loan...

Dude, quite smoking.... the debt consolidation services are based on a "fair Share" "CCCS" model, not consolidation loans (which if you bother to read this siet) are not a good idea.

Hello who are you? Nobody has ever tried to sell me a loan. They have been absolutely wonderful in helping me figure out how to pay every cent of my debt. Read further before your spout off.