Cashtoday/Cash2day4u/Heathmill accuse Debtcc of Antisemitism

I've never been offered a loan either...Big difference between a loan and consolidation...

Hey dumbass...this is a free forum. I've never been "pressured" to consolidate my debts, with or without a loan. The point of this website is to "incentivise" (LOL) people to help others with their debt situation. Moron.

~Mary

I drive a 1998 nissan sentra

read http://www.santacruzsentinel.com/arc...es/02local.htm to know how the site started

* The website makes money from google adsense.
* The ads come because there is content.
* The content comes because people post.
* The people who come here are in financial difficulty.
* Hence we share the income from ads with the people who create the ads.

Thanks Mary,JJ,Christy,Jessi in helping me answer this accusation.

We answered your accusations. Now you answer one of our questions.

Are you from cashtoday/heathmill ?

You're welcome Vikas....I'm not a hateful person, but I really dislike people who are just plain stupid.

And about your last statement there--I was thinking the same thing....

I have never been offered a consolidation loan either. I have never received a single e-mail message or PM from this site eluding to any type of loan.

Just simple slander folkes.

I figured with the debtcc points that they get money from the advertising your see off to the side every time we post.

All great and skeptical minds think alike I was thinking the same about where that poster came from

As to the person who said, "IMHO lawyers are the most overpaid mo fo's in this country in that we all have access to a library.", and speaking as an attorney, I have to say that I agree. On the other hand, most folks are unwilling to change their own oil, and take their own garbage to the dump, so why should handling legal crap be any different. It's a demand thing: if people would either stop causing problems or learn to handle the solutions themselves, the lawyers would be out of a job.

Secondly as to the defamation issue. I suggest a short, simple response to the letter that politely acknowledges receipt of the letter, thank them for the identification of the specific issues they're having trouble with, and ask them why (1) the website should be liable for the remarks of third parties where it exercises no editorial control and (2) what jurisdictional basis do they think there is for any kind of legal action in England?

First, they can, of course, file suit in England. I suspect the reason they've sent the letter is to bolster a claim for reimbursement of attorneys' fees which is generally the lion's share of defamation judgments in England. But (1) I don't think there's any basis for jurisdiction in England, as the website is published entirely in the U.S. and (2) they can get a judgment in England but won't be able to enforce it in the U.S. because the English court won't have had a basis for personal jurisdiction, and its order will thus be void for lack of jurisdiction.

The mere fact that people can, of their own volition, reach into the U.S. via the internet in order to view the postings on this website doesn't represent entry into England for purposes of jurisdiction. The website does not project itself into England for viewing, it can be viewed there only by the conscious act of someone there who reaches into the U.S. to do so.

The website could file a pre-emptive strike against Heathmill by filing a suit for declaratory judgment in California to the effect that the website is not defamatory under either California or U.K. law; once you've done that, the matter would be precluded by the doctrine of res judicata (things already decided), which an English court would likely consider determinative. Let them come to California to litigate the issue if there is one.

virginia, thanks for that clear and concise outline. Your presence here as always is most valuable

As always, V-L-D, nice post!

~Mary

When did I say any of you had been offered a loan?

I never did.

I simply said that if you call the number listed above 800 601 1579, the owners of this site will be paid a 'finders' fee for a new customer.

Admittedly, only 4 or 5% of you all will call it, but 5% of 20,000+ people will make the owners a LOT of money, trust me, lead generation is what I do for a job!

Have none of you ever asked your self how these guys pay theyre staff, theyre rent, theyre electricity, theyre hosting costs etc etc AND pay you for posts??? Its by feeding on the 4 or 5% of you who really are in a bad way and think a consolidation loan will help.

Site admin put:

* The website makes money from google adsense.
* The ads come because there is content.
* The content comes because people post.
* The people who come here are in financial difficulty.
* Hence we share the income from ads with the people who create the ads.

That may be correct (but Ad Words pays really badly, you can't fund a business on it, no where near), but please answer me this:

Do you recieve NO money for people sent to the above Consolidation company? I already know the answer, but it would be interesting to see what you tell your readers.

Am I from Cash Today - No.
Am I from a Pay Day company - No.
Am I from the Industry - Yes.
Am I pissed off with companies, both sides of the fence, generating leads in unscrupulous ways - Yes

If this is an honest forum, tell the truth, what do you get per 'new customer' - $15, $25 or does the volume bonus make it more like $32...

When I signed up the only way to register (that I could find at the time) fed your name to a consolidation company. when they called, I explained I wasn't interested in consolidation, that I was registering for the website, and they were totally cool about it, not any pressure to do anything. I truly feel the owners and administrators, as well as the from participants are here for one purpose. to help and educate others, there is no pressure to take loans, consolidation, etc. only good hearted people trying to do they best they can and help others, and themselves in the process.

Anon,

I could care LESS what the owners of this site make. That's beside the point. How much do you make? Yeah, I know, that's a personal question. Same goes for Vikas and the rest of the staff.

Good for him if he gets a bonus for referring people to consolidation companies.

I think you're just mad because of the people you haven't got to pay a big lump sum, instead they pay payments through their rep.

And yes, you did say something about a loan. In your post made on March 17...

Quote:

"Which makes wonder, why do you have phone numbers all over the site that people can call for 'debt consolidation' i.e. an even BIGGER loan? "

I never received counseling call because I did community sign up.

Anon, grow up and do some homework before asking your question. Read the FAQ pages first and then post here. The business policy is quite clear and transparent; I cannot see anything wrong in it.

First, this is not an offense.

Second, that can never justify the illegal activities of payday lenders.

Virginia,

I am glad that you took no offense to my statement that you are overpaid

I know you worked very hard in college, and took on a huge financial undertaking at the same time. You definitely deserve to be compensated for your hard work, knowledge and time.

I am not as much anti-lawyer, as I am confident in my own abilities to seek answers. (I am also cheap!LOL) I have difficulties paying someone $175 dollars an hour or more, for something that I can do myself.
With that being said, I would never walk into a court room proceeding regarding custody of my children without a lawyer. My children are far too precious to me to ever take a chance like that. Especially since we live in such an uncertain world. If I were ever arrested I would definitely envoke my right to remain silent, and I would accept my right to a free attorney.

Anon...

One more thing I'd like point out.

Every business is trying to make money. People have to live. How much money does the owner of your company get for each account that you collect on? More than you do, I am sure. But that's life. Deal with it.

Cashtoday/Heathmill caught lying

Here are the details of Anon. If you view the image below, you can clearly understand that he is from Heathmill.