Internet's first get-out-of-debt community - 135,000 members

Last edited by Denny on Fri Mar 31, 2006 2:59 pm

Here is the recorded phone interview :
Pollyandsay on March 22nd 2006:
* 4 MB mp3 file - Low quality
* 30 MB mp3 file - Medium quality
* 71 MB wav file - Best Quaity

initial message:
pollyandsay has given me strength along with the rest of the community to stand up against Heathmill threats.

She has been a ex client of heathmill/Cashtoday/Cash2day4u. After being harassed by them she has done a great deal of research on Heathmill.

I spoke to her yesterday on the phone and she has tentatively agreed for a recorded phone interview. Which would be put on the site.

Here are the questions I am thinking of asking her:
* Tell us about yourself so we can get to know you
* Tell us about when you first had a contact with cash2today
* Tell us how did the relationship go sour
* Tell us what you know about them
* Tell us what we can do to stop them from taking advantage of americans in financial trouble.

If you can think of more questions please post below this topic.

Once I get the recorded phone interview I will put the audio file over here.

ps. Sorry pollyandsay I was supposed to call you at 6:30 new york time, but I got got confused and called you on 6:30 california time. I got to your voice mail. Let me know when would be a good time to call you again.

Posted: Fri Mar 17, 2006 2:42 am Subject:

I am so proud of her for coming foward with this information. She is awesome!! I think those questions are perfect.

~Mary

Posted: Fri Mar 17, 2006 7:17 am Subject:

Denny,

I am thinking sometime tomorrow afternoon. I have to get my roots done, because I have a date tomorrow night:) I will let you know an exact time!

Posted: Fri Mar 17, 2006 8:53 am Subject:

Polly, thanks for being such a presence... Polly for moderator?

Denny, if you have consulted an attorney about their letter, ask the attorney what questions would be good, sort of like deposition kind of questions.

Posted: Fri Mar 17, 2006 9:09 am Subject: pollyandsay

I am currently gathering info to process a class action suit on cash today. I already have been contact with a lawyer and I have also contacted polly and emailed her so that I can share my info with her to build a better case.

Perhaps on the phone interview we can request that she mention something about legal proceddings against Cash Today. Perhaps mention an email or a specific post or blog. This way we can get others to come forward and present there case also. Then maybe we can start a blog or topic where people can post and share there case (of course not posting personal info, just a list events and there experience with the company) I already have been in contact with others on the forum and I know of others who have been victimized and are willing to present there case as well.

Just my idea.

Posted: Tue Mar 21, 2006 12:02 pm Subject:

Ok, it is beyond the point of wierd to hear my voice on the internet! LOL

Posted: Tue Mar 21, 2006 12:17 pm Subject:

Great interview! Smile

Posted: Tue Mar 21, 2006 1:06 pm Subject:

Downloading now..........

~Mary

Posted: Fri Mar 24, 2006 3:58 am Subject:

Wow, what a great step forward. I'm really proud of Polly for taking such a great step. Smile

I've never dealt with this company but I've read the stories on the forums. I hope they are held accountable for their actions. Go get em' guys!

msk578 · Posted: Wed Mar 29, 2006 10:41 pm Subject:

wow. I am extremely glad I didn't move forward with this POS worthless company.

Payday loans do SUCK, but if you need to, go to a trusted source and make sure you get those loans in person!

Posted: Fri Mar 31, 2006 6:25 am Subject: Outstanding payday loans

I am still looking for help, I am listening too Polly and I like too know if she found help. I tryed a debt consolidation and the companys would not work with them. So I still haave know help and made a payment too one company to help me and it did not work. Kimberly did not help me much.

Posted: Fri Mar 31, 2006 7:22 am Subject:

smayes,

are your lenders internet lenders or store front lenders? if they are internet lenders, I can help you settle with them. Send me a pm.

polly

ghilljeff · Posted: Fri Mar 31, 2006 8:52 am Subject: I need help as well

Hello Polly,
Looks like you are an expert in this field now Smile

I was wondering if you can help me out as well. I have a few loans from internet lenders and they continue to call my references and call me threatening legal action. Is there anything I can do to resolve this? The amount is such a great amount I feel like they tacked on a extra few hundred dollars because I have not paid the loan off.
Thanks!

Edwina Criear

Have your bank send you a letter stating that you have to close your checking acct. At that point go in to the bank and close the checking acct and open a savings acct. Also, make arrangements to pay off the checking acct. The bank can make this a loan repayment plan. The key here is to talk to your bank and settle this.

I have gone through this. Payday loan company's claim that they can file charges, have you arrested for check fraud, breaking federal laws, etc. A loan is a loan is a loan. You cannot be arrested and put in jail for owing money. These companies scare people by using thier checking/savings accounts against them.

In my case, I tried debt consolidation with CCCS and they wanted $700, $800, $900 a month. I would not have borrowed money from payday loan places if I had that kind of extra money available. I filed Chapter 13. I can hold my head up now. I have settled with all my creditors (including the payday loan companies). I have a low monthly payment and can have a life again. Everyone, has to decide what is best for them in matters of handling debt.

Polly I apprieciate how you have stood up for yourself. I too have had to file complaints against two of the payday loan places I owed money to. I have contacted the Atty General's offices in FL, and WY, the FCC, and the BBB. To everyone who reads this. DO NOT BE AFRAID OF PAYDAY LOAN THREATS. THESE ARE INTIMIDATION TACTICS. FIND OUT WHAT YOUR RIGHTS ARE. TALK TO YOUR BANKS AND ASK THEM TO ASSIST YOU. USE THE INTERNET TO FIND OUT ABOUT THESE PLACES IF YOU ARE BEING HARASSED. FILE COMPLAINTS WITH THE ATTY GENERAL OFFICE IN THE STATE THE PAY DAY LOAN HAS A ADDRESS IN. ALSO, FILE WITH THE FCC AND THE BBB.

Reflect on what got you in the situation you are in and how to move forward wiser and with a smile on your face. Poor spending habits and lack of a financial plan came to the fore when I had to have two surgeries in 6 mos and 15 weeks out of work on disability. I learned FIRST THINGS FIRST. Pay bills on time and save for a rainy day. I am rebuilding my financial life and I have resolved to never go down this road again.

Finally, I hope that at the least these payday loan places can be tighly regulated in the United States. I wish Polly well in her quest to take on these places and I hope she gets well financially.

Posted: Fri Mar 31, 2006 9:58 am Subject:

Hey if you register, you can send me a private message and I will be happy to help you. I can't communicate with you privately, unless you register. When you pm me, first thing I need to know is your state of residence, and the companies that you owe too. Chances are I already have a letter to use as a reference.

Guest · Posted: Fri Mar 31, 2006 10:00 am Subject:

I see another posting at http://www.debtconsolidationcare.com/forums/about8526.html who need help with Cash Today

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