| Posts by Law Student |
| Posting date
| Subject
|
| Posted: Sun Apr 6 18:55:44 2008 |
A scare tactic. They used the words .. |
| Posted: Sun Apr 6 18:49:15 2008 |
The Certificate of Service is just a requirement .. |
| Posted: Sun Apr 6 18:41:41 2008 |
Has a law suit been filed Sometimes something .. |
| Posted: Sat Mar 29 20:55:58 2008 |
Bank of America is in the wrong for sending out .. |
| Posted: Sat Mar 29 20:42:43 2008 |
AT&T offers a pivacy feature. If .. |
| Posted: Mon Mar 24 20:40:06 2008 |
Look up your state's laws concerning .. |
| Posted: Mon Mar 24 20:38:32 2008 |
I vote yes, even though I'm late. I haven't had .. |
| Posted: Mon Mar 24 20:34:56 2008 |
Star keeping a well documented log of such calls, .. |
| Posted: Mon Mar 24 20:31:40 2008 |
I can't comment on the service, in each state it .. |
| Posted: Mon Mar 24 20:27:26 2008 |
Number 6 could be found usually by calling your .. |
| Posted: Mon Mar 24 20:10:23 2008 |
Pobably not much they can do, even if they sue. .. |
| Posted: Mon Mar 24 20:07:57 2008 |
JCEMT is right. Normally I would just send to .. |
| Posted: Thu Mar 20 0:33:06 2008 |
The "paid in full" thing will depend .. |
| Posted: Thu Mar 20 0:31:23 2008 |
"3. At the special instance and request of .. |
| Posted: Thu Mar 20 0:24:41 2008 |
Send them a DV letter, a template is in the DIY .. |
| Posted: Thu Mar 20 0:21:36 2008 |
If your son is a resident of Texas, yes, the .. |
| Posted: Sun Mar 16 0:08:41 2008 |
Goldenblast should have been a lawyer. Angie, .. |
| Posted: Sun Mar 16 0:02:11 2008 |
Hi unclewulf.
Generally, unsecured, open .. |
| Posted: Fri Mar 14 12:38:52 2008 |
I don't know anything about Illinois law, but if .. |
| Posted: Fri Feb 15 13:33:32 2008 |
The section you cited mainly is to prevent a CA .. |
| Posted: Fri Feb 15 13:26:46 2008 |
Contact alone will not. But if you send any .. |
| Posted: Fri Feb 15 13:25:05 2008 |
I can't answer, because as JCEMT pointed out, .. |
| Posted: Thu Feb 14 13:10:23 2008 |
mrscoolh2: The company is right. If you paid .. |
| Posted: Thu Feb 14 13:01:49 2008 |
Whether or not they are business accounts, the .. |
| Posted: Thu Feb 14 12:58:37 2008 |
I agree. The best way to deal with recent .. |
| Posted: Wed Feb 13 23:24:50 2008 |
That's why as per the FDCPA, they must include in .. |
| Posted: Tue Feb 12 13:41:38 2008 |
As to Winehouse, it's interesting how the media .. |
| Posted: Tue Feb 12 13:35:54 2008 |
They are breaking the law telling you all those .. |
| Posted: Tue Feb 12 13:22:33 2008 |
Generally, goldenblast is right about the answer .. |
| Posted: Fri Feb 1 20:45:49 2008 |
Another thing to watch out for with these firms: .. |
| Posted: Fri Feb 1 20:34:42 2008 |
For this type of consumer debt, generally they .. |
| Posted: Fri Feb 1 17:02:43 2008 |
Wonder which law school "No Nonsense" .. |
| Posted: Fri Feb 1 16:59:17 2008 |
If you didn't have to sign for the summons, they .. |
| Posted: Fri Feb 1 16:51:41 2008 |
If at all possible, consult with an attorney. .. |
| Posted: Thu Jan 31 0:22:24 2008 |
I thought you must be in Texas due to the quote .. |
| Posted: Thu Jan 31 0:00:23 2008 |
Ask them. Or Call the Texas Secretary of State, .. |
| Posted: Wed Jan 30 23:55:58 2008 |
Sorry, it should be "Original Petition" .. |
| Posted: Wed Jan 30 23:46:56 2008 |
Never admit to owing even a portion of the debt, .. |
| Posted: Wed Jan 30 23:34:14 2008 |
Looks okay to me. Why not sue Weltman as well .. |
| Posted: Wed Jan 30 12:54:21 2008 |
They were just giving a try at manipulation. .. |
| Posted: Wed Jan 30 12:40:06 2008 |
Why does Florida seem to be a Mecca for colletion .. |
| Posted: Wed Jan 30 12:37:13 2008 |
No, you are exempted one car per .. |
| Posted: Tue Jan 29 23:30:36 2008 |
Sorry, typo. I meant Pintos vs. .. |
| Posted: Tue Jan 29 23:29:14 2008 |
Look up the case law Pintos v. Eperian argued and .. |
| Posted: Mon Jan 28 22:35:22 2008 |
You can also go to the Social Security office and .. |
| Posted: Mon Jan 28 22:25:08 2008 |
That's right, it is a demand, and if they .. |
| Posted: Mon Jan 28 22:19:01 2008 |
Find out when and where they were awarded a .. |
| Posted: Sun Jan 27 23:10:25 2008 |
Send a partial cease communications letter to .. |
| Posted: Sun Jan 27 23:02:03 2008 |
You're right unemployedRon. Case law I've read, .. |
| Posted: Sun Jan 27 0:25:47 2008 |
I love lawyers, to hang out with, have a few .. |
| Posted: Sun Jan 27 0:06:52 2008 |
"His only goal is to get you out of the .. |
| Posted: Sat Jan 26 23:59:56 2008 |
Probably not an "attorney at law" at .. |
| Posted: Sat Jan 26 23:56:32 2008 |
I know what you mean FYI. As to sending out DV .. |
| Posted: Fri Jan 25 20:08:12 2008 |
Gouda is right. Generally they would start .. |
| Posted: Fri Jan 25 20:01:21 2008 |
If they can send you all that you requested (and .. |
| Posted: Thu Jan 24 23:24:50 2008 |
It means that you must not have shown up for the .. |
| Posted: Thu Jan 24 21:26:18 2008 |
It's a long explanation, but, in short, it means .. |
| Posted: Thu Jan 24 21:12:52 2008 |
A sort of spin off is in the works now called .. |
| Posted: Wed Jan 23 21:29:10 2008 |
Not the photo recently in the media from Mars, .. |
| Posted: Wed Jan 23 21:12:30 2008 |
jos82003 is right. Be sure to file the answer in .. |
| Posted: Wed Jan 23 21:06:28 2008 |
As hard hit as Countrywide has been, I'm sure .. |
| Posted: Wed Jan 23 21:02:40 2008 |
LoneGunman: Generally, you're right. But the .. |
| Posted: Wed Jan 23 20:57:00 2008 |
Jselensky: even if the four wheeler was .. |
| Posted: Wed Jan 23 18:41:44 2008 |
Interesting that they don't seem to have a .. |
| Posted: Wed Jan 23 18:29:59 2008 |
Bankruptcy is one of the most complicated areas .. |
| Posted: Wed Jan 23 18:20:38 2008 |
I'd be $1000 richer for that "legal .. |
| Posted: Wed Jan 23 18:15:36 2008 |
I'd just wait. They can contact you, by mail, .. |
| Posted: Tue Jan 22 19:11:09 2008 |
But, I thought that NCO promised Pennsylvania AG .. |
| Posted: Tue Jan 22 18:54:27 2008 |
You're right. Seeing that an anwering machine .. |
| Posted: Tue Jan 22 18:49:28 2008 |
Another troll makes another .. |
| Posted: Thu Jan 17 21:24:45 2008 |
I know of one attorney who would sue for that .. |
| Posted: Thu Jan 17 21:06:18 2008 |
Daniel Edelman is a very good consumer attorney .. |
| Posted: Thu Jan 17 18:40:50 2008 |
If all they have is the information he told you, .. |
| Posted: Thu Jan 17 18:34:12 2008 |
Record the call next time, if legal in your .. |
| Posted: Thu Jan 17 18:16:44 2008 |
Cajun is right, I meant to say that spoofing in .. |
| Posted: Thu Jan 17 16:00:09 2008 |
JCEMT is right, try to look up Illinois state .. |
| Posted: Thu Jan 17 15:46:26 2008 |
http://www.debtconsolidationcare.com/letters/ .. |
| Posted: Thu Jan 17 15:43:54 2008 |
That's called caller ID spoofing and currently is .. |
| Posted: Wed Jan 16 22:49:03 2008 |
You should have demanded your right, per Texas .. |
| Posted: Tue Jan 15 22:38:52 2008 |
The SOL in your state for contract debts, such as .. |
| Posted: Tue Jan 15 22:26:04 2008 |
Some states observe the licensing of another .. |
| Posted: Mon Jan 14 23:04:17 2008 |
Welcome aboard .. |
| Posted: Mon Jan 14 18:30:52 2008 |
It's a matter of overshadowing, and a violation .. |
| Posted: Mon Jan 14 18:23:23 2008 |
I'd speak to an attorney, there's probably some .. |
| Posted: Mon Jan 14 18:17:22 2008 |
That's very different from JP courts that I've .. |
| Posted: Mon Jan 14 18:05:33 2008 |
I vote yes, though it looks like you already have .. |
| Posted: Mon Jan 14 18:03:39 2008 |
I vote .. |
| Posted: Sun Jan 13 20:11:32 2008 |
RJM is one of the least intelligent CAs out .. |
| Posted: Sun Jan 13 20:03:51 2008 |
Sounds like volleyballmom would be right. It's .. |
| Posted: Sun Jan 13 19:57:50 2008 |
Usually the attorney's name is on the original .. |
| Posted: Sun Jan 13 13:43:49 2008 |
By the way, in fact the Plaintiff's Original .. |
| Posted: Sun Jan 13 13:27:35 2008 |
I agree with JCEMT. As I said before, the first .. |
| Posted: Sun Jan 13 0:21:34 2008 |
Sorry about your situation. Remember, pay for .. |
| Posted: Sat Jan 12 22:04:23 2008 |
I wouldn't normally be willing to pay those sort .. |
| Posted: Sat Jan 12 21:52:55 2008 |
That's a good point about third party disclosure, .. |
| Posted: Sat Jan 12 21:42:49 2008 |
In Texas you are exempt not only your home, but .. |
| Posted: Sat Jan 12 21:29:03 2008 |
JCEMT, I haven't taken the exam yet, but will be .. |
| Posted: Sat Jan 12 19:01:36 2008 |
I might add as well, that, no, they can't put a .. |
| Posted: Sat Jan 12 17:23:26 2008 |
Indeed a suit can't be brought by a collector in .. |
| Posted: Sat Jan 12 17:15:17 2008 |
A writ of execution allows them to go after .. |
| Posted: Sat Jan 12 17:00:55 2008 |
"Law firms" which are in the collection .. |
| Posted: Sat Jan 12 16:52:49 2008 |
Ask the court clerk when and how your were .. |
| Posted: Fri Jan 11 22:06:53 2008 |
Tina, call the court clerk and get a copy of the .. |
| Posted: Fri Jan 11 21:58:56 2008 |
Yes, if you can show damages, you have a cause of .. |
| Posted: Fri Jan 11 21:55:54 2008 |
If Ms Moon were deposed or got a subpoena to .. |
| Posted: Thu Jan 10 20:01:54 2008 |
Yes, that's not to say major financial .. |
| Posted: Thu Jan 10 19:56:28 2008 |
I'm with .. |
| Posted: Thu Jan 10 19:55:13 2008 |
Quite a lot of people probably find these forums .. |
| Posted: Thu Jan 10 19:42:00 2008 |
Tell them you have an attorney. Then all calls .. |
| Posted: Thu Jan 10 19:31:06 2008 |
You're right as usual FYI. All the major .. |
| Posted: Thu Jan 10 16:42:52 2008 |
I don't know if any templates are out there for a .. |
| Posted: Thu Jan 10 0:27:08 2008 |
Yes! DebtCruncher is a valued member, with a .. |
| Posted: Thu Jan 10 0:24:50 2008 |
MichelleP., if you've ever put your cell number .. |
| Posted: Thu Jan 10 0:19:13 2008 |
JCEMT is right, it's never too .. |
| Posted: Thu Jan 10 0:13:09 2008 |
Send the validation letter to the .. |
| Posted: Thu Jan 10 0:06:03 2008 |
Cajun and I had a discussion on this quite some .. |
| Posted: Thu Jan 10 0:00:27 2008 |
The attorney must be licensed in the state where .. |
| Posted: Tue Jan 8 23:10:33 2008 |
This site is for real. As to your unsecured .. |
| Posted: Tue Jan 8 22:56:32 2008 |
This is not a company I would work for if you had .. |
| Posted: Tue Jan 8 22:50:33 2008 |
After your answer, a court date is usually set. .. |
| Posted: Tue Jan 8 16:55:01 2008 |
Don't admit to owing anyone anything, even a .. |
| Posted: Tue Jan 8 16:36:55 2008 |
If you can, hire an attorney. If not, make sure .. |
| Posted: Tue Jan 8 0:26:39 2008 |
You get paid on commission FYI LOL I wish I made .. |
| Posted: Tue Jan 8 0:18:45 2008 |
Once the money goes into your bank account, it .. |
| Posted: Tue Jan 8 0:09:44 2008 |
I'd sue right away then. In Texas, the beauty of .. |
| Posted: Wed Jan 2 0:53:37 2008 |
This topic was posted a while back. Several were .. |
| Posted: Mon Dec 31 14:44:27 2007 |
Under the Texas Debt Collection Act (Similar to .. |
| Posted: Sun Dec 30 21:29:24 2007 |
DebtCruncher is right, but many states have .. |
| Posted: Sun Dec 30 21:23:06 2007 |
If delivered by the Sheriff's department, it is .. |
| Posted: Sun Dec 30 21:17:02 2007 |
Yes indeed, the companies get a percentage of the .. |
| Posted: Sun Dec 30 14:48:03 2007 |
In some cases, yes, it is a consumer debt. For .. |
| Posted: Sat Dec 29 21:53:55 2007 |
That's a cool website and .. |
| Posted: Sat Dec 29 16:22:26 2007 |
I'd have thought he would have suggested Chapter .. |
| Posted: Sat Dec 29 16:19:40 2007 |
FYI is probably right. But some of the more .. |
| Posted: Sat Dec 29 16:17:00 2007 |
Those sort of laws are usually located in your .. |
| Posted: Fri Dec 28 22:17:02 2007 |
Check your state law. Most have a long list of .. |
| Posted: Fri Dec 28 21:59:25 2007 |
ladybug, it depends on your state .. |
| Posted: Fri Dec 28 14:59:57 2007 |
Generally for unsecured consumer debt (such as .. |
| Posted: Fri Dec 28 14:56:59 2007 |
Geberally, according to the FDCPA a collector can .. |
| Posted: Thu Dec 27 21:29:46 2007 |
Usually they deal debts out to the "law .. |
| Posted: Wed Dec 26 22:10:05 2007 |
Mine Just watching the ball drop in Times Square .. |
| Posted: Wed Dec 26 21:57:43 2007 |
What's a vacation LOL. I've been to more .. |
| Posted: Wed Dec 26 21:47:04 2007 |
In today's global economy, who knows If the .. |
| Posted: Tue Dec 25 1:40:20 2007 |
I'm with you unclewulf. Most of the music I .. |
| Posted: Tue Dec 25 1:32:27 2007 |
Above all, put your rent, house payment, food, .. |
| Posted: Mon Dec 24 15:21:11 2007 |
Great idea. The more people educated in consumer .. |
| Posted: Mon Dec 24 15:01:23 2007 |
All of the above advice sounds good to me. I .. |
| Posted: Sun Dec 23 22:59:43 2007 |
That one written by Mel Torme "chestnuts .. |
| Posted: Sun Dec 23 22:35:46 2007 |
If your father signed for the summons (which was .. |
| Posted: Sun Dec 23 22:26:38 2007 |
LOL that's a good one. Cool bike in your photo .. |
| Posted: Sun Dec 23 22:21:35 2007 |
Since your mom is over the age of 65, and .. |
| Posted: Sun Dec 23 16:45:47 2007 |
I'd certainly let the bank know, and keep an eye .. |
| Posted: Sat Dec 22 21:06:36 2007 |
I'd like to have something like that on .. |
| Posted: Sat Dec 22 19:17:54 2007 |
That was an interesting article in the .. |
| Posted: Sat Dec 22 18:32:10 2007 |
The Jacksons are way too stupid to think that .. |
| Posted: Fri Dec 21 20:11:53 2007 |
Thanks to everyone again. I'm glad that some of .. |
| Posted: Fri Dec 21 20:08:35 2007 |
I vote .. |
| Posted: Fri Dec 21 19:54:01 2007 |
Depends on what sort of debt now. Recently, a .. |
| Posted: Fri Dec 21 12:12:29 2007 |
Almost all junk debt is sold in .. |
| Posted: Fri Dec 21 12:06:31 2007 |
Demand strict proof from the junk debt buyer that .. |
| Posted: Fri Dec 21 11:59:48 2007 |
This is no doubt the same "collector" .. |
| Posted: Thu Dec 20 19:50:50 2007 |
Report the lawyer to the bar association of which .. |
| Posted: Thu Dec 20 19:45:45 2007 |
Always remember to check your state law as well .. |
| Posted: Thu Dec 20 19:37:00 2007 |
goldenblast, be sure to slam them with state law .. |
| Posted: Thu Dec 20 19:32:03 2007 |
JCEMT, looks like you're going to make some nice .. |
| Posted: Thu Dec 20 13:47:27 2007 |
Then why did NCO recieve one of the largest fines .. |
| Posted: Wed Dec 19 23:26:27 2007 |
I've heard of this sort of thing before. If .. |
| Posted: Wed Dec 19 23:08:54 2007 |
I don't know anything about such debts either. .. |
| Posted: Wed Dec 19 23:00:46 2007 |
They are probably collecting on the one debt, and .. |
| Posted: Wed Dec 19 22:55:56 2007 |
I don't have a form letter, but I can tell you .. |
| Posted: Wed Dec 19 17:12:55 2007 |
They can sue (if the ceditor wishes), or pass it .. |
| Posted: Wed Dec 19 17:08:05 2007 |
Could be some sort of scam. Especially seeing .. |
| Posted: Wed Dec 19 16:18:52 2007 |
Close the account and open a new one, with a .. |
| Posted: Wed Dec 19 16:11:15 2007 |
Hey, MRCA -- Pay your .. |
| Posted: Wed Dec 19 16:08:20 2007 |
"Nobody likes the guilt that comes from .. |
| Posted: Mon Dec 17 21:31:05 2007 |
Gouda is right. Don't offer any more info than .. |
| Posted: Mon Dec 17 21:22:17 2007 |
Cajun is right. I was going by the law of my .. |
| Posted: Mon Dec 17 21:17:45 2007 |
Open another account with a different bank, or .. |
| Posted: Mon Dec 17 21:15:17 2007 |
LOL good one unclewulf, you've hit the nail on .. |
| Posted: Mon Dec 17 21:09:43 2007 |
Carlos' post has been deleted, it being .. |
| Posted: Mon Dec 17 21:05:15 2007 |
Tracy, why don't you join our forums Tracy is a .. |
| Posted: Mon Dec 17 0:45:38 2007 |
Interesting. Today I got a phishing email. I .. |
| Posted: Mon Dec 17 0:40:14 2007 |
Sharky is right. Open a new account at a .. |
| Posted: Mon Dec 17 0:29:59 2007 |
unclewulf is right. I admire his posts. He .. |
| Posted: Sun Dec 16 15:56:52 2007 |
unklewulf is right, something sounds funny, and .. |
| Posted: Sun Dec 16 11:49:43 2007 |
Nice point JCEMT. Probably the same scenario as .. |
| Posted: Sun Dec 16 11:39:05 2007 |
Yes, you have to appear (or the plantiff will win .. |
| Posted: Sat Dec 15 22:24:18 2007 |
I want to thank everyone for the kind comments! .. |
| Posted: Sat Dec 15 10:47:16 2007 |
Bossy is probably right. Check for firms in the .. |
| Posted: Sat Dec 15 10:41:05 2007 |
Cajun is right on this one as well. Send them .. |
| Posted: Sat Dec 15 10:30:48 2007 |
Cajun is right, it's up to your state's rules. In .. |
| Posted: Fri Dec 14 22:05:45 2007 |
Thanks for the review. Yes, in the novel and the .. |
| Posted: Fri Dec 14 21:59:08 2007 |
No, you won't go to jail. Are you being .. |
| Posted: Fri Dec 14 21:55:05 2007 |
Your wages can be garnished for government loans, .. |
| Posted: Fri Dec 14 21:44:46 2007 |
You cannot be arrested for a consumer debt. .. |
| Posted: Fri Dec 14 21:38:55 2007 |
Did you actually get the itemized bills in the .. |
| Posted: Fri Dec 14 21:32:43 2007 |
Put your bills and rent first for a start. .. |
| Posted: Fri Dec 14 15:28:58 2007 |
Guest, depends on what the "legally .. |
| Posted: Fri Dec 14 15:18:22 2007 |
Be sure to file your answer, and especially show .. |
| Posted: Thu Dec 13 21:41:40 2007 |
You're right morningstar, it's the materials .. |
| Posted: Thu Dec 13 21:29:54 2007 |
You did right by demanding validation for a .. |
| Posted: Thu Dec 13 21:24:04 2007 |
Yes there are statutes of limitations for .. |
| Posted: Wed Dec 12 21:56:34 2007 |
It amazes me how good the condition is of many .. |
| Posted: Wed Dec 12 21:45:27 2007 |
Get any settlement offer in .. |
| Posted: Wed Dec 12 21:38:47 2007 |
Wyatt your wrong. These debts are sold in bulk, .. |
| Posted: Wed Dec 12 21:24:36 2007 |
As to those debts from four years ago, check your .. |
| Posted: Wed Dec 12 21:19:10 2007 |
Hi john
For a start, never give any collector .. |
| Posted: Tue Dec 11 23:12:42 2007 |
Look in the budget sections for the Vincent Price .. |
| Posted: Mon Dec 10 23:05:55 2007 |
I saw the b&w DVD version of the film with .. |
| Posted: Mon Dec 10 0:05:46 2007 |
The Ross Perot Foundation is selling one of the .. |
| Posted: Sun Dec 9 22:19:48 2007 |
Another success story! A company being sued for .. |
| Posted: Fri Dec 7 23:01:14 2007 |
I can see your point DebtCruncher. You took the .. |
| Posted: Fri Dec 7 22:54:40 2007 |
Knowing Bass (now being sued by the Florida .. |
| Posted: Fri Dec 7 22:52:01 2007 |
The SOL for Oregon is 6 years across the board. .. |
| Posted: Thu Dec 6 22:53:39 2007 |
FYI is right. In the 1980s cable companies were .. |
| Posted: Thu Dec 6 22:37:22 2007 |
Did you send a validation letter to Northstar .. |
| Posted: Thu Dec 6 22:33:44 2007 |
They don't have to be licensed in Texas, but must .. |
| Posted: Tue Dec 4 20:35:10 2007 |
This is for cajun and others interested, though .. |
| Posted: Mon Dec 3 11:19:39 2007 |
I can't believe that there are still some .. |
| Posted: Fri Nov 30 15:29:37 2007 |
Consumer debt is a civil matter, not criminal. .. |
| Posted: Fri Nov 30 15:17:26 2007 |
Check what sort of cases are heard in small .. |
| Posted: Fri Nov 30 15:10:59 2007 |
Cajun is right, retirment, disability, and most .. |
| Posted: Fri Nov 30 0:30:12 2007 |
You're right cajun. They seem to still be .. |
| Posted: Fri Nov 30 0:25:14 2007 |
I have to agree with hokeyman. If you've .. |
| Posted: Fri Nov 30 0:16:31 2007 |
That's quite a story, sorry about your troubles. .. |
| Posted: Fri Nov 30 0:11:44 2007 |
Cresit cards are 6 years in .. |
| Posted: Thu Nov 29 15:11:47 2007 |
Collectors are also now lobbying Congress to .. |
| Posted: Thu Nov 29 13:12:35 2007 |
Make your bank aware of this for a start, in case .. |
| Posted: Thu Nov 29 12:07:29 2007 |
In NY it's 6 years for consumer debt, including .. |
| Posted: Thu Nov 29 11:52:37 2007 |
W. Va. AG Settles with Debt Buyer/Collector .. |
| Posted: Thu Nov 29 11:51:11 2007 |
Debt buyers purchase quite a lot from bankrupt .. |
| Posted: Thu Nov 29 11:46:35 2007 |
Good job telling your bank right away. Unless .. |
| Posted: Thu Nov 29 11:38:36 2007 |
They are just a part of the discovery phase of a .. |
| Posted: Thu Nov 29 0:33:48 2007 |
JAM is right. Tell your boyfriend to tell them, .. |
| Posted: Thu Nov 29 0:25:25 2007 |
Good luck kajunking. You're right. In Texas, .. |
| Posted: Thu Nov 29 0:08:18 2007 |
Actually 650.00 doesn't seem all that expensive .. |
| Posted: Wed Nov 28 12:42:23 2007 |
There's a time limitation as well for appealling. .. |
| Posted: Wed Nov 28 1:25:35 2007 |
Door Open for More Collector "Law Firms" to be Sue .. |
| Posted: Wed Nov 28 0:08:57 2007 |
I can't type in Cyrillic on this keyboard, but... .. |
| Posted: Tue Nov 27 23:53:41 2007 |
I would like to go to FYI's! I've already seen .. |
| Posted: Tue Nov 27 23:47:07 2007 |
I see Orville's point, but disagree on some .. |
| Posted: Tue Nov 27 22:45:58 2007 |
If legal in your area, record the calls or at .. |
| Posted: Tue Nov 27 22:35:16 2007 |
Take all of this evidence along with you to .. |
| Posted: Tue Nov 27 22:21:31 2007 |
Hockeyman is right, going pro se in bankruptcy .. |
| Posted: Mon Nov 26 23:31:52 2007 |
I totally agree with .. |
| Posted: Mon Nov 26 17:53:33 2007 |
Remind them as well that violations of your .. |
| Posted: Mon Nov 26 17:48:49 2007 |
I don't know about your area, but in my state, .. |
| Posted: Mon Nov 26 17:44:42 2007 |
Probably depends on state law. I know that in .. |
| Posted: Mon Nov 26 17:42:53 2007 |
Not unless there's been a judgment, and it states .. |
| Posted: Mon Nov 26 16:55:48 2007 |
You've got the right idea .. |
| Posted: Mon Nov 26 16:51:00 2007 |
They would have to file in Potter Co., Texas and .. |
| Posted: Mon Nov 26 16:40:28 2007 |
That's why LVNV shuffles accounts around their .. |
| Posted: Mon Nov 26 11:00:08 2007 |
Your bank account could easily have been found by .. |
| Posted: Mon Nov 26 10:51:44 2007 |
As to WAMU and other huge banks, they've been hit .. |
| Posted: Mon Nov 26 10:46:10 2007 |
I can't answer for certain, but I believe they .. |
| Posted: Mon Nov 26 10:31:09 2007 |
Check your state law. I know of a couple of .. |
| Posted: Mon Nov 26 10:23:55 2007 |
Yes, it's called "phishing". You get .. |
| Posted: Sun Nov 25 21:35:18 2007 |
A complaint must be filed in the jurisdiction .. |
| Posted: Sun Nov 25 18:14:17 2007 |
Cajun is right, send the letter demanding .. |
| Posted: Sun Nov 25 18:06:44 2007 |
You should also look at your state's law in .. |
| Posted: Sun Nov 25 18:01:25 2007 |
They don't have a timeline to answer, unless your .. |
| Posted: Sun Nov 25 16:33:27 2007 |
Guest, for an attorney in your area check .. |
| Posted: Sun Nov 25 16:28:02 2007 |
Cajun is right about the FDCPA. But, check with .. |
| Posted: Sun Nov 25 16:20:12 2007 |
Tell them to go ahead, prosecute. Record these .. |
| Posted: Sun Nov 25 16:04:43 2007 |
Rember as well, that you might only have a year .. |
| Posted: Sat Nov 24 16:10:02 2007 |
In regard to the fact that some collectors are .. |
| Posted: Sat Nov 24 16:06:21 2007 |
Generally the collector sends the debt back to .. |
| Posted: Sat Nov 24 12:31:59 2007 |
Each state has its own rules of civil procedure, .. |
| Posted: Sat Nov 24 12:23:31 2007 |
Demand that the collector send you a copy of the .. |
| Posted: Sat Nov 24 12:18:03 2007 |
Sounds like CA 2 is full of it. Rather humorous .. |
| Posted: Sat Nov 24 0:49:32 2007 |
This person at least bothered to register, unlike .. |
| Posted: Thu Nov 22 22:45:30 2007 |
I agree with hockeyman. It all sounds suspect to .. |
| Posted: Thu Nov 22 22:34:11 2007 |
I agree with hockeyman. When going to law school, .. |
| Posted: Thu Nov 22 16:36:28 2007 |
You're right frogpatch, there are also cosmic ray .. |
| Posted: Thu Nov 22 16:27:15 2007 |
If you get a call from any firm associated with .. |
| Posted: Thu Nov 22 16:22:32 2007 |
Best of luck to you. There are never too many .. |
| Posted: Thu Nov 22 16:18:54 2007 |
Some collectors might troll these forums, but .. |
| Posted: Thu Nov 22 0:49:58 2007 |
I wish a happy Thanksgiving to everyone who posts .. |
| Posted: Wed Nov 21 11:37:22 2007 |
I still agree with FYI, there's no way that it .. |
| Posted: Tue Nov 20 16:22:11 2007 |
Goudah, if you are right about the two girls, .. |
| Posted: Tue Nov 20 14:42:31 2007 |
After making the payment,do you still have the .. |
| Posted: Tue Nov 20 14:31:03 2007 |
Remember too, that they have five days to send .. |
| Posted: Tue Nov 20 14:26:58 2007 |
That person in payroll, and/or your company .. |
| Posted: Tue Nov 20 14:22:15 2007 |
You're very right FYI. It is partially a natural .. |
| Posted: Tue Nov 20 14:15:27 2007 |
Brad certainly did lead those last two girls that .. |
| Posted: Tue Nov 20 0:04:30 2007 |
I don't get a chance to watch a lot of TV, but .. |
| Posted: Mon Nov 19 23:35:57 2007 |
Yes, by all means send a DV letter. Did you .. |
| Posted: Mon Nov 19 0:06:09 2007 |
Then none of the creditors can go after your bank .. |
| Posted: Sun Nov 18 23:53:38 2007 |
I'd like to come to your place granny! But I .. |
| Posted: Sun Nov 18 23:48:01 2007 |
Being a great fan of Anthony Bourdain, I'll be .. |
| Posted: Sun Nov 18 23:42:18 2007 |
Thanks Mike, happy Thanksgiving to you, and to .. |
| Posted: Sat Nov 17 0:10:48 2007 |
JCEMT, sure, I suppose you could if suit has been .. |
| Posted: Fri Nov 16 15:41:43 2007 |
There's a massive amount of shoplifting at places .. |
| Posted: Fri Nov 16 15:36:08 2007 |
Might be wrong, but I thought that the Carolinas .. |
| Posted: Fri Nov 16 15:31:56 2007 |
FYI is a valued member here, though many .. |
| Posted: Fri Nov 16 15:25:31 2007 |
Freaked, looks like they don't mind breaking the .. |
| Posted: Thu Nov 15 19:46:47 2007 |
The validation letter can be thought of as a part .. |
| Posted: Thu Nov 15 16:44:57 2007 |
I get a lot of the fake Ebay and Paypal emails. .. |
| Posted: Thu Nov 15 13:53:21 2007 |
I looked up Indiana, and it doesn't seem to be a .. |
| Posted: Thu Nov 15 0:25:19 2007 |
Nothing wrong with resale shops, especially .. |
| Posted: Thu Nov 15 0:20:54 2007 |
Send them a cease communications letter, .. |
| Posted: Mon Nov 12 23:21:33 2007 |
It's a special day for me as well. My ancestors .. |
| Posted: Mon Nov 12 23:15:11 2007 |
Oh, that one. "Michelle, ma belle son le .. |
| Posted: Mon Nov 12 23:10:31 2007 |
You're right about that cajun. I went through .. |
| Posted: Mon Nov 12 23:01:02 2007 |
FYI is a valued member of these forums. I vote .. |
| Posted: Sun Nov 11 23:33:49 2007 |
Another running through my head lately is the .. |
| Posted: Sun Nov 11 23:12:42 2007 |
For all those who might have visited my myspace .. |
| Posted: Sun Nov 11 17:32:20 2007 |
kscornell, indeed I know what you mean. Back when .. |
| Posted: Sun Nov 11 1:26:19 2007 |
I am not familiar with IL either, but hokeyman's .. |
| Posted: Sat Nov 10 22:59:41 2007 |
"It doesn't apply to them because it's not .. |
| Posted: Sat Nov 10 17:13:16 2007 |
The persistant calls are also a violation. By .. |
| Posted: Sat Nov 10 17:08:15 2007 |
The IRS will gladly work with most people to .. |
| Posted: Sat Nov 10 16:54:39 2007 |
I liked Aerosmith, until they discovered ballads. .. |
| Posted: Fri Nov 9 22:55:22 2007 |
Isn't that the song by the group America It has .. |
| Posted: Fri Nov 9 22:40:04 2007 |
I wouldn't eat hog's head cheese, or anything .. |
| Posted: Fri Nov 9 22:24:49 2007 |
They lied to you, and have broken the law. Keep .. |
| Posted: Thu Nov 8 22:49:33 2007 |
Thanks frogpatch. I also misspelled his name (I'm .. |
| Posted: Thu Nov 8 22:41:49 2007 |
Yes Ang, that's what I believe. Junk debt buyers .. |
| Posted: Thu Nov 8 22:36:35 2007 |
Follow hokeyman's advice. And, you don't have to .. |
| Posted: Thu Nov 8 22:26:45 2007 |
For the time being. But unless he dismissed the .. |
| Posted: Thu Nov 8 18:12:33 2007 |
You're right cajun. I also think the FDCPA .. |
| Posted: Thu Nov 8 18:05:58 2007 |
The "law office" probably is a .. |
| Posted: Thu Nov 8 1:09:28 2007 |
Don't be scared. You have rights, and by all .. |
| Posted: Thu Nov 8 0:56:17 2007 |
FYI, I know what you mean. I've seen a great .. |
| Posted: Thu Nov 8 0:40:28 2007 |
Yes, I've said it before. The FDCPA needs to .. |
| Posted: Thu Nov 8 0:35:14 2007 |
David Medine is just some guy they hired, and .. |
| Posted: Thu Nov 8 0:12:08 2007 |
finsfan, yes, and something about "echos in .. |
| Posted: Thu Nov 8 0:02:57 2007 |
cannr, LOL no, you don't have to smoke something. .. |
| Posted: Wed Nov 7 17:49:21 2007 |
Still seems a little high for a junk debt. Also, .. |
| Posted: Wed Nov 7 17:46:27 2007 |
Nov. 6, 2007, 11:29PM
Collection firm settles .. |
| Posted: Wed Nov 7 17:37:21 2007 |
Glad to see the new forum here. Most people know .. |
| Posted: Wed Nov 7 17:33:37 2007 |
Anyone ever heard of some people turning down the .. |
| Posted: Wed Nov 7 17:29:20 2007 |
FYI, yes, but if the movie is a mystery, it will .. |
| Posted: Wed Nov 7 17:24:56 2007 |
LOL I know what you mean, it might be one of the .. |
| Posted: Wed Nov 7 16:45:00 2007 |
Roxy, that "lime in the coconut" was .. |
| Posted: Tue Nov 6 23:10:30 2007 |
I don't like Spandau Ballet either. I was living .. |
| Posted: Tue Nov 6 15:44:58 2007 |
Actually Blinded by the Light was written by .. |
| Posted: Tue Nov 6 15:38:59 2007 |
goudah, that's why in a few states service by .. |
| Posted: Tue Nov 6 15:33:29 2007 |
You seem to have documented everything. Hang on .. |
| Posted: Mon Nov 5 22:44:12 2007 |
Frogpatch, I've been to a diner in NJ. It was .. |
| Posted: Mon Nov 5 22:28:47 2007 |
I don't lnow about New York, but generally 25% is .. |
| Posted: Mon Nov 5 0:33:07 2007 |
Ang, know what I'd like Pistolettes, fried, and .. |
| Posted: Mon Nov 5 0:25:11 2007 |
Yes, the two most notorious debtor-friendly .. |
| Posted: Sun Nov 4 1:34:31 2007 |
A little like those fake myspace friend requests, .. |
| Posted: Sun Nov 4 1:27:54 2007 |
If this is indeed a business debt, it would be .. |
| Posted: Sun Nov 4 1:23:13 2007 |
Quite right. They are trying for a shell game. .. |
| Posted: Sat Nov 3 20:07:32 2007 |
Did you get a validating letter from them or was .. |
| Posted: Sat Nov 3 20:01:11 2007 |
Yes, but on the other hand, if all consumers knew .. |
| Posted: Sat Nov 3 19:55:18 2007 |
Also using legal sounding names for their .. |
| Posted: Sat Nov 3 1:15:53 2007 |
I agree with all of the above, though 6 of every .. |
| Posted: Sat Nov 3 1:08:59 2007 |
I caught onto that straightaway ("the .. |
| Posted: Sat Nov 3 0:59:36 2007 |
No Ang, I was insane to begin with. And that pic .. |
| Posted: Sat Nov 3 0:49:10 2007 |
Reesie and ladybug, it depends on which states .. |
| Posted: Sat Nov 3 0:40:51 2007 |
Never give any collector any banking or other .. |
| Posted: Fri Nov 2 18:53:02 2007 |
Wait for a reply from the attorney and the court. .. |
| Posted: Fri Nov 2 18:42:19 2007 |
If you report this to your bank, by law, they .. |
| Posted: Thu Nov 1 0:25:53 2007 |
Yes follow Bossy's advice. In the letter, stress .. |
| Posted: Thu Nov 1 0:17:55 2007 |
Send another one to the collector. If you hear .. |
| Posted: Thu Nov 1 0:16:23 2007 |
Many times is is just a name, address, phone and .. |
| Posted: Wed Oct 31 0:11:44 2007 |
Swedishgirl, I saw Anthony Bourdain eat something .. |
| Posted: Tue Oct 30 0:25:33 2007 |
I'm familiar with those Ang. That pic made me .. |
| Posted: Tue Oct 30 0:17:32 2007 |
goldenblast, I don't know whether they each have .. |
| Posted: Tue Oct 30 0:12:28 2007 |
I agree with cajun. And don't send them any .. |
| Posted: Fri Oct 26 23:57:53 2007 |
I guess Two Fat Ladies were a little too British, .. |
| Posted: Fri Oct 26 0:24:07 2007 |
I also like Alton Brown, though I suppose he's .. |
| Posted: Wed Oct 24 23:30:30 2007 |
CLAM1582, I wouldn't try to arrange a settlement .. |
| Posted: Wed Oct 24 0:25:06 2007 |
Isn't there a Sam Glover in Texas who is a .. |
| Posted: Wed Oct 24 0:19:30 2007 |
You're right Artie. Even if you hit *67, they .. |
| Posted: Tue Oct 23 23:38:01 2007 |
Anthony Bourdain. I also like his comments, such .. |
| Posted: Tue Oct 23 23:29:20 2007 |
Seems to me you could. That's one of your .. |
| Posted: Tue Oct 23 23:25:52 2007 |
They are one of the largest debt buyers in the .. |
| Posted: Mon Oct 22 23:27:40 2007 |
You can sue them in Texas up to the amount of the .. |
| Posted: Mon Oct 22 0:53:35 2007 |
Good luck to you FYI. I remember what that great .. |
| Posted: Mon Oct 22 0:44:42 2007 |
bethany: It sounds more like you are talking .. |
| Posted: Sun Oct 21 18:23:32 2007 |
I'm surprised that it isn't worse. I belong to a .. |
| Posted: Sun Oct 21 18:18:22 2007 |
Sam is right. Many would charge something up .. |
| Posted: Sun Oct 21 18:04:31 2007 |
DebtCruncher is right. Which brings me to .. |
| Posted: Fri Oct 19 23:53:57 2007 |
I'm all for .. |
| Posted: Fri Oct 19 23:45:55 2007 |
Sam has offered very good advice. In my area it .. |
| Posted: Thu Oct 18 23:36:40 2007 |
Sam Glover offers some great advice on these .. |
| Posted: Sat Oct 13 0:57:11 2007 |
FYI, have you thought about talking to an .. |
| Posted: Sat Oct 13 0:54:46 2007 |
To get back to the original question, when I have .. |
| Posted: Sat Oct 13 0:41:24 2007 |
Not to break from FYI's theme, but it reminds me .. |
| Posted: Sat Oct 13 0:36:09 2007 |
penny in .. |
| Posted: Thu Oct 11 0:00:43 2007 |
swedishgirl, by an article I read today, it looks .. |
| Posted: Wed Oct 10 23:53:35 2007 |
The law firm does not have to be licensed as a .. |
| Posted: Wed Oct 10 23:42:53 2007 |
I'm not surprised, seeing that you are dealing .. |
| Posted: Tue Oct 9 23:36:37 2007 |
Next season will be interesting. Joe Torre gone .. |
| Posted: Tue Oct 9 23:22:09 2007 |
Do call the clerk's office and make sure this .. |
| Posted: Tue Oct 9 23:14:36 2007 |
Never admit to owing even a portion of an alleged .. |
| Posted: Mon Oct 8 23:23:07 2007 |
Resurgent I believe that's another LVNV Funding .. |
| Posted: Mon Oct 8 23:18:14 2007 |
Google civil rules of procedure for Ohio. .. |
| Posted: Sun Oct 7 22:54:45 2007 |
FYI is right. Another way is to use only .. |
| Posted: Sun Oct 7 22:47:00 2007 |
If his name is not on the contract for the car, .. |
| Posted: Sat Oct 6 0:03:35 2007 |
I'm with you swedishgirl. For some reason, for .. |
| Posted: Fri Oct 5 23:47:04 2007 |
Loveanurse (and yes, I love two of them, twins to .. |
| Posted: Wed Oct 3 18:21:41 2007 |
You're right, these "law firms" are .. |
| Posted: Wed Oct 3 18:15:22 2007 |
You might also add that they've violated the .. |
| Posted: Wed Oct 3 0:10:14 2007 |
Persuant to the FDCPA Weltman is a collector. .. |
| Posted: Wed Oct 3 0:01:01 2007 |
They have five days from first contact to send .. |
| Posted: Tue Oct 2 23:52:13 2007 |
Congrats .. |
| Posted: Tue Oct 2 19:58:39 2007 |
Send a DV letter to Weltman as well. Yes, you .. |
| Posted: Tue Oct 2 0:00:17 2007 |
lawn, chicken and waffles don't set well with me .. |
| Posted: Mon Oct 1 23:55:02 2007 |
Luke, that's a very Zen question. Rather like .. |
| Posted: Mon Oct 1 23:47:25 2007 |
I hope I'm in keeping with FYI's idea for this .. |
| Posted: Mon Oct 1 23:36:59 2007 |
You start getting people under oath and getting .. |
| Posted: Mon Oct 1 20:24:56 2007 |
I've slept on a couch several times.
I am with .. |
| Posted: Mon Oct 1 20:14:06 2007 |
States differ on this. Some might not require .. |
| Posted: Mon Oct 1 20:11:20 2007 |
You're not dumb. You were probably just acting .. |
| Posted: Mon Oct 1 20:07:13 2007 |
That's good advice .. |
| Posted: Mon Oct 1 1:33:03 2007 |
goldenblast is right. Once you are a resident of .. |
| Posted: Mon Oct 1 1:27:05 2007 |
Look up your state law regarding this, especially .. |
| Posted: Mon Oct 1 1:22:51 2007 |
DebtCruncher is right, but in a very few states, .. |
| Posted: Sun Sep 30 0:01:39 2007 |
A pint of Tennant's lager, a side of whiskey, .. |
| Posted: Sat Sep 29 23:55:32 2007 |
I agree FYI. This is the best Dr Who ever, and .. |
| Posted: Sat Sep 29 0:52:00 2007 |
Congrats. They are the largest debt buyer in the .. |
| Posted: Sat Sep 29 0:45:29 2007 |
I've never watched the American version of The .. |
| Posted: Thu Sep 27 23:39:54 2007 |
The collector broke the law by setting such .. |
| Posted: Thu Sep 27 23:32:07 2007 |
It is indeed interesting. The time varies state .. |
| Posted: Thu Sep 27 23:26:07 2007 |
LVNV rarely collects, if ever, for someone else. .. |
| Posted: Thu Sep 27 23:18:33 2007 |
Well, I wasn't going to say anything, but the .. |
| Posted: Thu Sep 27 23:14:03 2007 |
I used to read a lot of classic science fiction. .. |
| Posted: Thu Sep 27 19:04:54 2007 |
Bossy, it was just one of those things burned .. |
| Posted: Wed Sep 26 18:37:23 2007 |
The Bionic Woman -- I saw it on. It's way to .. |
| Posted: Wed Sep 26 0:49:11 2007 |
Sorry I didn't see this thread sooner! Of course .. |
| Posted: Wed Sep 26 0:43:44 2007 |
Thanks cannr, Bob Hunter has a lot of such .. |
| Posted: Tue Sep 25 23:55:21 2007 |
Yes Ang, I'm not generally into prime time TV, .. |
| Posted: Tue Sep 25 23:40:12 2007 |
My favorite of Volley's avatars .. |
| Posted: Tue Sep 25 23:34:23 2007 |
Collection attorneys need not be licensed as .. |
| Posted: Tue Sep 25 23:23:26 2007 |
Check your state law for a start. It is .. |
| Posted: Tue Sep 25 0:01:49 2007 |
"once in a while you get shown the light in .. |
| Posted: Mon Sep 24 23:36:32 2007 |
Thanks FYI, I was wondering when Boston Legal was .. |
| Posted: Mon Sep 24 23:08:02 2007 |
As in all such posts, I suggest you check with .. |
| Posted: Mon Sep 24 16:29:04 2007 |
If I understand the question, yes they could give .. |
| Posted: Mon Sep 24 16:21:06 2007 |
Looks good. On paragraph 1, I'd stress that the .. |
| Posted: Mon Sep 24 1:20:51 2007 |
I've got to stop it. I'll bet that I've gained .. |
| Posted: Mon Sep 24 1:13:14 2007 |
I want to see Bionic Woman, FYI. For many years .. |
| Posted: Sat Sep 22 1:58:44 2007 |
You are right. The pre-bankruptcy .. |
| Posted: Fri Sep 21 18:36:39 2007 |
Congradulations! I know it must be quite a .. |
| Posted: Fri Sep 21 18:31:47 2007 |
Ang is right. It depends on your state, but most .. |
| Posted: Fri Sep 21 18:27:33 2007 |
Yes, you would not have had time to get it in the .. |
| Posted: Fri Sep 21 18:24:48 2007 |
It might be a matter of bad accounting, or maybe .. |
| Posted: Fri Sep 21 18:21:02 2007 |
Maybe ID theft I'd file a police report about .. |
| Posted: Fri Sep 21 18:16:01 2007 |
I don't know about your state, but the rules of .. |
| Posted: Fri Sep 21 18:11:09 2007 |
I'm glad you've found help here. Why don't you .. |
| Posted: Fri Sep 21 18:08:43 2007 |
You're right Bossy, the more the better, and .. |
| Posted: Fri Sep 21 0:17:37 2007 |
I gained 10 pounds just from reading this .. |
| Posted: Fri Sep 21 0:15:02 2007 |
Hokeyman, unfortunately there aren't very many .. |
| Posted: Fri Sep 21 0:01:22 2007 |
Deborah, check with your state law. In many .. |
| Posted: Thu Sep 20 23:51:46 2007 |
Under the Fair Debt Collection Practices Act .. |
| Posted: Wed Sep 19 17:17:08 2007 |
Your website doesn't seem accessable. Thanks for .. |
| Posted: Wed Sep 19 16:51:14 2007 |
It's probably bogus, and a violation of the law. .. |
| Posted: Wed Sep 19 16:44:29 2007 |
If the doctor can't, or won't validate the debt, .. |
| Posted: Mon Sep 17 23:53:49 2007 |
In my opinion (and I think I've voiced this .. |
| Posted: Mon Sep 17 23:45:15 2007 |
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