FIA Card Services - Why are debtors complaining?

You are full of **it too!

i was just approved for aaa credit card and the representative called me and asked why i wanted the card and i explained she also asked a few other questions. they approved me for a 5000 dollar limit but after looking them up and reading this blog i'm not sure i want to do business with them. i thought citi bank or bank of america was ok with their cards or are these problems because the person paid their bill late.

They jacked up my rates although we had never been late with a payment & lowered our limit right after the promotion period was over, on another reg purchase. As soon as we pay them off it's cut up & trash...We will never use them again!!! Do not ever get one of their cards...

try a credit union....soon as you are 1 day late fia will zap you....

I just opened your oh so impersonal and threatening letter about the usurious rates the charged if the bill is "Late".

Wonderful--no wonder so many debtors are defaulting o their outstanding debts--two can play hard ball. My inclination is to tell you to piss off. But agreed and will pay all I owe-- I just hate the sleazy way our do business. No wonder this country is in the shitter.

Here's a solution, quit spending more than you have and you won't run into these problems.You guys owe thousands of dollars to them and then complain when they jack your rate and try and get the money from you? Gimme a break.

nah,you give me a brake.how do you possibly justify an evil piece of garbage cutting someone's limit while jacking not only the percentage,but doubling their minimum payment.how dare you even try to judge when it is the credit card companies at fault?does it even register in that dehydrated pea you call a brain that people defauling on these cards is at an all time high for a reason?probably not.so get lost nobody needs an idiot like yours rants.

I owed bank of America and finally had a court order to pay $50.00 per month until it was paid.I cancelled my credit card and they kept sending me junk mail and calling to try to change my mind about closing my account. I send the amount to an attorney who then make sure it's paid. After a two years of doing this, I find today that my personal checking account has had a hold placed on it and my bank began legal proceedings disputing FIA Card Services who are trying to take out the complete amount in my account which is $436 and some change. I know this because our bank debit card was declined after my wife went grocery shopping. These people are crooks and sharks. I hope there is a class-action suit against them because I will definitely be signing up. I can't believe our government bailed them out. I will no longer have any dealings with FIA or Bank of America and any of it's affiliates. I advise anyone else to transfer there accounts to another bank.

Don't get FIA card for Bank of hawaii! We lost our job and unemployment for 15 months. I was never late 30 days, only late two times in 15 months because hardship by only few days. They raise their interest rate to 29%. Rip OFF!
Called their work out specialist, very secretive. They will not give out their phone number nor do it in writing. All verbal through the phone. We got a decent job but I am short of $200 on my budget and I asked them to reduce the interest rate or payment from $570 to $200 less for about 2 years. Absolutely useless!! They can't help me because they have to use the current payment $570 in the budget! Duh? Really stupid. On the other hand if you are in surplus they say why should they help? Customer service suck!!!! If they reduce the rate to 15% or anything I would have been a very loyal customers because i would be so grateful they help us in the time of need.

I have never had a problem with MBNA (the predecessor company) or FIA (the successor company). Customer service has ranged from arrogant with unintelligible accents (in the past), to highly professional (more current) (this can happen with any business). Web site is easy to use. Payments properly processed. No complaints and would generally recommend FIA cards. Reading the complaints, I think most of the posters are those who fell behind on payments.

My elderly father has been scammed twice by Privacy Assist (FIA Card Services). I had to battle with them about 6 months ago to stop charging him $12.99 a month for credit monitoring. They called him at home to "sell" him the service. Made it VERY clear that he was not and will never be interested in the service and asked that he not be contacted again since he is 79 years old, forgetful and hard of hearing. They did it again though - they started billing him again - he never authorized the service this time. Noticed on line that Bank of America (FIA) is being sued for "Unwanted 'Privacy Assist Services". You think!!??!! Tried to call to find out who "authorized" the service, but they won't tell me. Now I have to supply them with proof that it is ok with my dad for them to tell me who is ripping him off. What a scam! How do the employees at Privacy Assist in New Mexico sleep at night?