Hi everyone.
I am wondering if anyone has ever heard of/received a call from "the fraud division of CCB." I received a voicemail stating they are calling due to allegations involving my name and social security number. They also called a friend of mine and stated that she was listed as a reference. I am pretty sure this "attorney's office" is somehow linked to a payday loan company, as the calls did not start until I sent my letter demanding my refund and notifying these companies that they were not legal to lend in the state of Indiana, etc., etc.
Today I received another message from "James Black" at this company stating that if I did not return his phone call, they would process this through my county.
Just trying to see if there is anyone else here that has had to deal with these people and if there is a proper way I should deal with his calls.
Thanks!
BttrflyV69 Reason for Editing (Minimum 15 Characters)
Asked on 10:28 am Sep 22nd 2008
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I have recieved threats that the "litigation department" for an old payday loan is going to send out a felony warrant for my arrest to the police in my county. I have paid half of the loan, but it is old, from three years ago, and I lost my job so can't pay them the rest just yet. Do you think they can arrest me for fraud when I paid part of it back?Reason for Editing (Minimum 15 Characters)
Answered on 9:24 am Jun 14th 2009
Anonymous
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no they can't have you arrested or charged with a crime at all.debts are civil matters not criminal ones.any place that brings that up is a bottomfeeding bunch of humanoids.demand something in writing.then end the call and don't speak to them again.if you get something send a DV letter.send i certified mail return receipt.again,debts are civil matters.if they threaten fraud.demand something in writing and don't speak to them again.giving hope to the hopeless,help to the helpless,and hap to the hapless. Reason for Editing (Minimum 15 Characters)
Answered on 1:50 pm Jun 14th 2009
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I recvd a call from Mrs Taylor 888-872-1266 advising that I owe on a payday loan. She said that she is with the Summons and Complaint division. I scheduled a payment with her and then called 5 days before to cancel and she said that it was already with the attys and she couldnt cancel. She said to let it bounce and then I could Fed Ex a payment. I am in the state of ohio. I know that I owe a partial amount but she states that if I don't pay that I will receive a summons.Reason for Editing (Minimum 15 Characters)
Answered on 10:05 am Jun 25th 2009
Anonymous
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I am receiving calls almost daily from a woman from this company, stating I have been involved in fraudulent activities and if I don't call back they will refer my case to the local atty. I see here they talk payday loan which I have never used.
I refuse to call them back and have reported them each time they contact me.Reason for Editing (Minimum 15 Characters)
Answered on 10:20 am Jul 9th 2009
Anonymous
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My family has been receiving calls from CCR and Associates. They state their has been a breach with my SS# and I need to call back ASAP before they report me to the fraud department. I may have taken out a payday loan years ago with my ex-husband. Not sure whether it has been paid or not. However, I have not moved or even changed my phone number. My employer is the same. Why are they not sending me anything in the mail or even trying to call me? Why would they call relatives? Can they really take legal action against someone?Reason for Editing (Minimum 15 Characters)
Answered on 6:41 am Jul 23rd 2009
Anonymous
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No Debt Collection agency can have you arrested period.... Nor can they threaten you with a legal action that is not enforcable or well...legal. These are just scare tactics to get money out of you.Reason for Editing (Minimum 15 Characters)
Answered on 11:12 am Sep 3rd 2009
Anonymous
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Direct from the Fair Debt Collection Practices Act:
Creditors and third party collectors may NOT:
* use false, deceptive, or misleading representations or means;
* harass, oppress, or abuse any person while seeking payment;
* use any false statements or engage in unfair practices.
Debt collectors may not engage in unfair practices while attempting to collect a debt. For example, they may not:
* use threats of violence or harm against the person, property, or reputation;
* publish a list of consumers who refuse to pay their debts (except to a credit bureau);
* use obscene or profane language;
* use phone calls to repeatedly harass you;
* fail to identify themselves on the telephone;
* advertise your debt;
* threaten arrest if you do not pay your debt;
* say they will seize, garnish, attach, or sell your property or wages, unless the collection agency or creditor intends to do so, and it is legal to do so;
* indicate that actions such as a lawsuit will be taken against you, which legally may not be taken, or which they do not intend to take;
* collect any amount greater than your debt, unless allowed by law;
* deposit a post-dated check prematurely.
Debt collectors may not use false statements when collecting a debt. For example, they cannot:
* falsely imply they are attorneys or government representatives;
falsely imply you have committed a crime;
* falsely represent that they operate or work for a credit bureau;
* misrepresent the amount of your debt;
* misrepresent the involvement of an attorney in collecting a debt;
* indicate that papers being sent to you are not legal forms when they are;
* give false credit information about you to anyone;
* send you anything that looks like an official document from a court or government agency when it is not;
* use a false name.Reason for Editing (Minimum 15 Characters)
Answered on 3:33 pm Sep 3rd 2009
Anonymous
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I received a call today with a nasty and mostly inaudible message but I got the CCR and a demand call back to get extention #1 at the number 1-866-845-7811. States they are reps of and/or attorneys. The voice level was atrotious and never heard such a message from any legit debt collector. When I returned the call (out of curiosity, since I could not fully understand the loud, screaming message clearly) and got the option to get the attorney "you are working with" by name (but I have no such atty) or just press 1 to speak to a live person. After pressing 1 it says no one is available to take your call so plz leave message and then immediatly does not allow for a message because ext. 1 message box was too full... imagine that.. I too will call the attry general because I have never in my whole life been inside or used any payday loan facility. I dont beleive in them...no advanced pays from any type of company ever. As far as my debt...all has been paid in full save one credit card with owing less than $3000.00... so they may take me to court or whatever they want, but they will hopefully end up in jail as a result of their tactics and fraudulent practices.Reason for Editing (Minimum 15 Characters)
Answered on 6:21 pm Nov 3rd 2009
Anonymous
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This company contacted me today. Similar message as everyone else. I may have something from years ago, not sure. But isn't there a statute of limitations on trying to collect on these? It's been a good 9 or 10 years. I have nothing on my credit report and nothing on chex systems.Reason for Editing (Minimum 15 Characters)
Answered on 7:30 pm Nov 5th 2009
Anonymous
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What is going on? I just got he same message lefty on my phone. This is scary. These poeple have our names! I am going to conatc the police if they call again1Reason for Editing (Minimum 15 Characters)
Answered on 12:30 pm Nov 6th 2009
Anonymous
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