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Sub: #1 some one has purchased properties with my social s
Replied on 05-17-2011, 10:48 AM
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some one has purchased properties with my social security number not one but several but has kept a good record because it did not affect my record but I am now unable to get a loan because my debt ratio is too high. How long can I expect to wait to fix my credit report




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Sub: #2
Replied on 05-17-2011, 03:56 PM
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Have you reported the identity theft???

The purchases ARE affecting your record but messing with your debt to income. Contact the credit bureaus...and maybe the police.

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Sub: #3
Replied on 05-18-2011, 09:15 AM
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As SoapLady said this is identity theft. It is illegal alert the credit bureaus in writing, you can call them first if you'd like. Also, report it to the police as this is a CRIME!

Even though they're paying the bills that is no excuse to allow someone to violate the law.

Sub: #4
Replied on 05-18-2011, 09:37 AM
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File the police report first. These people will be arrested. When you file your identity theft complaint with the bureaus, include a copy of the police report.

Sub: #5
Replied on 05-19-2011, 10:16 AM
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There's no point in waiting as this is not going anywhere. You should file your identity theft complaint immediately. Your debt ratio has already been affected and before it goes for the worst, you must take necessary steps. Getting a copy of the police report should be a priority.




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