payday scam

Ah yes I too have been getting calls. A while back I applied for a payday loan online through one of those loan finders. I got a call today from a guy who says he is from the lawfirm of Patrick and Associates. At first i let him leave a message.Heavy Indian Accent says: " Hello this message is intended for "MY NAME". Now "my name", do not disregard this message. This is a very time sensitive matter. You can reach me "his name" at 818-538-9561. Again 818-538-9561.Now "my Name", If I do not hear from you or your attorney all I can do is wish you good luck as the situation unfolds upon you. Good Bye." The number he called from registered as 0000 sometimes and 916-395-0000 the other times. I was called 11 times today. The number is a disconnected number so i called the 818-538-9561 number and talked to an Indian guy. He said his client is American Payday and I owe them $800. He said if I do not pay then by Monday I would get a subpoena and if I was found guilty I would end up paying "8 and a half thousand dollars". I told himI did not take out a loan and iI have never been approved for a loan that high and it was bogus. He said i may then be victim of identity theft and to get an attorney. I said I could not afford one and he put me on hold to talk to his "Lead Attorney'. On getting back the amount suddenly dropped to $600. I told him I think he is a scammer and he got mad. He calmed down and i told him I wanted it in writing. He said he could not do that and I will be going to court. I told him he had to show something in writing and he said he could not do that. He had my current address (I just moved to the address 4 mos ago), my email, my phone, and my Social Security Number. He repeated it to me over the phone lol.

How can we be sure of a Payday loan company when we apply for such loans off-line?

I was called by the same idiots today. I told them to repeat my personal information. And they read back something that was entirely wrong. They had my SSN right all but the last 4 digits. My address was right except for the state. And my banking account number was right except the last 4 digits. I "supposedly" took out a loan for $200.oo. And I was being sued for $750.oo. The message they left me, was left by a female that I couldn't even understand. They do that so you can call them back. Told them I reported a fraud claim with the FTC & BBB. They got very aggravated and went off on me. They told me I was a peanut and told me to go to hell. And then they hung up. I then called back to 818-538-9561 and then got a message. They called back. The number came up 0000. I was then speaking to "RICHARD". And told them to send all the information. They told me they couldn't do that because it was against "Company Policies". Yeah right!!. Then also told me "May God have mercy on your soul" lmao. I just laughed and told them to go back to India. Anyhoo, these whack jobs need to be stopped.

There are a lot of outsourcing companies operating outside the U.S. today. Some of them are not following any legal guidelines at all. You may also come across a couple of them who're following our state specific guidelines and are registered with the federal govt. However, such companies are less in number. These are the only tele-sales companies who have your correct data within their system.

I just got a missed call from 916-395-0000. I see it's a scam and won't bother calling back. They did not leave a message.


Do these people ever do credit inquiries? Can they if they're illegal and out of the country? I'm just curious if a fraud alert/security freeze would be a good idea?

its funny because i have been getting those annoying calls of the guy with the heavy indian accent tellling me i am going to jail because of fraud. But before I confirmed all the information which was mines, I asked when this loan was giving because the name didn't sound familiar and if I did have that loan ,how ironic that they didn't take it out of my bank account. The response was because they change their policy. Thats when i realized it was all bulls**t. Plus he wouldn't tell me when the loan was given. That has been at least 2 months ago and they call and call and I just hang up on them. Now this weekend my daughter who has not been able to get a payday loan because she has no direct deposit, recieved the same call that she has fraud and would go to jail if she doesn't pay 650.00 for a loan of 475.00. They even gave her a case number, but i told her tell him to take you to court because you can prove that you do't qualify and the account they are talking about has been closed for a year. I told her tel them you will see them in court.

With PDL's, that I have dealt with, you need a chacking account to have the 'loan' direct deposited. Obviously..........if you don't HAVE a bank account you can't receive any money!! ALOT of PDL's are scams. I sometimes get calls from places I've never heard of,..and these places ask for me. They want me to "verify my information with them." If I had dealt with them before (which I didn't..) they should already have my info. Don't fall for the scams they try and produce!!!!!!!!

that is happening to me right now!!!! i'm freaking out....did they do anything to you?

what if they have all the personal info. ss#, address, home phone, work phone, all that?? i stupidly thought i could apply for this loan online, i guess you could call me an ameture. but i was desparate. now i have these guys callin me none stop, and they are now calling my work. what do i do?! they claim to be officers, and they claim they can have local police come to your work and arrest you. ive had this full time job for 3 years now, i cant afford to lose it. can someone tell me what to do before i cuss these people out on the phone?! they have my address and what not, so im scared...what do i do?...

i just realized, i may not have listened as closely as i should have, but they may have some of my personal info wrong. hopefully

I just received a letter by mail that stated I am identified as a potental claimant for unclaimed funds.. in this letter it states that I have 30 days to contact them if I do not they will no longer try to contact me.. at the top of this letter they have the last four numbers of my social security number?? Is a scam? Has anyone else received this letter??

Who is the letter from? That will determine whether it's a scam or not. In California, the state does hold various amounts of unclaimed funds for residents, and it's always fun to find out you have money that you didn't think you had...