I got this yesterday. Not the first time. Idiots think I will fall for it. I reported it to [email]firstname.lastname@example.org[/email]
I do have a paypal account, but they sent it to my email address that is not associated with my account.
Like I always said, NEVER click on a link provided in email to verify your information. Always open your browser, and type the URL, in this case, it would be https://www.paypal.com
Look in the email I was sent by a fraudulent sender. Notice the REAL address of the link provided in the status bar.
(notice in the letter, They did not mention my name, and used the phrase "If your account informations" phishers tend to make grammar errors, and don't address you by name. But don't trust it, even if it looks legit)
By signing up for counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
Some creditors and collection agencies refuse to lower the pay off amount, interest rate, and fees owed by the consumer.
Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies.
Debt relief services may have a negative impact on the consumer's creditworthiness and his overall debt amount may increase due to the accumulation of extra fees.
The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.