Great information to know, markofkane! Like you, I've received these bogus e-mails and have mostly just ignored them. It is good to remind people, though, as to what to look for and watch out for as some people may be in a hurry and not pay close attention to a bogus e-mail like this.
There was an instance a few years back where the customer of the bank I'm with was plagued by a slew of these phishing E-mails. I'm afraid some people did actually fall for them, though. I guess it go so bad, the bank placed a permanent link, right above the boxes where you put in your login information, that warns you about phishing scams and what to look for, when you click on it.
Even job hunters aren't exempt from scams. While I've been looking for a job over the past year, I've found that I responded to what seemed like an extremely legitimate job posting, only to get one of those "we send you checks/money orders, you cash them, take your percentage, and send the rest to us. Only to find out later the checks/money orders we sent were bogus." scams!
Ticked me off!
I hit reply to a few of them and fired of a very nasty and not very clean-language E-mail to them telling where exactly they can file those bogus checks/money orders.
It's hard enough when you're unemployed and looking for work and don't have any money, but then you have to watch out for scams like these!