scammed by my wife

After checking my credit report recently, I found that my wife has taken out a new credit card using my confidential information. The card has been opened in my name. I have not applied for the credit card and don't live with my wife. What should I do now?

It is really unfortunate to know that your wife has misused your confidential information in this manner. Anyway, now that the account has been opened in your name, you can repay the bill and close the account. You may also freeze your credit report (by paying a fee) after the account has been closed.

As the credit card has been taken out in your name, you should immediately contact the authorities and cancel your card. If she mis-uses your credit card, you'll become responsible for it.

This is quite true. You might find yourself under a huge debt burden if she continues to use it like this.

Paying the debt is BAD ADVICE. Making a payment is basically stating "this debt is mine." You need to call the creditor, file a fraud report with the credit bureaus and file a police report for identity theft.

right on target ohiogal.this is IDTHEFT pure and simple.it should be treated as such as well.