Are consumers being scammed by World Financial Network Bank?

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sanjose
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Sub: #17
Replied on 01-06-2010, 04:54 PM
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Thank you too. I also read it several times but never noticed the first paragraphs says Dressbarn Credit Card. Now I want to close the account but could not find the card (as I have never used it after I opened the account). Any suggestion what I can do to close it? I suppose if I call the 800 number I will have to give out my social security number....

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Sub: #18
Replied on 01-21-2010, 05:50 PM
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[QUOTE=Anonymous;482128]YES! THEY ARE SCAM.. I RECEIVED the same small piece of paper with such an arrogant tone that made me throu up!. What is new in this country? They just think we DECENT Tax payer people are at their mercy. But, time will change... We should never forget this people! for what they are. DO NOT give any information. They are the worst. And who cares? they can give my information whom ever they please!!! I hope they do. I DO NOT NEED ANY CREDIT. I DO NOT WANT ANY CREDIT. I HAVE NOTHING TO HIDE... AND I AM FORTUNATE! I HAVE OTHER CHOICES.. I CAN MOVE OUT OF THIS COUNTRY, AND THEY CAN CONTINUE WITH THEIR HARRASMENT!
Sorry for all the scam around us. Keep up and spred the information. Thanks[/Q

The company is not a scam. If you never signed up for a credit card and pay your bills on time you would not have to deal with WFNNB.

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Sub: #19 former fortunoff card holder
Replied on 01-26-2010, 06:57 AM
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I am a former fortunoff card holder, since they have gone out of business I have been sending my payment to WFNNB . The last two months they have added late fee to my bill, the late fee is always on the 9th and payment on the 10th . I have always mail my payments to reach the bank before due date.
I call them and always their statement is it's the computer that does it and they can not do anthing about it. I been put on hold ,and no one came on the line. On Jan.25 2010 I was talking with Mr. Aldine a manager and the line went dead. I call back and got a recorder [Our hours are from 9 to 6 ]
What can I do as a consumer but report them to the BBB?

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Sub: #20 World Financial Network National Bank - biggest scamers
Replied on 02-21-2010, 01:10 PM
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Let me tell you how upset and mad I am. This company seriously needs to be brought to court like the person above mentioned. Yes, they are handling the billing for many stores, and they have been tacking late fees on to my accounts (Ann Taylor, Limited) when I don't even owe them anything. What they do after you have not used your card for several months, then after you buy something from a store, they wait almost two months to send you a bill hoping you forget about it. Lets face it most of us wait until we get a bill and pay it at that time. Then they start tacking interest plus $25.00 dollars per month in late fees. I cought them on just another account of mine, where I made a small purchase and was waiting for my bill. Since time went by,I believe almost over a month, I'd been thinking I should have received a bill by now, I went into the store and paid my bill and complained that I did not get a statement. Sure enough, a week after I made my payment I received a bill and it was also from wonderful World Financial Network National Bank. Actually, several years ago when they took over the billing for Ann Taylor I had about a $62.00 credit balance and they never gave me the credit, it was nothing but a headache and hassle. So I am ready to take them to Court. Anyone else out there, please lets get together and do something.
very upset and angry

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Sub: #21
Replied on 03-01-2010, 12:08 PM
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Thank you to the person that said the info was right at the top of super long statement. Mine was for Dress Barn. They raised the interest rate to some ridiculous level, but I only keep it so I get the coupons in the mail.

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Sub: #22
Replied on 03-22-2010, 06:53 PM
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I just have to ask, how throughly are you reading these mailing before jumping to conclusions that it is fraud when it does state, as you say, in the very first paragraph?

jangelheart
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Sub: #23 More scam info on wfnnb
Replied on 04-14-2010, 03:52 PM
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Quote:
Originally Posted by tmase711111 View Post
WFNNB is an issuer for department store credit cards. I know for a fact they are the issuer of a dept store named Maurices because my daughter has one. I believe they are an issuer for furniture store cards also.
WFNNB also bills for Roamans Card~clothing company. That mailing that has been discussed also notes that people will be charged $1.00 per month for a "paper" statement.
They are forcing cardholders to register on line for "online" billing. OE ELSE THEY WILL PAY..
NOW THAT IS A SCAM !!Just like the government, what next ? They will keep changing the rules and drain our wallets.

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Sub: #24
Replied on 04-30-2010, 07:04 AM
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Quote:
Originally Posted by Anonymous View Post
YES! THEY ARE SCAM.. I RECEIVED the same small piece of paper with such an arrogant tone that made me throu up!. What is new in this country? They just think we DECENT Tax payer people are at their mercy. But, time will change... We should never forget this people! for what they are. DO NOT give any information. They are the worst. And who cares? they can give my information whom ever they please!!! I hope they do. I DO NOT NEED ANY CREDIT. I DO NOT WANT ANY CREDIT. I HAVE NOTHING TO HIDE... AND I AM FORTUNATE! I HAVE OTHER CHOICES.. I CAN MOVE OUT OF THIS COUNTRY, AND THEY CAN CONTINUE WITH THEIR HARRASMENT!
Sorry for all the scam around us. Keep up and spred the information. Thanks
I just received a letter that they denied my credit. I never applied for this card that's why I am checking on the web what kind of company this is. They also told me that they checked my credit with Equifax credit maybe for me to call them and give them my info. Be carefull with these kind of mailings.

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Sub: #25
Replied on 05-05-2010, 12:22 PM
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Hi,

As far as can be determined that Consumers suspect that the company is involved in "fraudulent credit approvals", harasses people for payments,even though the customer does not have an account,uses profanities and intentionally often mails privacy statements to customers even who does not have an account .One should not respond to their calls!!!!!!

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Sub: #26
Replied on 05-10-2010, 05:34 PM
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Quote:
Originally Posted by Anonymous View Post
I, too recieved a mailing ("privacy statement") from world financial network national bank telling me if I didn't want my personal info "shared" to call the 800 number. I also got the recording requesting first my account number (what account?!!) and then my ss#. I thought NO WAY and checked on the internet and found all the wfnnb scam information. I will give this mailing to the post office. The thing that first tipped me off that it might not be legit was that it was in my name, rather than my husband's. (our cr. card acct. is in his name.)

I work for this bank and it is not a scam.

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Sub: #27
Replied on 05-10-2010, 05:38 PM
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I work for this bank and this is not a scam. we are a bank the finaces retail store cards. we are required by law to provide you with the info of opt out. Do you even know what that is...?? Ya we share your personal info with other banks and creditors.. crazy shit i know as soon as i found out about that i called all my creditors to get opt out of globel info sharing

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Sub: #28
Replied on 05-10-2010, 05:47 PM
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Quote:
Originally Posted by Anonymous View Post
If there are two WFNNB's, NEITHER is legit. The company that handles debts for department stores scams its debtors by creating false late charges and tacking on interest. They seriously need to be brought to court.

There is not two wfnnb. It is wfnnb and wfcb we are two banks . and you would not have to pay interest and late fee's if you paid ontime. read your credit card agreement. if you dont like it... close your account!!

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Sub: #29 Scam by World Financial.....
Replied on 06-01-2010, 12:38 PM
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Received the same today..It's in "File 13" now.


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Sub: #30
Replied on 06-07-2010, 11:24 AM
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i would not trust anyone who asks for that kind of information, seriously. my identity has been stolen in the past and i do not trust personal information with nearly anyone.

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Sub: #31 Not a scam
Replied on 06-11-2010, 11:34 AM
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WFNNB is not a scam. they finance credit cards for companies like express,new york and company,victorias secret and many more. They arent a very well known bank but they handle hundreds of accounts. Many people think they are a scam for many reasons. 1. They arent well known 2. People forget to make payments on their account and it is somehow the banks fault when no its your fault. 3. When an account falls past due the collection calls start right away and dont stop until someone answers the call and makes some sort of arragment with the collector. Word of advice: if you hang up you will get a call back so it is pointless to hang up your are only screwing yourself over the collector doesnt care. They ask for personal information becuase they finance YOUR CREDIT CARD!!! If you dont know your account number then the only other way for them to look up your account is with your social security number. All calls are moniterd closely and if you dont feel comfortable get a conformation number.

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Sub: #32
Replied on 06-11-2010, 11:41 AM
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I just have to say that they are not scams. People dont like credit card companies because they get late fees when they are late and it impacts their credit. They love them when they can borrow money but when it comes time to pay it back its a huge deal and the credit card companies are scams and should go to court. NO!!! Pay your bill and this wouldnt happen. And by the way when you get a collection call about the debt dont try to yell at the collector because they dont care. In fact they get off the call and laugh at you. If the consumer made their payments on time there wouldnt be penalties. When you get a cards you are agreeing to the terms and it is a LEAGAL CONTRACT PEOPLE!! Get over it. If you dont make your payments it is your fault not the banks so you get a late fee and finance charges.




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