Debt Consolidation Forums Identity theft - scams and security



Sub: Are consumers being scammed by World Financial Network Bank?
Tue, 08/09/2011 - 11:58


I received a letter today from the above. Thinking this was my local Bank I called the company. They stated that I could opt out on who they furnished my credit info to if I called and told them. I got a recording asking for my account number (if you dont have your account number give us your Social and then the recording asked for my zip code.
Later I questioned my actions and called the President of my Bank. He stated he has never heard of them. I checked the web and it is loaded with complaints about this company.
May I please hear from you.



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Sub: #11 World Financial Network National Bank:Sat, 12/12/2009 - 10:45


I also received this mailing stating changes to my account. I don't have an account with this bank There letter addresses changes to my account the Processing Fee of $1.00 for paper statments got my attention ! I called the 800 ## the machine asked for an account number or my Social Security Number ! NEVER give your SOCIAL SECURITY number out espically to a machine !!


Tea18100
Tea18100
Sub: #12 I got the same paper too. Wondering how did they get my Name andMon, 12/14/2009 - 16:32


I got the same paper too. Wondering how did they get my Name and address.


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Sub: #13 I looked up these guys on BBB. They are rated A+ through them. Mon, 12/28/2009 - 07:50


I looked up these guys on BBB. They are rated A+ through them. They represent a very long list of retail operations- list is on the BBB site. I was in the middle of filing a complaint because I got a notice from them and didn't know who the heck they were, when I looked again at the very top of the notice- it said it was regarding changes to my Express credit card agreement. I thought I had cancelled long ago but it looks like I didn't.

Hope that helps some people figure out why they are getting mailings from this company. I definitely would agree that WFNNB should make it much clearer which retailer they are representing in these mailings.


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Sub: #14 You saved me a lot of timeSat, 01/02/2010 - 11:17


Thanks for telling me to read the top of the letter addressed to me. I read 75% of the letter trying to figure out who these people were. I even called the number they had listed and got the same reply many others did. Through the internet, I found a direct number and planned to call them on Monday but your email telling me to read the first paragraph told me exactually who they represented. New York and Company, a clothing store's credit card has a zero balance with me but I will close it out immediately.

This was so helpful. Look at the first paragraph in bold, and it will tell you who WFNNB is representing.


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Sub: #15 Thank you thank you -- i read it several time and never noticed Tue, 01/05/2010 - 18:12


Thank you thank you -- i read it several time and never noticed that the first paragraphs says what account. Thanks again


sanjose
sanjose
Sub: #16 Thank you too. I also read it several times but never noticed tWed, 01/06/2010 - 16:54


Thank you too. I also read it several times but never noticed the first paragraphs says Dressbarn Credit Card. Now I want to close the account but could not find the card (as I have never used it after I opened the account). Any suggestion what I can do to close it? I suppose if I call the 800 number I will have to give out my social security number....


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Sub: #17 [QUOTE=Anonymous;482128]YES! THEY ARE SCAM.. I RECEIVED the sameThu, 01/21/2010 - 17:50


[QUOTE=Anonymous;482128]YES! THEY ARE SCAM.. I RECEIVED the same small piece of paper with such an arrogant tone that made me throu up!. What is new in this country? They just think we DECENT Tax payer people are at their mercy. But, time will change... We should never forget this people! for what they are. DO NOT give any information. They are the worst. And who cares? they can give my information whom ever they please!!! I hope they do. I DO NOT NEED ANY CREDIT. I DO NOT WANT ANY CREDIT. I HAVE NOTHING TO HIDE... AND I AM FORTUNATE! I HAVE OTHER CHOICES.. I CAN MOVE OUT OF THIS COUNTRY, AND THEY CAN CONTINUE WITH THEIR HARRASMENT!
Sorry for all the scam around us. Keep up and spred the information. Thanks[/Q

The company is not a scam. If you never signed up for a credit card and pay your bills on time you would not have to deal with WFNNB.


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Sub: #18 former fortunoff card holderTue, 01/26/2010 - 06:57


I am a former fortunoff card holder, since they have gone out of business I have been sending my payment to WFNNB . The last two months they have added late fee to my bill, the late fee is always on the 9th and payment on the 10th . I have always mail my payments to reach the bank before due date.
I call them and always their statement is it's the computer that does it and they can not do anthing about it. I been put on hold ,and no one came on the line. On Jan.25 2010 I was talking with Mr. Aldine a manager and the line went dead. I call back and got a recorder [Our hours are from 9 to 6 ]
What can I do as a consumer but report them to the BBB?


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Sub: #19 World Financial Network National Bank - biggest scamersSun, 02/21/2010 - 13:10


Let me tell you how upset and mad I am. This company seriously needs to be brought to court like the person above mentioned. Yes, they are handling the billing for many stores, and they have been tacking late fees on to my accounts (Ann Taylor, Limited) when I don't even owe them anything. What they do after you have not used your card for several months, then after you buy something from a store, they wait almost two months to send you a bill hoping you forget about it. Lets face it most of us wait until we get a bill and pay it at that time. Then they start tacking interest plus $25.00 dollars per month in late fees. I cought them on just another account of mine, where I made a small purchase and was waiting for my bill. Since time went by,I believe almost over a month, I'd been thinking I should have received a bill by now, I went into the store and paid my bill and complained that I did not get a statement. Sure enough, a week after I made my payment I received a bill and it was also from wonderful World Financial Network National Bank. Actually, several years ago when they took over the billing for Ann Taylor I had about a $62.00 credit balance and they never gave me the credit, it was nothing but a headache and hassle. So I am ready to take them to Court. Anyone else out there, please lets get together and do something.
very upset and angry


Thank you!
Thank you!
Sub: #20 Thank you to the person that said the info was right at the top Mon, 03/01/2010 - 12:08


Thank you to the person that said the info was right at the top of super long statement. Mine was for Dress Barn. They raised the interest rate to some ridiculous level, but I only keep it so I get the coupons in the mail. :-)


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